Xinjiang Uygur Autonomous Region finances to play a special funding role of inclusive financial development to promote the implementation of inclusive micro -loan policies

In recent years, under the strong leadership of the Party Committee of the Autonomous Region and the People's Government of the Autonomous Region, the Finance Department of the Autonomous Region has thoroughly implemented the decision -making and deployment of the Party Central Committee and the State Council on the development of inclusive finance and supporting small and micro enterprises, and the financing development of "agriculture, rural areas" to further improve and improve the finance Support the inclusive financial development policy system, implement the policy of preventing and controlling the epidemic and economic and social development policies, improve the efficiency of financial funds, promote the autonomous region; the high -quality development of inclusive finance, guide financial institutions to actively promote the inclusive micro -loan business.

1. Give full play to the role of the special funds of inclusive financial development, and guide to leverage the weak regions and key areas of financial resources services

The first is to actively implement the policy of targeted expenses for rural financial institutions. Given certain cost subsidies to the qualified rural commercial banks and the grass -roots outlets of the rural credit cooperatives, village and township banks, etc., reduce the operating costs of rural financial institutions, improve the rural financial organization system, and encourage and guide more credit funds to invest in "agriculture, rural areas". In 2021, a total of five weak regions in the autonomous region received a subsidy of 28.83 million yuan in targeted expenses. The second is to make good use of entrepreneurial guarantee loan policies to continue to help "mass entrepreneurship and innovation." The financial arrangements of the Central and Autonomous Regions are used for special funds for independent entrepreneurship and farmers who are engaged in breeding, urban registered unemployed personnel, employment difficulties, and small and micro enterprise entrepreneurial guarantee loans that meet the requirements of policy stipulated. Entrepreneurship reduces the burden on entrepreneurs and employers. In 2021, the autonomous region issued 956 million yuan of entrepreneurial guarantee loans throughout the year, and a total of 3.044 billion yuan in entrepreneurial guarantee loans was issued. The financial departments at all levels of the autonomous region provided discounting funds of 155 million yuan, benefiting 26,700 people and 519 small and micro enterprises.

2. Do a good job of financial support to deepen the comprehensive reform of private and small and micro enterprises in pilot cities and the work zone of the inclusive financial development demonstration zone

From 2019 to 2021, supporting Urumqi City High -tech Zone, Bazhou, Karamay, and Bozhou successfully declared fiscal support to deepen the comprehensive reform of private and small and micro enterprises in comprehensive reform pilot cities, and obtained a total of 300 million yuan in central financial award funds, promoting promotion The financing environment of private and small and micro enterprises in pilot areas has continued to improve. Since 2022, on the basis of summing up the financial support of the comprehensive reform of private and small and micro enterprises in the pilot cities of the comprehensive reform of private and small and micro enterprises, the Autonomous Region Finance Department and the People's Bank of China Urumqi Center Sub -branch, Xinjiang Banking Insurance Regulatory Bureau, and local financial regulatory bureaus strengthen departmental cooperation Formed policy joint efforts, jointly studied and promoted the work zone of the inclusive financial development, and chose the best through performance assessment to select the Holgos City of Ili Prefecture, Tianshan District, Urumqi, and Aksu area in 2022. The autonomous region in the central financial development demonstration zone was ranked first in the western region in the performance assessment zone of the Central Finance Development Demonstration Zone. In the next step, it will guide the urging Ili Prefecture Holgos City, Urumqi Tianshan District, and Aksu area to build a demonstration zone with various inclusive financial development according to local conditions, explore the effective model of financial support for financial support, and effectively guide inclusive financial services Increase, expand, reduce costs, and increase efficiency.

Third, make good use of the policy of reducing financing guarantee rates to enhance the role of financing guarantee for credit increase

Through allocating risk compensation funds, cost reduction awards, and strengthening performance evaluation methods, we will support financing guarantee institutions to become bigger and stronger, and encourage government financing guarantee agencies to actively implement policies to reduce fees to less than 1%. In order to effectively reduce the financing costs of enterprises, improve difficulties in financing of small and medium -sized enterprises, and expensive financing, and further increase their support for the real economy, the autonomous region continued to implement the policy of reducing financing guarantee rates in 2022. The guarantee rate of the guarantee business implemented by a moderate scale of agricultural operations has dropped to less than 1%. Based on this, the autonomous region's finances are subsidized at 1%of the guarantee amount. From January to April 2022, the autonomous region enjoyed a total of 1,2174 small and medium-sized enterprises, moderate-scale operating entities, and "agricultural, rural areas, and rural areas, and the main accounts of" agriculture, rural areas, and farmers. 10,000 yuan.

Fourth, through the management of state -owned financial capital, guide local state -owned financial enterprises to support the development of market entities

The Finance Department of the Autonomous Region takes the improvement of the management of state -owned financial capital as the starting point, guiding the local state -owned financial institutions of the autonomous region to "two overall situations", keeping in mind the "big country of the country", and improving the economic efficiency and level of financial services. The Agricultural Credit Federation of the Autonomous Region and the Bank of Xinjiang have established the Ministry of Finance, which specialize in the development of specialization and skepticity of small and micro financial services. The convenience of industrial and commercial households acquiring financial services has effectively solved the financing problem of private small and micro enterprises. The autonomous region's bare company adheres to the functional positioning of government financing guarantee agencies, focuses on the small branch and micro -branch farmers, continues to improve the quality of service, adheres to the reduction of fees, conscientiously implement the policy of financing guarantee rates to below 1%, and actively with the national financing guarantee fund Docking communication, improving the ability to increase credit increase in the autonomous region government guarantee agency, and better help small and medium -sized enterprises' financing and development.

(Source: Office of the Finance Department of Xinjiang Uygur Autonomous Region)

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