State student loans start to accept!Multiple policies to relieve repayment pressure

State -aid loans are a kind of credit loan led by the government and fiscal discounts to help students with economic difficulties in college families solve tuition fees, accommodation fees, and make up for living expenses during their studies. In the past two days, the State Development Bank began to accept credit aid loans of students in 2022, which also means that the national student loan in 2022 officially began to be accepted.

National student loan in 2022 has recently been accepted

On the first day when the national student loan began to be accepted, Li Zhe and his mother came to the county student funding center. After presenting the admission notice and related certificates of colleges and universities, they successfully applied for 8,000 yuan for assistance. Learn loan.

Li Zhe, a student of Chunhua County: Tuition is 5,000 yuan, and the remaining 3,000 yuan is used for my personal life. After the loan, I feel that the pressure is not so great, and I can go to school with peace of mind.

Wang Heng, deputy director of Chunhua County Student Funding Management Center: We have made a focus on some special difficulties such as poverty alleviation households, low -guarantee households, disabled orphans, etc. After the notice came out, we conducted home visits in batches according to the admission situation to ensure that the student aid policy is well -known, so that we should loans.

The National Development Bank stated that the total number and total number of loans and total scale of the application for national student loans will fully meet the loan needs of each family's economic difficulties. This year, it is expected to issue nearly 40 billion yuan in student loans to benefit 4.5 million students with economic difficulties in families.

Yang Hongmei, the second place of the National Development Bank's inclusive financial department aid loan management: If it is for the first time, he needs to go to the funding center in the county with his joint borrower to handle it. applied.

It is understood that the National Development Bank is the main undertaking bank of a national student loan. In addition to the Development Bank, the national student loans hosted by some provincial and cities will also be accepted in the near future. The campus state -aid loan hosted by the Bank of China has been processed for the first time this year. This year, the full process is processed. Students apply at home.

Many national policies to relieve the pressure on the repayment of the loan of school aid this year

Students who applied for a national student loan have no repayment burden during school. But after graduation, the principal and interest need to be responsible. In order to alleviate the burden of this part of the graduate college students, the country has also introduced interest -free and postponed repayment of this policy this year.

According to the notice of the four departments such as the Ministry of Finance, the interest of the state -aid loans that should be repaid in 2022 and previous years should be exempted from the interest of loan students who graduated in 2022, and the removal interest shall be borne by the finance. For the national student loan principal of 2022 and previous year -old loan students who should be repaid within 2022, they can extend the repayment of one year after the lending students' own application.

Yang Hongmei, the second place of the National Development Bank's inclusive financial department aid loan management: the interest that should be exempted this year. We can enjoy it without a student application. The extension of students requires students to apply for independent application. We can do it on July 16th, and we can do it online.

Yang Hongmei said that if there is a need to apply for the principal of repayment of the student loan, you can now apply for an application. However, she specially reminded that if the principal applied for a postponed repayment this year, the principal of the student loan principal that repay two years will be repaid for two years next year, including the extended part of this year and the normal repayment of the next year.

It is understood that banks including Bank of China such as Bank of China and other student loans have also opened the application channel for the loan principal delay to repay the repayment of the loan principal. For the interest of this year's student loan that has been collected before the issue, all will be returned to the students.

Original title: National student loan began to accept a number of policies to relieve repayment pressure (Reporter Wang Lei Wang Yan Du Lei Ming Shaanxi Taiwan)

Source | Xinhua News Agency client

Edit | Pei Jingying

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