"Timely rain" and "responsibility" to broadcast the financial "rain in time" starting up more dreams
Author:China Agricultural Credit News Time:2022.07.18
"Timely rain" and "responsibility" to broadcast the financial "rain in time" starting up more dreams
Li Qiang Zhou Yongqi
"Thank you very much for Qianjiang Rural Commercial Bank. The loan funds have come in a timely manner, which greatly relieves the pressure of my funds turnover." On June 30, Mr. Lin, who had just received the loan funds, laughed at the joy that could not bear his heart. Said.
Mr. Lin operates feed sales, pig breeding, and oil chambers in Zhangjin Town, Qianjiang City, Hubei. It has a long operation time and has a reputation in the industry. In order not to make mistakes, Mr. Lin recently urgently needed funds to buy pigs and feed, but suffered from insufficient mortgage. Zhang Jinzhi, the Qianjiang Rural Commercial Bank of Hubei, learned the problems faced by Mr. Lin, and confirmed that it met the "agricultural loan loan" conditions according to his financing needs and business status. The product was recommended for the first time. After Mr. Lin applied for a loan, Zhang Jin branch cooperated with the provincial agricultural staff to conduct on -site investigation as soon as possible, quickly go through the relevant procedures, and successfully issued the city's first "Agricultural Bald Loan Loan" credit version of 1 million yuan, which promptly resolved Lin Lin Mr.'s financing problem.
It is reported that Qianjiang Rural Commercial Bank's "Agricultural Bald Loan Loan" is a combined guarantee loan with a portfolio of 50%of the joint liability guarantee within a certain amplification ratio of the provincial agricultural company in a certain amplification ratio of the guarantee margin. Ten thousand. Agricultural shadow company guarantees the guarantee model, the preferential loan interest rate and the online guarantee contract signing, which is shortened by half compared to the general agricultural operating loan processing time, which also greatly reduces the pressure of customer loan. New agricultural business entities such as farms, small and micro enterprises or business owners, and peasant cooperatives provide financial "rainy rain".
The successful landing of Qianjiang Rural Commercial Bank's first "Agricultural Bald Loan Loan" marks that the city's new agricultural business entities have updated, better and more smooth financing channels. In the later period, Qianjiang Rural Commercial Bank will continue to vigorously promote the "agricultural loan loan", continuously increase the efforts of supporting agricultural support, and actively help the city's new agricultural business entities to increase their income and become rich. "Wo Tu", with the support of "real gold and silver" as the responsibility of "rural revitalization organizers".
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