Qingdao Provident Fund has collected 254.726 billion yuan in 30 years

Popular Network · Poster Journalist Zhou Wanyu Qingdao Report

On the morning of the 15th, the Qingdao Housing Provident Fund Management Center held a press conference. The relevant person in charge introduced the work of the municipal housing provident fund system for 30 years. From the official establishment in July 1992, to the end of June this year, the city has collected a total of 254.726 billion yuan in provident fund, withdrawn of 173.917 billion yuan for employees, a loan of 120.896 billion yuan, and a value -added income of 11.712 billion yuan. Housing) Construction supplementary funds of 8.92 billion yuan, played an important role in serving the overall situation of the city, supporting urban construction, promoting economic development, and ensuring the needs of people's livelihood.

At the meeting, Sun Li, a member of the party group and deputy director of the Qingdao Housing Provident Fund Management Center, introduced that the implementation of the housing provident fund system is a historic measure for my country's deepening housing system reform. It is an innovative exploration that improves the housing security system and improves the environmental conditions of the living environment. Over the past 30 years, the city has achieved a historical breakthrough from scientific decision -making and standardized management of the housing provident fund system, and has built a model of scientific decision -making and standardized management, and has built a guarantee system of "all staff coverage, rent, purchase, and efficient and convenient".

The business is steadily developing, and the effectiveness of livable protection is more significant

The system covers the group continues to expand. The first is to improve the deposit system. Introduce documents and other documents of the deposit management measures, and clearly incorporate rural migrant workers into the category of mandatory deposit. Write the provident fund for employees in accordance with the law into the city's labor contract demonstration text, and continuously consolidate the foundation of the system to ensure. The second is the expansion of the surviving group. While incorporating individual industrial and commercial households, freelancers, foreign people, Hong Kong, Macao and Taiwan compatriots, while incorporating the scope of the system guarantee, cross -departmental cooperation is strengthened, and the affairs of the Organization Department of the Municipal Party Committee, Finance, Human Resources, and Retired Military Affairs will be Military and professional village secretaries pay the provident fund, actively strive for flexible employment personnel to participate in the pilot of the provident fund system, and promote all members of the society to pay. The third is precise urging and urging. Relying on big data platforms, the establishment of provident funds, social security, industry and commerce and other sectoral information interoperability mechanisms, accurately screening and mastering the information of unpaid units, and linking market -oriented resources such as banks to undertake banks, and conduct targeted implementation of urging systems. The fourth is to strengthen law enforcement supervision. In -depth departments cooperation, sharing the results of supervision and law enforcement with the Municipal Finance Bureau, and the municipal administrative examination and approval bureau system to take over the prevention unit of the arrears of malicious cancellation. The court applied for the court to include the list of units who refused to perform the deposit obligations in accordance with the law. More than 10,000 employees recovered nearly 400 million yuan to effectively protect the rights and interests of employees. At present, the city has a total of 71,600 deposits and 1.8761 million practical employees. In the first half of this year, the provident fund was collected at 14.982 billion yuan, an increase of 15.32%year -on -year, and the deposit scale further expanded.

Loan support has continued to increase. The first is to carry out special rectification actions. In conjunction with the normalization of the housing and construction department, the special treatment of real estate development enterprises 'refusal loan -restricted provident fund has been carried out. As of now, there are more than 1,800 real estate development enterprises and more than 4,600 real estate projects to fully protect employees' purchase rights and interests. The second is to meet the needs of different groups. According to the characteristics of the house purchase group, timely adjust the introduction of differentiated loan policies. For families who purchase the first house in this city, the maximum limit of the provident fund loan applied for the husband and wife's application from 600,000 yuan will be increased from 600,000 yuan to 800,000 yuan this year. 10,000 yuan increased to 500,000 yuan; further reduced the threshold for loan application, the payment time limit was shortened from 12 months to 6 months. Increase the upper payment ratio according to the ladder of the room, and support the rigidity and improvement of the housing needs of employees. The third is to improve business efficiency. Cooperate with 29 banks to conduct a combination loan business, increase online processing channels, implement remote declaration mortgage, provide acceptance, approval, and mortgage "one -stop settlement" services, and the fastest application for the day and the next day loan. In the past 30 years, a total of 424,400 households have enjoyed a discount of low -interest loans for provident funds, supporting employees' purchase area of ​​43.359 million square meters, and driving housing consumption of 328.804 billion yuan, which provides a strong guarantee for resolving housing difficulties and improving the quality of housing.

Extracting channels continue to expand. The first is to broaden the boundary of policy. The withdrawal of the provident fund withdrawal from 4 types in 1992 to 12 types cover various types such as house purchase, loan repayment, retirement, and unemployment. It not only supports employees to improve the consumption capacity of house purchase, but also help difficult groups reduce economic burden. The second is to increase support for rent. The proportion of extraction conditions can be extracted from the specified proportion of rent exceeding the household salary income. Now it is relaxed to my and spouses in the administrative area of ​​the island city without their own property rights and renting a housing. Nowadays, it is promoted to a maximum of 8,400 yuan per year for employees without housing employees, providing a maximum of 30,000 yuan per year for house lease filing vouchers, helping 204,700 employees to reduce the pressure on rent, and providing rental support for young people and new citizen groups. The third is to help cities organically update. In 2020, the province took the lead in launching the renovation of old urban old communities and existing residential installations of elevators to withdraw housing provident fund business, and accumulated a total of 3.332 million yuan for employees to improve employees' sense of gain and happiness.

Fund value -added income continues to increase. The first is to build a fund management system. Establish a fund management system with fund management measures as leading, risk management measures as guarantee, bank assessment methods, and regular deposit management methods. The second is to improve the ability to operate funds. Comprehensive use of multi -dimensional data research and judgment analysis business situation, dynamic scientific science formulation, use of funds storage and loan issuance plans, real -time allocation of funds to ensure abundant liquidity, and meet employees' withdrawal and loan funds. The third is to ensure the value preservation of funds. Adopt competitive choices, continue to expand the business to undertake banks, carry out bank storage interest rate quotation consultations, and promote the bank's deposit interest rate to reach the upper limit through assessment. In 2021 Late the second. This year, the construction of low -rent housing (public rental housing) was paid by 1.223 billion yuan, which is equivalent to 83.61%of the two major legal person banks of Qingdao Bank and Qingdao Rural Commercial Bank of Qingdao and Qingdao Rural Commercial Bank in 2021. Comprehensive quality improvement and efficiency, government service ecology is more close to the people

There are more service platforms. Establish 11 housing provident fund business halls, settle in the Qingdao Citizen Center to achieve full coverage of service outlets in 7 districts and 3 cities, extend the service -related services to the cooperative bank counters, and further meet the needs of the masses "nearby".加快推进“互联网+政务服务”建设，2014年首次推出网上营业厅以来，持续打造数字化服务平台，搭建了网上营业厅、微信公众号、“爱山东”APP、“爱山东青e办”APP、 The diversified service platform composed of Alipay and other channels has 66,000 units and 784,000 employees in the city to enjoy the convenience of provident fund online services.

The network -run function is more complete. Use "data running roads" to replace "the masses running legs", realize data network sharing with 11 government affairs departments and 25 financial institutions, significantly reduce paper proof materials, and realize 31 service online automatic verification. In response to the business that cannot be connected to the Internet, innovatively launch the "online gang" service, and through online submission of materials and background centralized inspection methods to achieve the "full online" of the business type. The nation's first launch of the business loan online self -service withdrawal of the provident fund business, with a total of 346,000 commercial loan workers enjoying a convenient service of "handling" without leaving the house. Access to the Shandong Provincial Provincial Provident Fund theme Library and enable the national data sharing platform. 46 services are the first to enter the "National Housing Provident Fund" applet in the province to achieve national, provincial, and municipal data linkages. Essence

More convenient intensity. Deepen the reform of the "decentralization service", efficiently promote the "cross -provincial general management" service, set up "off -site generalized" special windows in various business halls, and achieve 8 business funds "cross -provincial general management" and 27 business "provinces throughout the province. "To do", the masses' "running more" and "back running" have become history. Open green channels for special groups such as the elderly, provide help -office services, and carry out aging and barrier -free transformation of the network hall. Convenient services are more warm.

The service quality is higher. Adhere to the concept of "customer service hotline, unlimited service", the 12329 hotline provides 7 × 24 uninterrupted services, and has accepted more than 360,000 consulting calls an annual acceptance, becoming a caring housekeeper for citizens. Build a "good review" mechanism for online and offline full coverage, rectification and rectification, rectification and rectification, and regularly disclose cloud supervision. The city's first batch of "good evaluation" systems for provincial integration government service "good reviews" system, with an average of 262,000 people participating in the evaluation. The window The service satisfaction rate is 100%. Introduce third -party professional institutions to conduct supervision and inspection, formulate standardization of service standardization, and introduce the masses' demands to handle work methods, and new improvement of service quality.

Focus on the overall situation in the city, and the innovation and development measures are more powerful

Rent purchase supports talents. Innovate the pilot of the common property provident fund loan business, expand the loan benefits to the individual and state -owned enterprises shared property rights, and the cumulative distribution of talent loans of Talent has 2.291 billion yuan. The country's first provident fund value-added income supports the construction of rental talent housing, purchases 426 leased talent apartments, charges rent at 60%-80%of the market price, and introduces professional institution operation management. Among them, 65%of the full -time master's degree and intermediate titles have achieved "double promotion" to support the city's rental housing construction and service recruitment. In the future, we will continue to promote rent -assignment and other departments to help more high -quality talents in Qingdao.

Government -enterprise interaction optimization business environment. The first is to play integrated advantages. When accessing the city's enterprises to open an intelligent integrated platform, when the city's enterprises apply for registration or cancellation, they can set up or cancel the enterprise housing provident fund account simultaneously, and provide a "one -stop" service for more than 2,500 enterprises. Add an electronic business license certification method to the enterprise network departments to reduce the number of legs running and the cost of work. The second is to simplify the process of work. Launched the "retirement" joint platform with Human Resources and Social Security, Medical Insurance and other departments. When the unit goes through the retirement procedures for employees, it can handle the retirement withdrawal of the provident fund business to achieve a network submission and the whole process. The "cloud payment" function of the network department supports 24 banks online silver online payment, and it is more convenient for enterprises to pay for provident funds. The third is to build an interconnection platform. In -depth cooperation with Haier Group, the first establishment of government -enterprise services in the industry in the industry. When the enterprise handles the provident fund business in its own human resources system, it uses the data direct interface to automatically complete the corresponding provident fund business adjustment. It is more than 200 small small small ministers under the Haier Group. The average of more than 3,000 hours of micro -enterprise has been saved by an annual manual. Access to the Kaos Sea Enterprise Platform, open up the corporate human resources system and the provident fund business system in the "data sharing, business direct connection" method. Enterprises that have opened the E -Certificate Network Hall can directly apply for employees to open an account and adjust the employee account. High -frequency businesses such as entering and sealing and other high -frequency business have achieved cross -industry and cross -system "One Netcom Office" to provide fast services for more small and micro enterprises. Financial innovation helps financing consumption. On the one hand, the advantages of corporate provident fund data resources. In the province, we will be the first to build a corporate credit platform with Construction Bank, Bank of China, China Merchants Bank, and Pudong Development Bank. With good provident fund deposit information, enterprises can apply zero materials, unsecured, and apply for credit loans across the board. The loan time is only a few minutes, the loan period is as long as one year, and the loan amount is up to 3 million yuan. In seconds, seconds, second loans, cumulatively helped nearly 5,800 small and micro enterprises financing 1.359 billion yuan, effectively solving the problem of corporate financing difficulties and expensive financing, and injecting new impetus into supporting the development of the private economy. On the other hand, the value of the personal public accumulation of gold information market is deepened. With 20 banks launched the personal public accumulation credit consumption loan business to provide employees with good provident fund deposits provided a full online and mortgage -free financing consumption channel. At present, the cooperative bank has provided a provident fund credit consumer loan of 30.946 billion yuan to the cooperative bank. Promote the expansion of social consumption capacity with the provident fund as the fulcrum.

Coordinated cooperation to promote regional development. Actively integrate into the regional development pattern of "a group of two hearts and three circles" in the province, take the lead in promoting the integrated development of the housing provident fund housing provident fund in Jiaodong Economic Circle, and establish a joint conference system for the housing provident fund housing provident fund in Jiaodong. In -depth cooperation in mutual assistance. The time limit of the transfer of the transfer of the continuous business is reduced to one working day, and the upper limit of the number of loans of different places is twice, and the requirements for loan processing in different places will be streamlined. Since the opening of integration in 2020, a total of 28,600 strokes have been handled between the five cities of Jiaodong, 707 million yuan of loans of different places were issued, and the integrated development of the housing provident fund of Jiaodong Economic Circle has made great progress.

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