The notice of Hebei Provincial Market Supervision and Administration on Printing and Distributing the Management Measures for Credit Risk Classification (Trial) "

Hebei Provincial Market Supervision Administration

Administrative Measures for Corporate Credit Risk Classification (Trial)

Chapter 1 General Principles

Article 1 In order to accelerate the management of corporate credit risk classification, build a new type of regulatory mechanism based on credit, improve the comprehensive effectiveness of supervision, and better serve the high -quality development of economy and society. The guidance of supervision after the incident "(Guo Fa [2019] No. 18)," Opinions on Promoting the Management of Classification of Credit Risks of Enterprise Credit Risks to further Improve Regulatory effectiveness " It stipulates that this method is formulated in conjunction with the actual supervision of Hebei Province.

Article 2 The enterprises referred to in these Measures refer to various types of enterprises registered in accordance with the law in the administrative area of ​​Hebei Province, including various legal enthusiasts, illegal enterprises and their branches.

Article 3 The classification management of corporate credit risk referred to in these Measures refers to the use of modern scientific and technological means such as big data, machine learning, and artificial intelligence based on the collection of corporate credit information in accordance with the law. The risk level is classified, and activities that scientifically allocate supervision resources and implement differentiated supervision based on the classification results.

Article 4 The Hebei Provincial Market Supervision and Administration Bureau is responsible for formulating the provincial market supervision departments universal and professional enterprise credit risk classification index systems, classification standards and management measures, and organize and guide market supervision departments at all levels to implement corporate credit risk classification management.

Market supervision departments at all levels are responsible for the management of credit risk classification of enterprises in their own administrative regions.

Article 5 The corporate credit risk classification management follows the principles of "scientific and reasonable, objective and fair, collaborative application, classification policy, service supervision, dynamic update", and combine the classification results with "dual random, one open" supervision, key supervision, etc. Improve the timeliness, accuracy, and effectiveness of supervision.

The results of the corporate credit risk classification are used as the internal reference basis for the allocation of supervision resources and implementing differentiated supervision. It is not used as a credit evaluation of the enterprise and does not make public public.

Chapter 2 Classification of Credit Risk of Enterprise

Article 6 The market supervision departments at all levels rely on the national corporate credit information publicity system (Hebei), the national credit information sharing platform (Hebei), the "Internet+supervision" system of Hebei Province, and Hebei Province integrated government service platform, etc. Provincial information support such as provincial enterprise registration, administrative license, administrative punishment, administrative confirmation, administrative inspection, administrative reward, administrative ruling, complaint reports, credit constraints, and punishment, as data support for corporate credit risk classification.

Article 7 The collection and application of corporate information shall follow the principles of legal, timely and accurate principles, safeguard the legitimate rights and interests of the enterprise. Stable with society.

Article 8 Enterprise Credit Risk Classification Management In accordance with the principle of combining quantitative analysis and qualitative judgment, build an enterprise credit risk classification indicator system and management model, establish a corporate credit risk classification management system, from corporate basic attribute information, dynamic information, regulatory information,, supervision information,,, regulatory information,, In the aspects of related relationship information and social evaluation information, data analysis technology is used to scientifically gives weights, scientifically gives corporate credit risk status, and determine corporate credit risk levels based on the score.

Article 9 The classification level of corporate credit risk is from low to high according to the condition of credit risk. The corporate credit risk is divided into low credit risk (Class A), credit risk average (Class B), high credit risk (Class C), credit risk risk Four categories of high (D).

The highest score of corporate credit risk is 1,000 points. Enterprises with a score of 200 points (inclusive) are companies with low credit risk (Class A); enterprises with a score of 200-500 (inclusive), as a general credit risk (Class B); the score is 500-750 points ( Enterprises with) are high -credit risk (Class C) enterprises; enterprises with a score of 750-1000 (inclusive) are companies with high credit risk (Class D).

Article 10 The score of enterprise credit risk status is implemented monthly dynamic update. Relying on the informatization system, the market supervision authorities rely on the information system to gather and integrate, related analysis and data mining of various types of enterprise -related information, and set the corporate credit risk level according to the scoring to form the results of corporate credit risk classification.

Article 11 The basis for the management of credit risk classification of corporate credit:

(1) Specific administrative behavior information that has been revoked or confirmed illegal, or part of the information that was revoked in the specific administrative behavior of being partially revoked;

(2) Information about the specific administrative behavior of changes involves information that affects corporate credit;

(3) Information that is identified by the data source agency as information that is misjudgment, errors, errors, etc. with the real situation;

(4) The information of the data source institution makes the information marked by objection;

(5) In accordance with relevant laws, regulations, and regulatory documents, information that should not be used for corporate credit risk classification management should be used.

Article 12 If one of the following situations exist, it is directly defined as a high credit risk (Class C) Enterprise:

(1) In the administrative law enforcement of the market supervision department

(2) If the market regulatory authorities are ordered to suspend production and discontinue in accordance with the law;

(3) If the market regulatory authorities are revoked by the market supervision department within three years;

(4) Consumers have reported that negative information is strong and social attention is high within three months.

Article 13 If one of the following situations exist, it is directly defined as a high credit risk (Class D) Enterprise: (1) If the market supervision department is included in the list of serious violations of the law;

(2) The person was listed by the people's court as a dishonesty;

(3) It was included in the "blacklist" by relevant government departments.

Article 14 Food, medicine, special equipment, industrial product quality and safety, etc. involving key areas of the safety of the people's lives and property, and public safety shall be based on the characteristics of the regulatory characteristics of the art, refer to the universal enterprise credit risk classification index system, and establish a professional grading Classified index systems and build a long -term credit supervision mechanism.

Article 15 Market supervision departments at all levels may combine the industrial structure of their administrative regions, select local characteristics, key industries or industries, and build a special industry or industry credit risk classification indicator system that meets the needs of the supervision of their administrative regions to improve the corresponding risk early warning. Tracking and disposal mechanisms to promote supervision and innovation.

Chapter III Differential Supervision

Article 16 Market supervision departments at all levels shall establish and improve the supervision mechanism that is compatible with corporate credit risk classification, and combine the results of corporate credit risk classification with "dual random, one open" supervision, key supervision, etc., and take differentiated supervision measures. , Improve regulatory efficiency.

Article 17 The supervision of the "Double Random, One Open" supervision and implementation of the following credit risk differentiated supervision measures:

(1) For enterprises with low credit risk (Class A), in addition to complaint reports, big data monitoring problems, clues to handling cases, and other provisions, they can reasonably reduce the proportion and frequency of spot checks;

(2) Enterprises with general credit risks (Class B) will conduct random inspections according to the conventional proportion and frequency;

(3) For enterprises with high credit risk (Class C), the proportion and frequency of spot checks are appropriately increased;

(4) For enterprises with high credit risk (C type), the proportion and frequency of random inspections are greatly increased in a targeted manner, and full coverage of key inspection matters will be implemented.

Article 18 Supervision and implementation of the following credit risk differentiated supervision measures:

(1) Food and pharmaceutical supervision. In accordance with the current "Measures for the Administration of Food Production and Management Supervision and Inspection", "Management Measures for Food Production and Management Risk Horgeous Management (Trial)", "Guiding Principles of the Quantitative Holocating Management Management Management Management Guidance of Hebei Province", "Hebei Provincial Medical Device Production Enterprise Classification and Holding Supervision and Management Measures (Trial) "The Measures for the Management of Credit Holding Classification of Pharmaceutical Wholesale Enterprises in Hebei Province (Trial)", while implementing key supervision, combining industry risk prevention and control with the results of corporate credit risk classification, and establish and improve the hierarchical classification supervision mechanism in the field.

(2) Special equipment supervision field. For enterprises with low credit risk (category A), appropriately reduce the frequency of supervision and inspection. After a permit cycle certificate is permitted, there are not more than one supervision and inspection or conventional supervision and inspection. Special equipment for credit risks (Class B) obtains the company, maintain the frequency of conventional supervision, and carry out supervision and inspection normally. Special equipment with high credit risk (Class C) obtains the company, increase the frequency of supervision and inspection, supervise inspection or conventional supervision and inspection after the certificate, and be listed as the key inspection objects in relevant special actions per year. For special equipment with high credit risk (Class D), companies are listed as key inspections, strengthened joint management and control measures, and increased the frequency of supervision and inspection. It is listed as a must -check and inspection enterprise for provincial, cities, and counties.

(3) The quality and safety of industrial products. In addition to the fact that the production license enterprise of industrial products with low credit risk (Class A) is directly related to public safety, human health, life and property safety, complaint reports, and case clues and handling, reduce the number of supervision and inspection. For enterprises for the production permit for industrial products with average credit risk (Class B), supervision and inspection is arranged normally in accordance with regulations. For enterprises for the production license of industrial products with high credit risk (Class C), the frequency of supervision and inspection is increased when formulating a supervision and inspection plan. For enterprises with high credit risk (Class D) industrial product production licenses, full coverage is achieved when formulating supervision and inspection plans, and targeted inspection measures.

Article 19 The supervision measures for supervision and implementation of the following areas of credit risk shall be implemented:

(1) Price supervision field. For enterprises with low credit risk (Class A), in addition to price complaint reports, clues to cases, and special inspections carried out in accordance with the plan, reduce the frequency of law enforcement inspections, and jointly implement integrity and promise incentives with other departments and social organizations in accordance with laws and regulations and regulations and regulations. Essence Enterprises with general credit risks (Class B) will reduce on -site inspections when formulating price law enforcement inspection plans. For enterprises with high credit risk (Class C), they are included in the key supervision objects in price supervision and inspection to increase the frequency of inspection. Enterprises with high credit risk (C type) are listed as compulsory enterprises in the special actions of price supervision, and on -site inspections are implemented.

(2) Anti -improper competition supervision field. For enterprises with low credit risk (Class A), in addition to the verification of complaint reports, transfer to handling clues, reduce the frequency of daily unfair competition illegal acts. For enterprises with general credit risks (Class B), the frequency of law enforcement inspections will be reduced when conducting special law enforcement operations for anti -unfair competition, and daily policies and business guidance will be strengthened. Enterprises with high credit risk (Class C) are included in the key concerns when carrying out special law enforcement operations for anti -unfair competition. Enterprises with high credit risk (C type) will increase the frequency of daily unfair competition illegal acts and implement on -site inspections.

(3) The field of advertising supervision. For enterprises with low credit risk (Class A), the frequency of inspection is reduced in daily supervision, and it can be used as a reference basis for the China Advertising Association to conduct an excellent activity and in the approval of advertising companies to prove trademarks. Enterprises with general credit risks (Class B) shall conduct irregular inspection and monitoring of advertising publishing in accordance with the conventional ratio and frequency. For enterprises with high credit risk (Class C), focus on follow -up and implement a period of tracking and monitoring its advertisements. For enterprises with high credit risk (C type), strict supervision, and long -term tracking monitoring and extension monitoring of its advertisements will be implemented; if necessary, the relevant member units of the joint meeting of false and violation advertising may be jointly inspected and jointly inspected them. Interview. (4) The field of certification supervision. Certified companies with low credit risk (Class A) reduce the frequency of supervision and inspection, not more than once every two years. The obtaining enterprises with general credit risks (Class B) appropriately reduce the frequency of supervision and inspection, not more than once a year. The obtaining enterprises with high credit risk (Class C) appropriately increase the frequency of supervision and inspection, not less than once a year. The obtaining enterprises with high credit risk (Class D) are listed as the key supervisory objects, and the frequency of supervision and inspection will be increased. It is not less than twice a year and is included in special supervision and inspection companies.

(5) The field of intellectual property rights. For enterprises with low credit risk (Class A), in addition to complaint reports, clues to case clues, and "double random and one open" random inspections based on planning, on -site inspections are reduced. Enterprises with general credit risks (Class B), reduce the frequency of law enforcement inspections when formulating law enforcement inspection plans, and strengthen daily policy and business guidance. Enterprises with high credit risk (Class C) conduct key reviews in administrative permits; they are included in key concerns during special rectification. Enterprises with high credit risk (C type) increase the frequency of inspection and implement on -site inspections; preferential policies and convenient measures such as rapid pre -examination, priority review recommendation, etc. are rigorously approved.

(6) Other regulatory areas. Combined with the actual situation of supervision, the classification results of corporate credit risk are used as an important reference, stacking relevant business supervision information, and improving the classification supervision or risk monitoring mechanisms in their respective fields.

Article 20 The supervision of new industries and new formats and new models Implement the following credit risk differentiated supervision measures:

(1) New industry, new business formats and new models and new models of credit risk (Class A) and credit risk (Class B) shall be given a certain period of "observation period" when exploring effective supervision.

(2) For new industries, new industries and new models, and new models and new models of credit risk (Class C), trigger supervision is implemented under the premise of strictly observing the bottom line of security.

(3) For new industries, new industries and new models and new models with high credit risk (Class D), strict regulatory measures are taken targeted to prevent hidden dangers from evolving into regional and industrial problems.

Chapter 4 Credit Risk Classification Management Link

Article 21 Market supervision departments at all levels shall, relying on information systems such as the data center of the Hebei Provincial Market Supervision and Administration Bureau, actively explore the comprehensive use of the results of corporate credit risk classification, strengthen the research and analysis of the development and change of corporate credit risk, improve supervision work Foresight, targetedness and effectiveness, from passive supervision to active supervision.

Article 22 The market supervision departments at all levels shall actively promote corporate credit risk monitoring and early warning in accordance with corporate credit risk classification management, explore the universal and regularity found in daily supervision in accordance with the supervision needs of various professional fields and regulatory priorities. The characteristics of high risk behavior, select several key indicators with high correlation with corporate credit risk in the corporate credit risk classification index system, conduct real -time monitoring, timely warn in hidden dangers of corporate risks, and take reminders, warnings, interviews, inspections, etc. Measures to deal with hidden risks in accordance with the law.

Chapter 5 Data Security and Responsibility Pressure

Article 23 The market supervision department and their staff shall, in the management of corporate credit risk classification, using the work of tampering, fiction, deletion, and leakage of relevant information, shall be held accountable according to law and discipline.

Article 24 Citizen, legal person, or other organizations illegally obtain corporate credit risk classification management data, which will have adverse effects on the operation of the information system of corporate credit risk classification management, or if illegal tampering, fiction, deletion, and leakage information shall be investigated in accordance with the law shall be investigated in accordance with the law shall be investigated in accordance with the law. Related responsibility.

Chapter 6

Article 25 If laws, regulations and regulations shall be stipulated, it shall be stipulated.

Article 26 These Measures are explained by the Hebei Provincial Market Supervision and Administration Bureau.

Article 27 These Measures shall be implemented from the date of printing.

Source: Hebei Provincial Market Supervision and Administration Bureau

Organization: Public Service Platform of Small and Medium Enterprises in Hebei Province

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