Fuquan: Establish four mechanisms to improve the agricultural insurance operation system
Author:Yunqiannan Time:2022.07.18
In recent years, Fuquan City has established four mechanisms to improve the agricultural insurance operation system.
Establish a dynamic adjustment mechanism. According to the changes in agricultural production methods, combined with industrial, policy, cost, price and other factors, the price index dynamic identification mechanism involved in insurance institutions, agricultural entities, and regulators is established. Insurance rate dynamic adjustment mechanism and provide industrial loan support for farmers paying premium farmers. As of now, the price has been adjusted more than 20 times, and 33.18 million yuan has been issued through the "pre -payment premium, bank lending" model.
Establish a quick compensation mechanism. Improve the urban, township, and village -level agricultural insurance service systems, set up townships (streets) and village agricultural insurance service windows to meet the needs of grass -roots insurance services, optimize the management, mobile operations, risk control, product innovation, insurance landing and value -added services Process to ensure the loss of compensation at the first time. As of now, a total of 6.2 million yuan in agricultural insurance for agricultural insurance.
Establish a dispute disposal mechanism. Formulate agricultural insurance disputes to deal with it, and select agricultural, forestry, insurance, law and other aspects of professionals and insurance regulators to form a municipal -level agricultural insurance dispute coordination group. The 112 "mode coordinates disputes to protect the legitimate rights and interests of farmers. As of now, there are more than 20 disputes between insurance contradictions, with a resolution rate of 100%.
Establish an benefit evaluation mechanism. Introduce a third -party evaluation agency to establish an evaluation mechanism, further improve the agricultural insurance performance evaluation index system, conduct performance evaluation of subsidy funds and characteristic insurance, and use the evaluation results as the basis for the next year's agricultural insurance species. As of now, the city's insurance insurance amount is 379 million yuan, total premiums are 15.352 million yuan, and the participation rate of major grain crops such as rice and corn has reached 100%.
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