The latest response from the CBRC!Involved in the case of the bank of Anhui Village and Towns in Henan and the owner of the real estate owner's suspension of loan ...

On July 17, the person in charge of the relevant departments of the Banking Insurance Regulatory Commission introduced the progress of recent key tasks such as the banking case of Anhui Village and Township in Henan.

5 Village and township bank padding work has nothing to do with group visit events

Will start the work of customers with more than 50,000 yuan one after another

The person in charge said that after nearly 3 months of hard work, the public security organs have preliminarily identified the main facts of the case and restored the truth of the incident. Henan New Fortune Group manipulates 5 village and township banks in Henan and Anhui to illegally absorb and occupy public funds through internal and external collusion, use third -party platforms and funding customers, and tampering with original business data to cover up illegal behavior. According to the evidence currently held, most of the ordinary customers of the account of out accounting are unaware of the new wealth group's suspected criminal behavior, and they have not obtained additional high interest or subsidies. Therefore, the disposal plan is determined to pay the principal of these customers in batches. Because the original background data was concealed or deleted by the criminal gang, in order to ensure the authenticity of the information, the two provinces set up a new customer information registration system and conducted cross -end data. The number of people is large and the workload is large. It takes a batch padding method, and first pays ordinary small customers. In the next step, we will start the work of more than 50,000 yuan. Please wait patiently for the follow -up announcement.

Recently, some people on the Internet spread their remarks that on July 11, the announcement was released as a clustered group visit event occurred in Zhengzhou, Henan on July 10. The person in charge stated that the release of the payment announcement had nothing to do with the group visits on July 10. After the outbreak of the risk incidents of five villages and towns in Henan and Anhui, the CBRC has publicly stated publicly since April 30 that it must be handled strictly in accordance with laws and regulations. All business handling in accordance with laws and regulations is protected by national laws. In the past three months, the public security organs have collected a lot of evidence after strict investigation and evidence collection. The local party committee and government and the relevant departments of the central government have worked overtime and promoted risk disposal in an orderly manner. We adhere to the laws and regulations strictly in accordance with the law, based on facts, and the law as the criterion, determine the nature of the nature of the funds and classification of out -of -account business customers, and simultaneously carry out the preparation of funds. The Central Financial Management Department has issued a notice on June 18, asking the relevant village banks to register the account of account funds in a timely manner. After all preparations are ready, the announcement will be issued on July 11, and the first batch of off -account business customers will be paid on July 15. In addition, it is understood that the public security organs have filed a case for investigation and dealing with the law and regulations in accordance with the brief opening up of Kaifeng New Oriental Village Bank's Outside Business System on June 26.

Actively do a good job of "insurance delivery" financial services

Promote the project fast resumption, early resumption of work, early delivery

The person in charge pointed out that on June 30, the owner of a real estate in Jingdezhen, Jiangxi, a statement of stopping the loan repayment due to the delay of the project, causing public opinion. The CBRC attaches great importance to this, strengthens the coordination with departments such as the Ministry of Housing and Construction, the People's Bank of China and other departments, adheres to "housing does not stir -fry", adheres to "stable price, stable house price, and expected", and supports localities to promote the "insurance diplomatic relations. , Keep people's livelihood and stable "work.

First, under the leadership of the local party committee and government, bank insurance institutions should actively participate in relevant working mechanisms and cooperate with the responsibilities of compacting enterprises, shareholders and other parties. Banks must actively fulfill their duties. We must take the initiative to assume social responsibilities, and make every effort to promote the "guarantee of the building."

The second is to guide banks under the overall framework of the local party committee and government's "guarantee of the property", insist on finding up the situation, seeking truth from facts, scientific classification, and accurate policies, and actively participate in the research on the solution of the hard gap in the funds. Investment, assist in the promotion of projects, resume work early, and delivery early.

The third is to do a good job of customer service, strengthen communication with customers, personalized different needs of residents and customers, keep contracts, practice commitments, and protect the legitimate rights and interests of financial consumers in accordance with the law.

The fourth is to effectively meet the reasonable financing needs of real estate companies, strongly support the construction of rental housing, support project mergers and acquisitions and reorganization, focus on new citizens and young people in cities, better meet the needs of rigid and improved customer housing, and strive to maintain a smooth and orderly operation of the real estate market.

The person in charge said that the current problems facing the current real estate model are also an important opportunity to realize the new and old conversion of the real estate model. It is believed that under the guidance of the party committee and government, these difficulties and problems can be reasonably resolved with the joint efforts of relevant parties.

About the progress of financial risk disposal in Liaoning

The person in charge pointed out that due to the comprehensive influence of various factors, in the past period, the financial risks of Liaoning regional have accumulated. According to the deployment of the Party Central Committee and the State Council, with the support of the relevant central departments, the Liaoning Provincial Party Committee and Provincial Government take the responsibilities, fully pursue the losses, seriously pursue accountability, resolutely punish corruption, accelerate the reform of small and medium -sized bank reform, Important stages, the existing risk is orderly, and the incremental risk is effectively curbed.

With the joint efforts of all parties, the risk disposal of Liaoyang Rural Commercial Bank has taken the lead in making new breakthroughs. On July 2nd, Shenyang Rural Commercial Bank issued an announcement saying that the bank successfully undertaken Liaoyang Rural Commercial Bank personnel, outlets and deposits, achieving a predetermined target for customers' smooth transition and normal business.

During the risk disposal of Liaoyang Rural Commercial Bank, Liaoning's local small and medium -sized banks in Liaoning Province had sufficient funds, normal business, and stable operation. At present, Liaoning Province is continuously promoting local small and medium -sized banks to deepen reform and resolve risks. Establish and improve the party's leadership system of local financial enterprises, comprehensively strengthen the party's leadership, and select the leadership team of strong local legal person banks. Reflect the capital of local legal person banks by issuing local government special debt and other methods, transform the equity structure, strengthen corporate governance, and convey the operating mechanism. Continue to implement the mergers and acquisitions and reorganization plans for small and medium -sized financial institutions, promote the reorganization and integration of local legal person banks, enhance development momentum, and enhance the capacity of the royal danger, so that the city commercial banks and agricultural credit cooperatives play an important role in the revitalization of the Northeast and the development of Liaoning. 5. Regarding the supplementary capital of small and medium -sized banks, the person in charge of the capital stated that the Party Central Committee and the State Council attached great importance to the risk prevention of small and medium -sized banks, and took multiple measures to enhance capital strength and risk resistance. Since the beginning of this year, the China Banking Regulatory Commission has actively accelerated the issuance of special bonds for local governments with the Ministry of Finance and the People's Bank of China to supplement the capital of small and medium -sized banks. In the first half of the year, with the approval of the State Council, it had distributed 103 billion yuan of special debt quotas to Liaoning, Gansu, Henan, and Dalian. Recently, the special debt issuance plan of some places must be approved. It is expected that by the end of August, the allocation of all 320 billion yuan will be completed. In the next step, the CBRC will urge the local governments to report the plan as soon as possible in accordance with the principles of "there is a plan in the province, it can be fast, and the distribution is issued quickly, and the distribution in batches". Growth. At the same time, the classification of non -performing assets of small and medium -sized banks, enriching the channels for non -performing loan disposal, and actively carried out pilot work in the provincial pilot of non -performing loans. From January to May this year, small and medium-sized banks dispose of 394.3 billion yuan in non-performing loans, which were disposed of 107.2 billion yuan over the same period last year.

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