Banking Insurance Regulatory Commission: Support localized localization more strongly promoting the work of "insurance delivery"

According to the "Bank of China Insurance News" WeChat public account, on July 17, the heads of the relevant departments of the Banking Insurance Regulatory Commission were interviewed by the reporter of the Bank of China Insurance News on the recent key work progress, which responded to the disposal of Henan Anhui 5 in accordance with laws and regulations. The relevant content of the bank village bank risks and about actively doing "guarantee to the property" financial services are as follows: as follows:

Regarding laws and regulations in accordance with laws and regulations, the risk

The person in charge said that after nearly 3 months of hard work, the public security organs have preliminarily identified the main facts of the case and restored the truth of the incident. Henan New Fortune Group manipulates 5 village and township banks in Henan and Anhui to illegally absorb and occupy public funds through internal and external collusion, use third -party platforms and funding customers, and tampering with original business data to cover up illegal behavior. According to the evidence currently held, most of the ordinary customers of the account of out accounting are unaware of the new wealth group's suspected criminal behavior, and they have not obtained additional high interest or subsidies. Therefore, the disposal plan is determined to pay the principal of these customers in batches.

Because the original background data was concealed or deleted by the criminal gang, in order to ensure the authenticity of the information, the two provinces set up a new customer information registration system and conducted cross -end data. The number of people is large and the workload is large. It takes a batch padding method, and first pays ordinary small customers. In the next step, we will start the work of more than 50,000 yuan. Please wait patiently for the follow -up announcement.

Recently, some people on the Internet spread their remarks that on July 11, the announcement was released as a clustered group visit event occurred in Zhengzhou, Henan on July 10. The person in charge stated that the release of the payment announcement had nothing to do with the group visits on July 10. After the outbreak of the risk incidents of five villages and towns in Henan and Anhui, the China Banking Regulatory Commission has publicly stated publicly since April 30 that it must be handled in accordance with laws and regulations. All business handling in accordance with laws and regulations is protected by national laws. In the past three months, the public security organs have collected a lot of evidence after strict investigation and evidence collection. The local party committee and government and the relevant departments of the central government have worked overtime and promoted risk disposal in an orderly manner.

We adhere to the laws and regulations strictly in accordance with the law, based on facts, and the law as the criterion, determine the nature of the nature of the funds and classification of out -of -account business customers, and simultaneously carry out the preparation of funds. The Central Financial Management Department has issued a notice on June 18, asking the relevant village banks to register the account of account funds in a timely manner. After all preparations are ready, the announcement will be issued on July 11, and the first batch of off -account business customers will be paid on July 15.

In addition, it is understood that the public security organs have filed a case for investigation and dealing with the law and regulations in accordance with the brief opening up of Kaifeng New Oriental Village Bank's Outside Business System on June 26.

Regarding active financial services for "guarantee to be integrated"

The person in charge pointed out that on June 30, the owner of a real estate in Jingdezhen, Jiangxi, a statement of stopping the loan repayment due to the delay of the project, causing public opinion. The CBRC attaches great importance to this, strengthens the coordination with departments such as the Ministry of Housing and Construction, the People's Bank of China and other departments, adheres to "housing does not stir -fry", adheres to "stable price, stable house price, and expected", and supports localities to promote the "insurance diplomatic relations. , Keep people's livelihood and stable "work.

First, under the leadership of the local party committee and government, bank insurance institutions should actively participate in relevant working mechanisms and cooperate with the responsibilities of compacting enterprises, shareholders and other parties. Banks must actively fulfill their duties. We must take the initiative to assume social responsibilities, and make every effort to promote the "guarantee of the building."

The second is to guide banks under the overall framework of the local party committee and government's "guarantee of the property", insist on finding up the situation, seeking truth from facts, scientific classification, and accurate policies, and actively participate in the research on the solution of the hard gap in the funds. Investment, assist in the promotion of projects, resume work early, and delivery early.

The third is to do a good job of customer service, strengthen communication with customers, personalized different needs of residents and customers, keep contracts, practice commitments, and protect the legitimate rights and interests of financial consumers in accordance with the law.

The fourth is to effectively meet the reasonable financing needs of real estate companies, strongly support the construction of rental housing, support project mergers and acquisitions and reorganization, focus on new citizens and young people in cities, better meet the needs of rigid and improved customer housing, and strive to maintain a smooth and orderly operation of the real estate market.

To deal with the current problems, it is also an important opportunity to realize the new and old conversion of the real estate model. We believe that under the guidance of the party committee and government, with the joint efforts of all parties, these difficulties and problems can be reasonably resolved.

"The person in charge of the relevant departments of the Banking Insurance Regulatory Commission is interviewed by the reporter" in the full text. For details, please refer to the link.

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