China (Jiangsu) Free Trade Zone Nanjing District: Precision portrait to escort offshore trade

In recent years, new offshore international trade has developed rapidly with offshore transfer, commissioned overseas processing, third -country procurement, and cross -border resale of warehouses in the bonded zone. The trade field is of great significance. However, at the same time, fish and dragons in this business area are mixed, and real -demand enterprises and speculative arbitrage enterprises are difficult to identify. In addition, the natural attributes of the separation of goods flow and capital flow have increased the difficulty of the authenticity of local commercial banks and regulatory agencies. In order to solve this problem, China (Jiangsu) Free Trade Zone Nanjing District (hereinafter referred to as Nanjing District) guide the bank institutions in the guidance area to innovate and create a new offshore international trade risk prevention and control model. Sexual evaluation, accurate portraits for customer companies, establish a comprehensive and comprehensive detection and early warning system to control systemic risks.

Fully collect information and understand the enterprise in -depth

The banking institutions in the Nanjing area conduct in -depth understanding and investigation of the main business, financial status, partners, and transaction records of the customer's own business. On this basis, relying on its own business network, contact the upstream and downstream production of customer enterprises, comprehensively analyze its production and sales data, sources of funds, domestic and foreign affiliated enterprises, listing and financing needs, and actual controller funds. The authenticity of trade is comprehensive and rational.

Compare the verification data and reshape the trade process

The banking institutions in the Nanjing area through a variety of methods such as the international bill of lading service, the information retrieval of the shipping company, and the field visits of the storage company to check the authenticity of the logistics documents in an all -round way, and compare the logistics direction of the relevant contract. Trust; at the same time, combined with the data flow and trade flow of the documents, we will reshape the complete cargo trade flowchart to further verify the actual demand for receiving and payment.

Refine analysis data, improve reasonable evaluation

The banking institutions in the Nanjing area conduct details analysis and rational evaluation of the data of the transaction subject, and monitor the difference between the income and expenditure of customer enterprises. Among them, the changes in the revenue and expenditure deficit are closely related to the purchase, sales and transaction opponents. The contract price and the actual price deviation, the number of goods and specifications of the goods are inconsistent, and the transportation route cannot be connected.

Scientific identification classification, precise grading management

The banking institutions in the Nanjing area combine the characteristics of the new offshore international trade to formulate relevant business specifications, and conduct scientific classification and hierarchical management of enterprises and related businesses through indicator assessment in key areas such as integrity, compliance levels, and risk control capabilities. Essence There are companies with high frequency (not matching the financing period and the payment period of financing), large scale (the scale of the re -exit is seriously inconsistent with the company's operating scale), the relative concentration of trading opponents, the outstanding matching of foreign exchange and the RMB currency in trade revenue and expenditure in trade revenue and expenditure The main body is conducting penetrating censorship, and appropriately increase its credit threshold.

In the future, the Nanjing area will further expand the scope of business, improve the prevention and control mechanism, integrate foreign exchange data, create a smart platform, promote tolerance and prudent, optimize the management system, and serve customer enterprises well. Nanjing District Figure Conference

Correspondent promise

Nanjing Morning Post/Love Nanjing reporter Lu Bin

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