Receive this text message, don't believe it!Some people have been deceived!

"Credit card repayment is overdue, and the credit report will be reported as a blacklist in accordance with regulations. Please contact customer service."

Receive "XX Bank" to send a notification SMS

It is inevitable that you won't be "stunned"

Don't believe in

This may be a scam!

Many citizens have been deceived at present

Liar like this:

Recently, Ms. Ding received a text message

The content is:

[China XX Bank] Dear Ding XX, about your credit card has appeared overdue, now inform you that according to relevant laws and regulations, you will report to the list of people who report to the dishonesty. If you have any objections, please contact 010-xxxxxxxx. "

Ms. Ding opened a mobile bank to inquire

I found that the card did not have any overdue records

Ms. Ding was worried that she would affect her credit reporting, so she called the reserved number in the SMS. After the connection, Ms. Ding explained to the other party that her credit card had no arrears. There was a record of overdue unpaid repayment in the year. This record can only be seen in the background, and the "customer service" needs to help the operation. Otherwise, Ms. Ding will be included in the credit report.

Ms. Ding can no longer remember her time

Is there a situation of overdue unpaid repayment?

So promise "customer service" to operate

01

Download the app to open the screen sharing

Ms. Ding downloaded the "Zoom" APP as required, and then added a conference room called "Credit Card Service Center" to open the screen sharing at the request of the other party.

02

Turn the money to the designated account

Then, Ms. Ding opened a bank app again according to the other party. "Customer Service" asked Ms. Ding to transfer 36,000 yuan to the designated bank account. It will not be successfully transferred. After the operation is completed, the overdue record can be eliminated.

03

Transfer 1 yuan to try

At the beginning, Ms. Ding still had doubts. At this time, the other party proposed that Ms. Ding could transfer 1 yuan first. After Ms. Ding tried to transfer 1 yuan, the bank APP prompted "the failure of the transfer".

04

Request to transfer again

At this time, Ms. Ding believed the "staff "'s speech, and according to the requirements of the other party, she transferred 36,000 yuan to the designated bank account. Who knows, the result of this transfer is "successful transfer." "Customer Service" claims that because Ms. Ding wrote wrongly and wanted to repair this situation, it was necessary to transfer another 50,000 yuan.

at this time

Ms. Ding realized that she was deceived

Relief 110 immediately to call the police

The police of Xiamen cracked down on the governance of telecommunications network new types of illegal crime centers said

Ms. Ding encountered a fraud who posted a bank customer service. At the end of the text message, there was a customer service phone call to guide the masses to contact the scammers. After the crowd called the reserved call, it was convenient for the convenience of "unprecedented personal credit reporting" and "verification funds" to allow the victim to transfer their funds to the bank card provided by the other party.

Drawing/Zhang Plain

How to make the victim "hook"

Mainly divided into three steps

Police split scams

01

Call back

The scammers seized the citizens with credit cards, and they were afraid of "being included in the blacklist of credit" to help the victims actively contacted the victims on the grounds of assisting the "lifting the blacklist". Although many victims will first check their credit card usage, at this time, in order to clarify the truth, the victims will still call for the reserved phone number.

02

Share screen

Most victims will be asked to download the conference software after contacting the scammers to open the "screen sharing" function. After that, the scammers will let the victims open the bank app under the "surveillance" on the grounds of viewing the "funding situation" to grasp the victim's bank card funds.

03

Failed to transfer

In the above case, the reason why Ms. Ding relieved 36,000 yuan to the designated bank account was due to the experience of the first transfer of 1 yuan. Police investigations learned that the bank account information provided by scammers for the first time was wrong, and naturally the result of "failure of transfer" will occur. When the victim's complete trust is obtained, the scammers will provide the correct bank account information.

Police reminder

For such scams

When the citizens receive such text messages

As long as you achieve "three no"

Can effectively avoid being deceived

1. Do not call: Unknown calls cannot be easily dialed, so as not to provide opportunities for criminals.

2. Do not share: "Screen sharing" is to allow scammers to see your mobile phone content simultaneously, so that scammers can "peep" in real time to operate the interface of the mobile phone, exposing their information.

3. Do not transfer: The ultimate purpose of the scammer is to deceive the money of the victim, so if it involves the requirements of transfer remittances, the citizens must verify the final operation before they are verified.

Produced by Xiamen Daily New Media Center

Reporter: Ke Kaiyu Correspondent: Hong Hengliang

Editor: Lu Tingwen duty editor: Lin Yanzhen

The original works of Xiamen Daily, without authorization, must not be reproduced, offenders must investigate!

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