Didi payment illegal setting the receipt settlement account, etc. were fined 4.27 million

Zhongxin Jingwei, July 15th. The website of the Central Bank Business Management Department disclosed the ticket on the 15th that Beijing Didi Payment Technology Co., Ltd. was involved in the "twelve claims" and was fined 4.27 million yuan.

Administrative punishment information publicity shows that the types of illegal behavior of Beijing Didi Payment Technology Co., Ltd. include: 1. Upload transaction information errors, and the requirements of real, complete, and traceable transaction information are not implemented; Regulations to carry out the willingness to open an account for account opening; 3. The real -name system requirements of the customer's identity are not strictly implemented, and the relevant materials are not kept in accordance with the regulations; 6. Do not conduct a transaction background survey on personal abnormal transactions; 7. In violation of regulations, non -name funds transfer; 8. No timely reporting major risk events; 9. Failure to record the format of the payment service agreement in accordance with regulations; 10. No in accordance with regulations as regulations Performing the obligation to identify customer identity; 11. Edem the right to protect consumers' financial information in accordance with the law; 12. Use the format contract clause to make unfair and unreasonable regulations for financial consumers.

The Central Bank Business Management Department warned it on July 8 and fined 4.27 million yuan.

In addition, Chen Xi (then the general manager of Beijing Didi Payment Technology Co., Ltd., the leader of the anti -money laundering leadership group), Jiao Yang (then the general manager of Beijing Didi Payment Technology Co., Ltd., and the leader of the anti -money laundering leadership group) were warned. He was fined 174,000 yuan and 206,000 yuan, respectively.

Two companies were punished with Beijing Didi Payment Technology Co., Ltd., namely: Lianhe Credit Evaluation Co., Ltd. and Beijing Ai Nong Station Technology Service Co., Ltd..

Administrative punishment information publicity shows that the types of illegal behavior of joint credit evaluation Co., Ltd. include: 1. Failure to conduct credit rating business in accordance with legal rating procedures and business rules; 2. Violation of independence requirements; 3. Failure to regularly conduct business on senior management personnel regularly in accordance with the prescribed regulations. Training and business ability test.

The central bank's business management department warned it and fined 406,000 yuan. Zhao Liang (then Deputy Manager of the Marketing Department of Lianhe Credit Evaluation Co., Ltd.) and Li Ke (then the compliance commissioner of Jilin Branch of Lianhe Credit Evaluation Co., Ltd.) were also warned and fined 40,000.

The types of illegal behavior of Beijing Ai Nong Station Technology Service Co., Ltd. include: 1. Failure to follow the principle of "understand your customers", establish and improve customer identification mechanism, and fail to discover the transfer interface transfer of special merchants in time; Carry out the work of verification of legal person account opening in accordance with regulations; 3. There are situations that open a payment account for financial enterprises or enterprises engaged in financial business; 4. Failure to record the formats of the payment service agreement in accordance with regulations; 5. In violation of regulations Transfer; 6. Failure to fulfill the obligation to identify customer identity in accordance with regulations; 7. Traders with unknown customers or open anonymous and pseudonym accounts for customers.

The central bank's business management department warned it that it confiscated illegal income of RMB 15.6137777 million, and fined 560.1377777 million yuan, with a total of 716.2757.54 million yuan. Liu Guogang (then deputy general manager of Beijing Ai Nong Station Technology Service Co., Ltd. and Deputy Director of Anti -Money Laundering Committee) was warned and fined 160,000 yuan; Head of the Leading Group for Anti -Money Laundering) was fined 60,000 yuan. (Zhongxin Jingwei APP)

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