Pension -centered apartments, emotional friends, high rebates ... These scam tricks are more oriented to the elderly

Source: Anti -MLM Hotline Network

"This is our latest health care product. As long as 4 courses can be cured, you don't have to go to the hospital again." "We have been together for so long, you should believe in me, I need to use money recently, you borrow it first first, you borrow it first I order. "

In daily life, the elderly can always hear such things when they encounter fraud. These words are not fresh. The scammers use the characteristics of the elderly's information occlusion and desire to accompany them for fraud. Although the society has continued to increase publicity and popularize the knowledge of anti -fraud in recent years, many elderly people are still deceived.

Today, we sort out several common types of fraud, explain their characteristics, and teach you to distinguish and cope with real cases.

Pension service fraud

real case scenario

In 2019, Hangzhou Fan Moumou and his fraud gangs attracted many elderly people to join the "elderly apartment projects" under their names through telephone MLM, organizing group building, public lectures, and issuing leaflets. In the preliminary propaganda lecture, the defendant used free gifts and dinner to obtain the trust of the elderly. Since then, it has been repeatedly stated that the project needs to start funds to start funds, encourage everyone to contribute to the construction, and promise that the investor may have a high profit return. "Customers" with a partnership will be taken to the "field inspection experience" to the elderly apartments and sign a contract.

According to statistics, as of the incident, more than 240 deceived people were as high as 2,500 million yuan, causing losses of more than 1,800 million yuan.

Fraud method analysis

This kind of scam takes the elderly's pension needs as the starting point, using on -site care, institutional custody, providing beds, etc., to deceive the elderly to sign contracts, charge high membership fees, purchase pension beds, invest in joining, etc., and fraudulent money.

solution

There are many elderly service scammers, and the sound is good to say; tailor -made, pay attention to the principal of the pre -paid fee.

Emotional dating fraud

real case scenario

Recently, the Yuhang District People's Court of Hangzhou announced a case of emotional fraud. The 70 -year -old Lao He knew Li Li, a single woman who claimed to be in his 40s on the Internet. In 5 years, the two called from the "brother" and "little sister" to "husband" and "wife". During the period, Li repeatedly refused to receive the invitation of his old man's call and meeting. In order to maintain his feelings, Dobo He had transferred more than 2.6 million yuan to Li during the five years.

After investigation, Li Moushi was the man Wang, and the money obtained by the scams was used for gambling and daily expenses. In the end, Wang was sentenced to ten years and eight months in prison in accordance with the law, and fined 110,000.

Fraud method analysis

Frauds are mostly used for living alone, lone elderly, and use their information to be closed, emotional empty and other characteristics, and make the elderly "care" to the elderly through the form of the Internet, telephone, etc., to let it go down the psychological defense line and develop into a "love relationship". Later, he fabricated various reasons such as sickness and work to ask for money. After the funds arrived, he would blacketed it and complete the fraud.

solution

Dating online is not reliable, and true love cannot be paid easily; if you encounter change, you need to transfer it.

Investment and wealth management fraud

real case scenario

In 2022, the Ningbo People's Court informed a case of investing in financial management and retirement fraud. Grandma Li drove it softly in the neighbor Yang Mou, investing in a wealth management product. At first, Grandma Li could get high interest every month. In the next few years, Grandma Li has invested additional investment one after another, with a total amount of more than 2.5 million yuan. By October 2020, there was no new receipt record in Grandma Li's account, and Yang was completely lost.

After the report, it was found that the wealth management project was a "empty shell", and the bank deposit and insurance insurance policy provided at the beginning was also forged. Grandma Li's funds invested in these years were all used by Yang to hype "virtual currency". The survey showed that the victims were elderly people, with a total of more than 5 million yuan.

Fraud method analysis

Under the banner of "investment and financial management", the criminals use "a small amount of investment, high rebates" as a trap to sell false financial products to the elderly. Most of the target targets of fraud are the elderly with fixed assets. The main forms are the explanation and promotion of wealth management products. They use "new investment channels" and "new financial financial management" as publicity gimmicks, and use network account remittances as ways to collect money.

solution

Financial management is risky, and investment projects should be formal; if you do n’t listen to words, you will not listen to words, and to discuss right and wrong in consultation.

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