15 banks are intensive!

According to CCTV Finance and Economics: Recently, the incidents of the owners of many places have attracted widespread attention due to the announcement of the extension of real estate delay. In response, the person in charge of the relevant departments of the CBRC responded on the 14th, insisting on stable prices, stable house prices, stable expectations, maintained it The continuity and stability of the real estate financial policy, maintain the stable and orderly real estate financing, support the commercial housing market to better meet the reasonable housing needs of buyers, guide the marketization of financial institutions to participate in risk disposal, and strengthen the work of work with the Housing and Construction Department and the People's Bank of China. Support local governments to actively promote the work of "keeping diplomatic relations, keeping people's livelihood, and stability", do a good job of relevant financial services in accordance with laws and regulations, and promote the virtuous cycle and healthy development of the real estate industry.

15 banks intensive sound

At the same time that the "suspension of loan incidents" continued to attract attention and heated discussion, the bank sector on the A -share market declined as a whole in the past two days. In response to the "suspension incident" of the Internet, starting from noon on the 14th, as of the evening of the 14th, 15 banks including Industrial and Commercial Bank of China, Agricultural Bank, Bank of China, Construction Bank, and Industrial Bank issued announcements to disclose and investigate.

--ICBC

According to Industrial and Commercial Bank of China, recently, the risk of individual real estate development enterprises has been exposed, and the development of individual real estate development projects has been postponed. Industrial and Commercial Bank of China attaches great importance to it, acts quickly, and after investigation, the current suspension project involves a non -performing loan balance of 637 million yuan, accounting for 0.01%of the total mortgage loan balance of Industrial and Commercial Bank of China, and the risk is controllable.

Picture source: ICBC Announcement

--ABC

Agricultural Bank said that real estate, which has initially determined that the risk of "guaranteeing the property" involves the balance of overdue mortgage loans, accounting for 0.012%of the mortgage loan balance of the Bank of Agricultural Bank, accounting for 0.017%of the balance of the mortgage loan of the first -hand building. At present, the business scale involving the risk of "insurance delivery" is small and the overall risk is controllable.

Picture source: Agricultural Bank of China Announcement

--Bank of China

According to Bank of China, since this year, the real estate financing of Bank of China has been steady and orderly, and the support for real estate development loans and support for the mergers and acquisitions of the project of difficult real estate projects has been increasing. New real estate development loans are at the forefront of the industry. Loan policy supports rigid and improved housing demand; during the epidemic providing customers with a number of relief policies such as extended repayment of principal and interest, the quality of assets remains stable, and the overall risks of the personal housing loan business of Bank of China can be controllable.

Picture source: Bank of China Announcement

—— Construction Bank

Construction Bank said that the current suspension of construction and the failure to deliver real estate in some areas involved a small scale and controllable overall risks. Construction Bank will pay close attention to the situation of cooperative enterprises and real estate, actively cooperate with local governments to do a good job of customer service, communicate with customers, and promote the steady and healthy development of the real estate market.

Image source: Construction Bank Announcement

——Charma

According to Bank of Communications, the risks of individual real estate companies have recently been exposed, resulting in suspension and delay delivery in some cities. After preliminary investigations, the balance of overdue housing mortgage loans involved in the risk in media reports was 99.8 million yuan, accounting for 0.0067%of the company's domestic housing mortgage loan balance, the scale and accounted for relatively small, and the risks were controllable.

Picture source: Bank of Communications Announcement

--CITIC Bank

CITIC Bank issued an announcement saying that in response to the recent risk exposure of individual real estate enterprises and the extension of housing development projects, after preliminary investigation, the balance of CITIC Bank's overdue personal housing loans involved in the risk in the media reports of RMB 46 million, accounting for the individual of CITIC Bank. The balance of housing loans is 0.0048%, the scale is relatively small, and the overall risk is controllable.

CITIC Bank announced screenshots.

——Paculta Bank

The Postal Savings Bank said that the closure of the suspension of work in some areas and the failure to deliver the real estate on time, and conducted in -depth investigation. The initially identified suspension project involved the overdue amount of housing loans of 127 million yuan.

Photo source: Postal Savings Bank Announcement

--China Merchants Bank

China Merchants Bank said that after a preliminary investigation, the number of real estate involved in the "Internet -to -loan" incident in China Merchants Bank accounted for a relatively small amount. Less than 0.001%, the risk is controlled as a whole.

Picture source: China Merchants Bank Announcement

--Industrial Bank

According to the Industrial Bank, after investigation, as of now, the Industrial Bank has involved the balance of mortgage loans related to the "suspension of loan incidents" of 1.6 billion yuan (of which the balance of non -performing loans) is 384 million yuan. Henan region. Thanks to the differentiated access and management requirements of mortgage loans in the early stage of Industrial Bank, the overall scale of mortgage loans that have been involved in and risk risky by Industrial Bank will not have a significant impact on the operation of Industrial Bank.

Image source: Industrial Bank Announcement

--Ping An Bank

According to Ping An Bank, after investigation, Ping An Bank currently involves an overdue mortgage loan balance of the "suspension of loan incidents" of the Internet. The overall size of mortgage loans involving risk risks in Ping An Bank will not have a significant impact on Ping An Bank's operations.

Picture source: Ping An Bank Announcement

——S Everbright Bank

Everbright Bank said that after a preliminary investigation of Everbright Bank, as of the end of June 2022, the balance of overdue mortgage loans of the risk real estate in the risk of "insurance transit" was determined that the balance of 0.01%of the mortgage loan balance of Guangda Bank's mortgage loan was small. The overall risk is controllable and will not have a significant impact on Everbright Bank's operations. Picture source: Everbright Bank Announcement

--Minsheng Bank

Minsheng Bank said that in response to recent risk -related risk incidents on the Internet, Minsheng Bank quickly conducted investigation. As of the end of June 2022, Minsheng Bank's housing mortgage loan balance was 5910.39 billion yuan, of which the balance of mortgage loans involved the above risk incidents was 66 million yuan, and the overall risk was controllable.

Picture source: Minsheng Bank Announcement

——Bashansu

According to Bank of Jiangsu, a comprehensive investigation was conducted for the real estate with a risk of completion in the area under its jurisdiction. The poor balance balance of personal housing loans involved in the risk of "guarantee of the property" may be 0.31 million yuan, accounting for the balance of personal housing loans of Jiangsu Bank. 0.01%, which has a small impact on the quality of overall credit assets.

Picture source: Bank of Jiangsu Bank Announcement

——The Zhejiang Business Bank

Zhejiang Commercial Bank said that the real estate in the news of the "mandatory loan" news on the Internet has been investigated, and the relevant real estate involves the balance of mortgage loans of Zhejiang Commercial Bank about 31 million yuan. The risk of real estate involves a mortgage loan balance of 260 million yuan. The business scale and accounting are relatively small. The overall risk is controllable and will not have a great impact on the operation of Zhejiang Commercial Bank.

Photo source: Zhejiang Business Bank Announcement

——Banjing Bank

According to Bank of Nanjing, as of the end of June 2022, Nanjing Bank's personal mortgage loan balance was 83.2 billion yuan, of which real estate that may have the risk of "insurance bank" involved personal mortgage loan balance was only 0.211.4 billion yuan, accounting for the Bank of Nanjing Bank's personal mortgage loan. The balance is 0.0254%. At present, the business scale involved in the risk of "insurance transit" is small, and it will not affect Nanjing Bank's operations.

Picture source: Nanjing Bank Announcement

According to the announcement issued by the above banks, many banks have stated that they will pay close attention to the status of cooperative enterprises and real estate, strictly implement the requirements of regulatory agencies, and actively cooperate with local governments to do a good job in "keeping diplomatic relations, protecting people's livelihood, and stable" financial services to maintain real estate The market is stable and healthy to safeguard the legitimate rights and interests of consumers.

Source: China News Network

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