Alipay and WeChat Payment Supervision upgraded over 400,000 illegal accounts during the year

Reporter Li Bingbing

A few days ago, the Alipay Security Center issued the "Announcement on Further Strengthening the Governance of Illegal Conducts and other illegal behaviors such as illegal trading accounts" (hereinafter referred to as the "Announcement"), and exceeding 40,000 illegal accounts were dealt with.

The "Announcement" states that recently paying attention to illegal behaviors such as running and leased users' payment accounts to pay accounts, fraud, money laundering, and orders, such illegal and illegal acts have always maintained zero tolerance for such illegal and illegal acts. Its published data show that as of June 2022, 31,489 accounts involving personal accounts involving rent and sale have been processed; the 15634 accounts for telecommunications network fraud have been restricted to payment functions; Thousands of illegal accounts are processed.

The reporter learned that the Alipay account with the following three behaviors may be treated. First, to restrict the receipt of accounts for illegal violations, running money laundering, fraud involving gambling and other acts; second, the relegation of the account that is suspected of being rented and resold is actually authenticated in accordance with the law; The account is punished with freezing accounts and permanent frozen accounts.

Alipay said that in the future, the Alipay Security Center will continue to optimize the ability to upgrade risk control tracking and pursuing stolen damage technology to strengthen technology countermeasures.

Wang Pengbo, a senior analyst at the Broadcom consulting financial industry, told a reporter from the Securities Daily: "Online accounts are also very important personal information, and it is very easy to be ignored by users. Users should regulate their personal accounts. Do not easily and unknown accounts. Do not conduct illegal behaviors such as network orders and running points. These actions are likely to be used by illegal money laundering and other illegal transactions. "

The reporter sorted out and found that before Alipay and WeChat Pay have repeatedly released the governance of illegal accounts, and there is an upgrade trend. According to incomplete statistics, since this year, Alipay and WeChat Pay have handled over 400,000 illegal accounts.

Specifically, on April 13, the WeChat Security Center issued an announcement saying that 75,369 confirmed organizations and participating accounts were processed to restrict login and functional functions; The account of the account is limited to use functions, etc. In March, WeChat released the "Announcement of Strict Campaign of Internet Fraud" showed that from January to March 2022, a total of more than 100,000 accounts that confirmed fraudulent behaviors had confirmed fraud behavior. Performing step -up treatment, WeChat group treatment of WeChat groups that confirmed more than 30,000 fraudulent behaviors; on June 13, the WeChat Security Center issued the "Announcement on Further Strengthening the Deep Management of Platform Violations and Rule". The second violations and serious circumstances will increase the punishment.

WeChat Pay told the reporter of the Securities Daily, "WeChat Pay will continue to inspect regular inspections in accordance with the regulatory requirements for online fraud, swiping, account violations, and adolescent protection."

Earlier in April, Alipay issued the "Announcement on Continuing the Copy of illegal Acts and other illegal behaviors such as telecommunications network fraud, rental and sales accounts". Accounts of Running; Disposal 13156 accounts to implement telecommunications fraud; dispose of 82,917 accounts for organizing network gambling; handle 1189 accounts engaged in virtual currency transactions; and disposal accounts for illegal content such as malicious marketing.

In fact, the bank's management of personal account management has also been continuously strengthened. From cleaning the "Sleep Account" to the beginning of cleaning up the "one person's over -amount account", it is upgraded to the bank card with a balance of less than 10 yuan into the sleep account.

Su Xiaorui, a senior analyst of the financial industry, told the reporter of the Securities Daily, "The banking institution has continued to respond to the spirit of supervision, and has carried out multiple rounds of 'broken card action'. WeChat and Alipay as the leader of third -party payment institutions. Come to transfer the illegal funds by adopting the unblied to zero -run scores. Compared with the bank, third -party payment is based on the payment account/account. There is no card media such as a bank card. Clean up and rectify the account/account. "

Su Xiaorui suggested that users need to properly protect their personal information, do not fill in suspicious forms to avoid leakage of personal privacy, and do not participate in sale or borrow accounts; and strengthen their own risk management awareness, regular login check for unreasonable accounts Or log out in time.

- END -