Xiao En Xiaohui attracted into the meeting, faded the investment with high rebates, and more than a

Free rice noodle oil attracts the elderly to enter the meeting, and Xu is to deceive the elderly to invest in high rebates. In order to cover people's eyes, the BMW car reception is dispatched, and Southeast Asia travels. Often, farmhouses eat and drink ... These are the usual routines for the elderly's fraud gangs.

The Haikou Intermediate People's Court recently tried two cases of fund -raising fraud specifically for the elderly. The gangs involved in the purchase of pension health products as bait. Sixty million or seventy million, the biggest victims are 94 years old. Except for receiving a little dividend rebate, most people's principal did not take it back.

The reporter interviewed in -depth interviews. From the dual perspective of fraud gangs and deceived elderly people, they restored the scams of raising funds for pension health products. I hope that more elderly people can learn from it and keep their "old -age money".

The first step of fraud: Buy an ID card registration company and disguise it as a state -owned enterprise

At the beginning of 2015, Li Ming (a pseudonym), who was over 30 years old, was still working in Guangzhou. He was thinking about making a lot of money, but he had a business plan, but the serious business could not be, so he fought the crooked idea of ​​scamming the elderly.

In February 2015, Li Ming began his plan. "I bought a few ID cards lost in Guangzhou in Guangzhou. Among them, there was a person named Shi Tao (a pseudonym). The ID card photo looked more like me, so I used this ID card as a cover. I bought Xu Long again. (Big pseudonym) ID card is registered with Hainan Yingfeng Food Technology Co., Ltd. in Haikou. Xu Long is a legal person. I use Shi Tao's pseudonym to serve as general manager. "

In order to make the company look more powerful, Li Ming contacted the illegal intermediary forged business licenses online and changed the company type to a wholly state -owned limited liability company branch.

After the company was established, Li Ming publicized to the elderly that his company was a comprehensive enterprise integrating health food, health food, beauty and beauty food development, scientific research brand promotion, and marketing planning. In addition to the health food industry, Li Ming also lied to the old people that the company has the original ecological underwater cage breeding industry. There are 600 acres of breeding areas in Qinzhou Reservoir in Guangxi, 200 underwater cages, with an annual output of more than 800,000 kg; The company has 1.8 kilometers long sand mining field in Anshun, Guizhou, has 5 years of sand mining rights, and has an annual output of more than 100,000 cubic meters. It has many years of cooperative relationships with a number of large real estate companies. Seven total 1,000 acres, expected to reach hundreds of millions of yuan, which is the planting benchmark for planting in the three -seven industry in Yunnan ...

After the incident, Li Ming said frankly, "The purpose of my establishment of this company is to raise funds for raising fraud. I am afraid that the police will get it after the incident. It is to avoid the hunting of the public security organs in the future. "

Step 2: "Xiao En Xiaohui" attracts the elderly, and then throws bait to develop members

While the establishment of Hainan Yingfeng Food Technology Co., Ltd., Li Ming also set up Yingfeng Yingkang Member Furniture Department. From April 2015 to June 2017, Li Ming used Hainan Yingfeng Food Technology Co., Ltd. to distribute leaflets and brochures to middle -aged and elderly people, and to distribute eggs and rice noodles for free to attract middle -aged and elderly people to become the company Member.

At the company's preaching, Li Ming told the elderly that a bucket of protein powder can be received per month for a 570 yuan per year. After becoming a member, you can get a printed card, cover the printing of the company every day. You can change the small gifts such as laundry fluids, peanut oils to a certain amount, and you can also eat early tea for free.

At the same time, Li Ming signed club membership promotion agreements with the elderly in the name of the company, and presented a member of the brand's outstanding contribution to the brand promotion of one to 3 times in Hainan Province.

Xu Mouyun, who was deceived, said that she was introduced to the "discount" activities that she joined the "discount" activity. The reporter found that there were not a few people who fell into the scam like Xu Mouyun like Xu Mouyun.

Step 3: Xu Yi's high rebate deceives the elderly to invest

Li Ming took the company's business personnel on the morning tea party, customer association, etc., and lied to the members that the company had agricultural and fishery industry projects in Yunnan, Guangxi, and Vietnam. Can be upgraded to VIP members and divide them.

Li Ming and the old people guarantee that if VIP members invest in 10,000 yuan, each investing 10,000 yuan per month rebate 300 yuan, and the principal will be returned together after the interest of 12 months of returns. If you start 120,000 yuan, you can rebate 450 yuan per month for every 10,000 yuan; if you invest more than 200,000 yuan, you can rebate 600 yuan per month for each investment of 10,000 yuan.

Many elderly people can't help the temptation of high rebates, and they have taken out their own pension money. "After I bought a year of goat milk powder, I decided to invest in the company's fish farming project. Later, the company's deputy president Lin Mouxiang met with us 100 members that the company bid a large three -seven planting project in Yunnan. The profit was very high, and the original Hainan project was divided into 500 acres. He won 500 acres for the interests of Hainan customers. I added investment again. "Xu Mouyun said.

In order to make the scam more realistic, Li Ming and others signed an investment contract with each elderly and issued a receipt. At the end of each month, the old people were divided into dividends. One of the deceived elderly He Moujian said that in order to let the old people believe in the authenticity of the investment project, Li Ming took him and several other elderly people to the Qinzhou field to inspect the land and let them catch the fish in the fish pond. "The BMW car with a black car received us." Lin Moulan, who was deceived, said that Li Ming and the company's salesmen often invited members to drink tea at some hotel boxes in Haikou. The company also organized members to go to Beijing, Shanghai, Yunnan, Guangxi Travel in many places such as Vietnam. "Use tourism to attract us to invest. The more you invest in the place where you go to travel, the better the investment can get the opportunity to travel to Hong Kong, the investment of 80,000 yuan to get the opportunity to travel to Thailand. He often takes us to the farmhouse to play Please dinner and tell us about investment projects in this process. "

Step 4: "Borrow new and old" people go to the building

The deceived old man Lin Mou and Guan Moulian began to invest in October 2015, and after the investment expired in June 2017, he was going to take out the principal. "My salesperson told me that the company was on vacation, and later told me that the company had no money. In these years, I invested 130,000 yuan in four times. It was not until I found that people went to the building to be empty before I knew that they were deceived. Only then did you report to the public security organs. "Lin said.

The court heard that the company did not have a legal source of income except for the investment funds of the elderly. In June 2017, the capital chain was broken, and the principal and interest of members had been repaid through the way of "relying on the new" and "dismantling the east wall to make up the west wall". Only 11.6284 million yuan was returned before and after the hair, and the actual fraud was 16.817716 million yuan, which was huge.

What is the amount of nearly 17 million money? The judge told reporters that most of the funds were divided by Li Ming and the company's backbone for buying luxury cars, real estate, gambling, etc. "I asked my wife to pay the loan of the Guangzhou house with money. I also bought a Mercedes -Benz S320 car with money, which cost more than 1 million." Li Ming said.

The judge reminds: alert to the trap of pension fraud and fill in related loopholes

Cao Yongming, the chief judge of the case, pointed out that the concepts of hype, false publicity, and setting traps to use the characteristics of the elderly with information occlusion, need to be accompanied, longing for health, and weak cognition to deceive the money for the elderly. The case reflects the lack of anti -fraud propaganda for the elderly, the company's establishment of irregularities, and unsatisfactory health product marketing models.

Cao Yongming suggested that political and legal organs should strengthen the characteristics of the rule of law, to strengthen the publicity and education of the rule of law, and strengthen the awareness of prevention of middle -aged and elderly people. In addition, the public security organs should increase the crackdown on illegal buying and selling ID, manufacturing, and buying and selling fake certificates. The market supervision department shall strengthen the supervision of the company's company's company. And regulate the company's business scope.

Source: Xinhua Daily Telecom, People's Daily Client

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