The CBRC responds to the "suspension of loan" incident

Recently, the owners of many places have attracted widespread concern due to the incident of post -loan repayment announced by the real estate delay. In response, the person in charge of the relevant departments of the Banking Insurance Regulatory Commission responded today, saying that it will guide the marketization of financial institutions to participate in risk disposal, strengthen the housing construction department, China China, China The work of the People's Bank of China supports local governments to actively promote the work of "keeping diplomatic relations, protecting people's livelihood, and stable stability".

The CBRC responded to the "suspension of loan" incident:

Guide the marketization of financial institutions to participate in risk disposal

The person in charge of the relevant departments of the CBRC said that recently paying attention to the extension of the delay in the property of individual housing enterprises. The key to this incident lies in the "guarantee of the property", and the CBRC attaches great importance to this.

In the next step, the China Banking Regulatory Commission will continue to implement the decision -making and deployment of the Party Central Committee and the State Council, adhere to the positioning of "the house is used for living, not used for frying", adheres to stable price, stable house prices, stable expectations, maintain real estate financial policy policy Continuousness and stability, maintain the stable and orderly real estate financing, support the commercial housing market to better meet the reasonable housing needs of buyers, guide financial institutions to participate in risk disposal, strengthen work with the housing and construction departments and the People's Bank of China, and support local governments Actively promote the work of "keeping diplomatic relations, protecting people's livelihood, and stable stability", and do a good job of relevant financial services in accordance with laws and regulations to promote the virtuous circulation and healthy development of the real estate industry.

Many banks issued an announcement to respond to the "suspension of loan" incident:

Smaller overall risk controlled

CCTV Finance "Economic Information Network" column video

Today, the six large state -owned commercial banks of Gong, Agriculture, China, Construction, Communications, and Postal Savings have issued announcements. Investigation, many banks that have been announced at present have stated that the business scale involved is small and the overall risk is controllable.

From the data released by the bank, the initial identification of the risk of the "guarantee of the property" of Agricultural Bank involved the balance of overdue mortgage loans of 660 million yuan, accounting for 0.012%of the entire mortgage loan balance;

After a preliminary investigation, the Bank of Communications, the balance of overdue housing mortgage loans involved in the risk of risks was 99.8 million yuan, accounting for 0.0067%of the balance of housing mortgage loans in the company; the preliminary suspension project of the postal savings bank involved a housing loan amount of 127 million yuan;

The Industrial Bank involved the balance of mortgage loans related to the "suspension of loans" incidents of 1.6 billion yuan (of which the balance of non -performing loans was 75 million yuan), and the mortgage amount that had stopped repayment was 384 million yuan.

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