The latest notice of direct housing provident fund in Changchun Province!

About adjusting the housing provident fund personal housing

Notice of loan -related policies

Relevant units and employees:

In order to implement the decision -making and deployment of the provincial party committee and the provincial government on the prevention and control of the epidemic and the development of economic and social development, cope with the impact of the epidemic, reduce the pressure of employees' housing funds, and currently adjust the relevant policies of personal housing loans for housing provident fund. details as follows:

1. Improve the maximum quota of loans

For new commercial housing loans, some joint borrowers will increase the maximum amount to 900,000 yuan; if there is no co -borrower, the maximum maximum amount will be increased to 600,000 yuan.

If there are joint borrowers in stock loans, a single maximum amount is increased to 700,000 yuan; if there is no co -borrower, the maximum amount of a single amount will be increased to 500,000 yuan.

2. Improve the calculation multiple of the balance of the second loan personal account

For the second time to apply for a housing provident fund personal loan, without exceeding the highest amount of a single loan, the application quota can be increased to 20 times the sum of the housing provident fund account balance of the borrower and co -borrower.

This notice will be implemented from the date of issuance, and the execution period will be on December 31, 2022. The personal housing loan policy of not notified other housing provident funds involved is unchanged.

Features notified.

Changchun Direct Housing Provident Fund Management Sub -Center

July 13, 2022

Original title: Notice on Adjusting the Related Policy of Housing Provident Fund Personal Housing Loan

Source | Changchun Provincial Direct Housing Provident Fund Management Sub -Center

Edit | Chen Fangxin

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