Central Bank Nanjing Branch: Nanjing Bank has nothing to do with village and township banks

Beijing News reporter Huang Xinyu Editor Chen Li Chen Yanting School of Zhao Lin Source: Xinhuanet

According to Xinhuanet, on the 13th, the "Henan Village Bank of China: Henan Village Bank Reserve: Flowing the Flow of Money and Discovery Nanjing Bank is a settlement bank."

Relevant person in charge of the business management department of the People's Bank of China Nanjing Branch said that the Chinese modern payment system is an important financial infrastructure in my country. , Small payment system, online payment cross -bank liquidation system, national check imaging exchange system, and domestic and foreign currency payment systems. It is the core support system for my country's financial markets and provides safe, stable and convenient payment liquidation services for all socio -economic activities. According to the provisions of the People's Bank of China's large and small payment system business processing measures, small and medium -sized banking institutions that cannot directly join the payment system, such as rural commercial banks, village banks, and foreign banks, etc. Direct participants (for example, Bank of Nanjing) agreed to handle fund liquidation business.

Nanjing Bank's proxy village and town banking funds liquidation business is handled in accordance with the relevant provisions of the People's Bank of China's payment system. The relevant funds liquidation services are legally compliant, the payment is convenient, safe, stable, and has no connection with relevant village and town banking cases.

At present, the People's Bank of China pays stable operation, safe and efficient, and sufficient liquidity, which can well meet the needs of economic and financial activities.

Bleak

Bank of Nanjing responded to the proxy village bank clearing business: not to bear the risk of funds

In the early morning of July 14, Nanjing Bank Co., Ltd. (601009.SH, hereinafter referred to as "Nanjing Bank") official website released the "Instructions for the Lleeling Business of the Village and Town Bank of Commercial Banking Village and Town Bank" (as shown in the figure below). In this explanation, Nanjing Bank responded to the liquidation business of the village and township bank, saying that it "only as a fund liquidation channel and does not bear the risk of funds."

Picture source: Nanjing Bank official website

Nanjing Bank said that the funds of village banks are represented by commercial banks with liquidation qualifications. The liquidation of commercial banks agency village and township banks is based on the "Guiding Opinions of the People's Bank of China on improving the payment service environment of rural areas" and the "Measures for the Agency of Payment and Settlement Business" in accordance with laws and regulations. It is a conventional agency business. During the proxy clearing process, as a commercial bank of the agency clearing bank, it is responsible for the receiving and receiving funds of the receiving and instructions of the clearing instructions, and only has a liquidation relationship with the agency bank and the People's Bank of China. "For example, the remittant should transfer its funds to the village bank in Bank A. After the Bank A accepts it, transfer the funds to the reserve account opened by Bank A at the People's Bank of China. , Transfer the funds to the agency clearing bank of the village and town banks at the reserve account opened by the People's Bank of China, and notify the agency clearing bank. According to the instructions, the proxy clearing bank will transfer the funds to the village bank. " Taoism, saying that "after the funds are transferred to the village bank, the work of the agency clearing bank is completed."

According to media reports such as Hongxing News, there are storage households from related village banks that when tracing the flow of money, it is found that Nanjing Bank is the settlement of the village bank.

According to the official website, Nanjing Bank was established on February 8, 1996. It is a joint -stock commercial bank with an independent legal person qualification and implemented a first -level legal person system. After two renames of Bank of Nanjing, in 2001 and 2005, they introduced the International Financial Corporation and the Bank of Paris in France to share their shares. They took the lead in launching listing counseling procedures among urban commercial banks across the country and successfully listed in 2007. As of the end of the first quarter of 2022, the registered capital of Nanjing Bank was 10.07 billion yuan, and the size of the assets was close to 2 trillion yuan, which was 1.88 trillion yuan. The net profit of shareholders of listed companies exceeded 5 billion yuan, and operating income was more than 12.2 billion yuan in the first quarter. There are currently 17 branches and 218 business outlets.

According to Baidu's stock market, as of July 13, Nanjing Bank's stock price per share at 10.04 yuan, down 2.52%, and the current total market value was 103.5 billion yuan.

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