The balance of Hebei Including Little Micro loan increases by 25.0% year -on -year

The "Hebei Provincial Financial Operation Report (2022)" released by the Shijiazhuang Center Sub -branch of the People's Bank of China on July 8 shows that in 2021, Hebei Province adheres to the general tone of steady progress, based on the new stage of development, actively serves and integrates into the new development pattern In order to coordinate the prevention and control of the epidemic and economic and social development, the province's economic development is steadily and improved, and the quality of the "14th Five -Year Plan" has been realized. The total GDP throughout the year exceeded 4 trillion yuan, reaching 4039.13 billion yuan, a year -on -year increase of 6.5%.

Economic operation presents six characteristics

First, the demand for investment consumption has recovered steadily, and foreign economic and trade has maintained a good momentum. In 2021, the investment in fixed assets in Hebei Province increased by 3.0%year -on -year; the total retail sales of consumer goods throughout the year achieved 135.99 billion yuan, an increase of 6.3%year -on -year; the total foreign trade import and export was 541.56 billion yuan, a year -on -year increase of 21.5%.

Second, the economic development is steady and better, and the industrial foundation supports the effect. The agricultural production situation is stable, with a total grain output of 38.251 million tons (76.50 billion kg) throughout the year, an increase of 0.8%year -on -year. The industrial production continued to recover, and the added value of industries above designated size increased by 4.9%year -on -year, which was 0.2 percentage points accelerated from the previous year. The service industry's contribution to economic growth reached 61.1%, which is still the first driving force for economic growth. The pace of transformation and upgrading has accelerated. Among industries above designated size, strategic emerging industries increased by 12.1%year -on -year, 7.2 percentage points faster than industries above designated size.

Third, the policy of benefiting the people's policy has continued to strengthen, and the level of people's livelihood protection has steadily improved. The employment situation remained stable, and the new urban employment was 925,000 people throughout the year, and 107.6%of the annual plan was completed. Consumption prices are generally stable, and the consumer prices of residents throughout the year rose 1.0%year -on -year, a 1.1 percentage point from the previous year. Residents' income recovery increased, and the per capita disposable income of residents was 29,383 yuan, an increase of 8.3%year -on -year.

Fourth, the growth rate of general public budget income has increased, and key expenditure protection is better. General public budget revenue was 416.76 billion yuan, an increase of 8.9%year -on -year; general public budget expenditure was 885.45 billion yuan, an increase of 4.2%year -on -year.

Fifth, real estate investment has grown steadily, and the sales market in commercial housing has fallen steadily. The annual real estate development project completed an investment of 50.239 billion yuan, an increase of 9.2%year -on -year. The construction scale increased rapidly, and the construction area of ​​the province increased by 13.6%year -on -year. The increase in the sales market in commercial housing fell, and the sales area and amount of commercial housing in the province increased by 1.7%and 2.1%year -on -year, respectively.

Sixth, the "three major events" go hand in hand, and the implementation of major national strategies is detailed. New progress has been made in the coordinated development of Beijing -Tianjin -Hebei. The construction of Xiong'an New District has achieved remarkable results, and a number of major projects in the fields of industrial, transportation, ecology and people's livelihood have entered a large -scale construction stage.

Loan balance increased by 11.4% year -on -year

In 2021, the financial system of Hebei Province conscientiously implemented a stable monetary policy, the scale of deposit and loans and social financing increased reasonably, the loan interest rates continued to optimize, the credit structure continued to optimize, supported industrial structure adjustment, stabilized enterprise employment, rural revitalization, regional coordinated development Increased efforts, new progress in financial reform and innovation, effective prevention and control of regional financial risks, and helping the province's high -quality economic development. Financial operation presents the following characteristics:

First, the scale of monetary credit increased steadily. At the end of 2021, the balance of various domestic and foreign currency deposits of financial institutions in Hebei Province was 8901.95 billion yuan, an increase of 9.5%year -on -year; the balance of various loans of local and foreign currencies was 6796.28 billion yuan, an increase of 11.4%year -on -year; Increase 45.64 billion yuan.

The second is to be further optimized for loan delivery structures. The loan balance of enterprises (affairs) increased by 11.3%year -on -year, accounting for 62.7%of the total loan increase. Continue to increase loans in key industries. The balance of medium- and long -term loans to the manufacturing industry was 244.27 billion yuan, a year -on -year increase of 54.25 billion yuan. The continuous amount of inclusive micro -loan increases. The balance of inclusive micro loans was 580.41 billion yuan, an increase of 25.0%year -on -year; 708,000 households supported small and micro business entities, an increase of 139,000 households from the beginning of the year. Continue to increase loans to key areas. The balance of various loans in Xiong'an New District increased by 79.5%year -on -year, and the loan balance in 62 key help counties in the province increased by 14.0%year -on -year.

Third, structural monetary policy tools highlight accurate drip irrigation. Through the "re -loan and re -discount+N" model, the local legal person banks are guided to accurately help private small and micro enterprises, rural rejuvenation, and green and low -carbon development. The annual distribution (including exhibition period) re -loan reinsurance and discounting, two direct tools, and other monetary policy tools were 96.53 billion yuan.

The fourth is to promote the actual loan interest rate to continue to decline steadily. In 2021, the average interest rate of corporate loans issued by financial institutions in the province was 5.40%, a year -on -year decrease of 0.25 percentage points.

Fifth, the securities futures insurance industry has developed steadily. Securities and futures institutions have developed steadily, and the number of domestic listed companies has continued to increase. At the end of 2021, there were 69 domestic listed companies in Hebei Province, an increase of 8 more than the previous year. The premium income increased steadily, the total risk of the insurance industry increased rapidly, and paid expenses increased slightly.

Outlook of the report, in 2022, Hebei Province's economic development opportunities and challenges coexist.The strong development momentum brought by the "three major events" is accelerating the release. The development strategy of "strong economic province and beautiful Hebei" is fully implemented, and the economic stability and good situation will further consolidate.At the same time, economic development is still facing unfavorable situations such as more outbreaks, slowing investment growth, poor new and old kinetic energy conversion, and tightening resource and environmental constraints, and the pressure of maintaining stable economic growth is not small.The financial system of Hebei Province will actively respond to the "triple pressure" of economic development, put steady growth in a more prominent position, resolutely implement a stable monetary policy, continuously improve the quality and efficiency of financial services, increase scientific and technological innovation, manufacturing, and regionsCoordination, green development, small and micro enterprises, rural rejuvenation and other key areas and weak links, guide the real economy's comprehensive financing costs and decrease in steadily, and continuously enhance the ability of financial services to the real economy.(Yanzhao Metropolis Daily Overview Journalist Zhang Jingtao)

- END -