The implementation rules for the implementation of agricultural insurance insurance premium subsidies have been introduced in Shandong Province

In order to strengthen the management of agricultural insurance premium subsidy funds and promote the sustainable and healthy development of agricultural insurance, recently, the "Implementation Rules for the Implementation of the Management of Agricultural Insurance Insurance Subsidies Subsidies in Shandong Province" is formulated and introduced. In response to the new situation and new situation of agricultural insurance work in our province in recent years Requirements related to fund management.

Clarify the principle of fund management. That is, "financial support, hierarchical responsibility, budget constraints, policy coordination, performance orientation, benefit farmers", fully reflect the management characteristics of financial subsidy funds. The financial subsidy insurance types are divided into three categories: central insurance, provincial insurance types, and local dominant characteristics of agricultural product insurance, and different subsidy standards are set up respectively. Strengthen and improve the preparation of budgets, refine the relevant requirements of the settlement of subsidy funds, budget declaration and comprehensive assessment.

Supervise the improvement of service. In terms of compensation efficiency, it urges the insured institution to pay the insured to the insured within 10 days after reaching a compensation agreement with the insured. In the formulation of rates, the clarification insurance rate is determined in accordance with the principle of capital guarantee micro -interest, and the comprehensive expense ratio shall not be higher than 20%; when designing insurance plans, it shall comprehensively analyze the data and compensation of the relevant asia, diseases and insect pests in the previous 3 years of the insurance or the same insurance types. The situation is reasonable to determine the rate, and the estimated payment rate should reach 70%. In terms of institutional management, the performance evaluation system of underwriting agencies is established, the use of evaluation results is strengthened, the evaluation results are improved with the market share of the underwriting agency, and the selection of competition linked mechanisms.

Strengthen information science and technology empowerment. Strengthen the construction of agricultural insurance informatization platforms, make full use of scientific and technological methods such as geographical information, big data, and artificial intelligence, and conduct compliant verifications of underwriting, survey, fixed loss, and claims to achieve refined management of agricultural insurance data. Further improve the function of provincial agricultural insurance information management platform, and use its role in the aspects of agricultural insurance policy formulation, premium subsidy management, and urging underwriting agencies to improve the service level.

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