Strive to serve the real economy to stabilize the economic market -the relevant person in charge of the central bank explains the financial data in the first half of the year

Xinhua News Agency, Beijing, July 13th.

Xinhua News Agency reporter Wu Yu

Since the beginning of this year, my country's total financial volume has grown steadily, and its support for the real economy has been further strengthened. What areas of new credit in the first half of the year? How is the implementation of structural monetary policy tools? How does finance support the economy in the second half of the year? At the press conference held by the National Office on the 13th, the relevant person in charge of the People's Bank of China analyzed the financial data in the first half of the year and responded to hot issues.

Support for the real economy is further enhanced

Since the beginning of this year, due to the exceptional factors such as the epidemic and Russia and Ukraine conflicts, my country's economy has faced a certain downward pressure. Ruan Jianhong, director of the Department of Investigation of the People's Bank of China, introduced at the press conference that in the first half of the year, the People's Bank of China increased the implementation of stable monetary policy, exerting dual functions and structural dual functions of monetary policy instruments, actively respond, strive to serve the real economy, stabilize the stability Economic market.

Data show that in the first half of the year, RMB loans were added 13.68 trillion yuan, an increase of 919.2 billion yuan over the same period last year; the number of new social financing scale was 21 trillion yuan, an increase of 3.2 trillion yuan over the same period last year.

According to Ruan Jianhong, in the first half of the year, the People's Bank of China lowered the deposit reserve ratio of financial institutions by 0.25 percentage points, and the deposit profit of the payment was 900 billion yuan, which rationally increased the supply of liquidity. The credit support of financial institutions for the real economy continued to increase. In the first half of the year, RMB loans of enterprises and institutions increased by 11.4 trillion yuan, an increase of 3.03 trillion yuan over the same period last year.

At the end of June, the generalist currency supply (M2) increased by 11.4%year -on -year, 2.8 percentage points higher than the same period last year. In the first half of the year, RMB deposits increased by 1.882 trillion yuan, an increase of 4.77 trillion yuan year -on -year.

In Ruan Jianhong's view, the current RMB deposits increased more and M2 growth is higher, mainly due to the financial system's efforts to serve the real economy, and the derived currency increased accordingly. In addition, this year's monetary policy and fiscal policy cooperate with each other, the progress of fiscal expenditure has also accelerated, and the M2 growth rate has also increased.

In addition, the comprehensive financing costs of enterprises in the first half of the year decreased steadily. In June, the interest rate of new corporate loans was 4.16%, 34 basis points lower than the same period last year.

Guide the flow of funds to key areas and weak links

Since the beginning of this year, the People's Bank of China has launched a number of structural monetary policy tools to continuously strengthen support for key areas and weak links in the national economy.

Data show that at the end of June, the balance of medium- and long -term loans invested in manufacturing in my country increased by 29.7%year -on -year, 18.5 percentage points higher than the growth rate of various loans; 12.6 percentage points. Up to now, the coal cleaning and efficient use of special re -loans have accumulated a total of 43.9 billion yuan in low -cost loans to enterprises.

Zou Lan, director of the Banking Policy of the People's Bank of China, introduced that structural monetary policy tools are conducive to motivating financial institutions to optimize the credit structure and achieve the effect of accurate tilting funds in the fields of inclusive finance, green development, and scientific and technological innovation. New tools such as scientific and technological innovation re -loan, inclusive pension special re -loan, and special re -loan of transportation and logistics created this year will be issued quarterly. It will apply for the first time in July. At present, the People's Bank of China is promoting related work in an orderly manner.

Infrastructure construction investment is an important means to stabilize the macro economy. According to Zou Lan, the People's Bank of China has increased the credit line of developed policy banks in June, increasing loan support for long -term useful, short -term and feasible infrastructure construction projects. Recently, the People's Bank of China has also supported National Development Bank and China Agricultural Development Bank to set up financial instruments, with a total scale of 300 billion yuan to solve problems such as difficulty in capitalization of major projects.

"Through the support of financial instruments, it can quickly and accurately open the blocks caused by capital and cannot be in place, promote the project as soon as possible, form a physical workload as soon as possible, and help stabilize the macroeconomic market." Zou Lan said 800 billion yuan in policy, developmental medium- and long -term credit funds can be followed in time, and the loans of commercial banks and social capital will be promptly followed up.

There is sufficient policy space and tool reserves in cope with the challenge

In recent years, my country has adhered to normal monetary policy. Zou Lan said that this has left sufficient policy space and tool reserves for the new challenges and new changes.

“今年以来我国经济发展面临的风险挑战明显增多，不过我国经济向好的基本面没有改变。”阮健弘表示，疫情以来，我国宏观杠杆率增幅明显低于其他主要经济体，以相对较少的新Increasing debt supports the rapid recovery of the economy. As the domestic epidemic prevention and control situation continues to improve, and the policy measures for stability of the economy have accelerated the effectiveness of landing, my country's economy has shown a recovery momentum, which has created conditions for maintaining a reasonable macro leverage in the future.

Faced with the current complicated international and domestic economic and financial situation, Sun Tianqi, director of the Financial Stability Bureau of the People's Bank of China, said that the financial management department must be highly vigilant about various financial risks, further the prevalence of preventing and resolving financial risks, and firmly guarding the system that does not occur. The bottom line of sexual financial risks.

He introduced that at present, my country's financial risks converge, and generally controllable, 99%of banking assets are within the security boundary.The financial sector will continue to drop the number of high -risk financial institutions and strive to drop the number of high -risk financial institutions in the country to be less than 200 at the end of the "Fourteenth Five -Year Plan" period.According to Zou Lan, in the second half of the year, the People's Bank of China will continue to implement a stable monetary policy, accelerate the implementation of the determined policies and measures, implement the various structural monetary policy tools introduced in the early stage, enhance the ability of financial services to the real economy, help stabilize stabilityEconomic market, stable employment to protect people's livelihood.

[Editor in charge: Shi Ge]

- END -