In the first half of this year, the central bank reduced the reserve ratio by 0.25 percentage points, and the deposit profit was 900 billion yuan.

Today (July 13), the National New Office held a press conference to introduce financial statistics in the first half of 2022. Relevant person in charge of the People's Bank of China said that since the since this year, the People's Bank of China has seriously implemented the deployment of the Party Central Committee and the State Council, strengthened the implementation of stable monetary policy, exerted dual functions of the total amount and structure of monetary policy tools, actively cope with the efforts to serve the real economy, stabilize the economic market In the first half of this year, financial statistics showed that the current liquidity is reasonable and abundant, the financial support of the real economy is large, the optimization of credit structure, the comprehensive financing cost of the enterprise decreased steadily, and the quality and efficiency of the real economy of financial services have improved.

The first is reasonable liquidity. Financial support for the real economy is greater. In the first half of the year, the People's Bank of China reduced the reserve ratio of 0.25 percentage points, and the deposit profit was 900 billion yuan, which rationally increased liquidity supply. Financial institutions increased their credit support for the real economy. At the end of June, the broad currency increased by 11.4%year -on -year, 2.8 percentage points higher than the same period last year. In the first half of the year, the scale of social financing increased by 21 trillion yuan, an increase of 3.2 trillion yuan year -on -year. 919.2 billion yuan more than the same period last year.

The second is the continuous optimization of the credit structure. The People's Bank of China gives full play to the precise guidance of structural monetary policy, launching multiple structural monetary policy tools, increasing support for inclusive small and micro loans, supporting small, medium and micro enterprises to stabilize employment, continuously strengthening key areas and weak links in the national economy Supporting strength. At the end of June, the balance of medium- and long -term loans to the manufacturing industry increased by 29.7%year -on -year, 18.5 percentage points higher than the growth rate of various loans. The number of Hui Xiaowei awarded households was 52.39 million, a year -on -year increase of 36.8%.

Third, the cost of comprehensive financing of enterprises has decreased steadily. In the first half of the year, the People's Bank of China continued to optimize the policy interest rate system of the central bank, strengthened the supervision of deposit interest rates, and focused on stabilizing the cost of bank liabilities. In June, the newly absorbed regular deposit interest rate was 2.5%, which was 16 basis points lower than the same period last year. The one -year LPR and the five -year LPR decreased by 10 basis points and 20 basis points, respectively to reduce the comprehensive financing cost of the enterprise. The newly issued corporate loan interest rate in June was 4.16%, which was 34 basis points lower than the same period last year.

Source: CCTV News Client

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