The woman regularly took out a sum of money, and after 16 years, she received a debt call!
Author:Xinhuanet Time:2022.07.13
The insurance salesperson who entrusts his trust to buy insurance financial management on behalf of himself thinks that the elderly life can be more secure.
From 2004, the incident started. Aunt Zhao, who was over 60 years old in Hangzhou, heard that his son's classmate Zhu was a salesperson at a life insurance company, so he gave the money to Zhu and entrusted him to buy two companies. Dividend insurance products have a payment period of 10 years and a total premium of 47,160 yuan.
After two years, Aunt Zhao asked Zhu Mou's income of the insurance product. Zhu said that the income is not good, but the company has a good project recently, with an annual interest rate of up to 10%, which is worth buying.
Under Zhu's strong recommendation, Aunt Zhao purchased another savings wealth management product.
Since then, Aunt Zhao has taken out the bank's regular deposits one after another, and sometimes she will make some cash around her and give Zhu Mou to pay premiums or buy financial management. Every time Zhu will provide a statement or financial voucher for her.
From 2004 to 2020, Aunt Zhao gave a total of more than 790,000 yuan to Zhu Mou's principal and premium, and received more than 190,000 yuan in financial management income.
One day in 2020, Aunt Zhao suddenly received a debt call, saying that Zhu had owed a lot of money. After contacting Zhu, Zhu said that this was a fraud phone, so that Aunt Zhao did not believe it.
Aunt Zhao was doubtful. If Zhu was really debt, would he have a problem with the money he had given to him for so many years? She told her son that Aunt Zhao's son checked all the documents over the years and felt not right.
The two contacted the customer service of the insurance company, took pictures of the documents, and verified the authenticity. It was learned that Zhu Mou had been resigned in 2004 the next day. These documents were fake, and the official seal did not exist. The so -called high -yield wealth management products were also fictional.
It turned out that Zhu had secretly reserved a blank statement when he was working at the company before, engraved the fake seal privately, and forged insurance policies and financial vouchers.
Zhu Mou was addicted to speculation for many years. He used the money he received for high leverage stocks and futures fried, crude oil, precious metals, etc., with serious losses. However, the gambler's psychology was unwilling to stop there. Since 2012, he began to borrow online loans and credit cards, and the capital holes have become bigger and bigger.
The money from Aunt Zhao was not enough to make up for the loss. Zhu used the same routine to use the same routine on Aunt Zhou, who was in his 50s. In 2014, Zhu Mou newly joined another insurance company because of business contact with Aunt Zhou.
He forged a financial contract and paid high "financial interest" to deceive the trust. Sometimes he pretended to "put the money" for Aunt Zhou on the grounds of the company's request to complete the performance, and took the opportunity to increase its investment amount.
Aunt Zhou transferred the money to his private account according to Zhu's request, and signed three financial contracts with Zhu, who invested all 1.16 million yuan, and received more than 350,000 yuan in interest. The rest of the money models were returned. All Zhu was used to repay the loan.
After review, the criminal suspect Zhu Mou, for the purpose of illegal possession, fictional facts, concealed the truth, and deceived more than 1.41 million yuan in other people's property. Recently, the Procuratorate of Gongshu District filed a public prosecution. The court sentenced the defendant Zhu for ten years and six months in prison for fraud, and fined 100,000 yuan.
Prosecutor reminds
Buy insurance or wealth management products
Please handle it with a regular channel
Make sure that funds transfer to insurance company account
In the face of Gaoli bait unhappy
Facing the enthusiasm of acquaintances, don't trust
So as not to fall into the fraud trap
- END -
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