Buy a house down payment less?Baoding's latest housing provident fund policy came!

Hebei Youth Daily (Reporter Cheng Gong Xuejue Reporter Di Suyu) On July 13, Baoding held a press conference. At the meeting, Dong Lisheng, a member of the Party Group and Deputy Director of Baoding Housing Provident Fund Management Center, introduced that as of the end of June 2022, the city's cumulative deposit housing provident fund was 59.114 billion yuan, with a collection balance of 27.183 billion yuan. 119008 employees issued a personal housing provident fund loan of 35.54 billion yuan and a loan balance of 23.712 billion yuan.

It is reported that Baoding City is carrying out the adjustment of the housing provident fund deposit base in 2022. According to Sun Yuguang, the director of the Baoding Provident Fund Management Center, this adjustment work is adjusted on July 1, 2022. The upper and lower limit of the deposit base, the proportion of deposit, and the adjustment of the deposit base of flexible employment.

In addition, the recently issued the "Notice on Adjusting the Related Policies on Adjusting the Housing Provident Fund Loan" and will be implemented on August 1. In this regard, Li Tianhong, director of the Center's Loan Management Office, introduced at the meeting that the adjustment mainly involves the following: reduce the proportion of housing provident fund loans for housing provident fund loans, "if you purchase the first housing for housing provident fund loans No less than 30%adjustment to no less than 20%; if you purchase a second home for a housing for housing provident fund loan, the proportion of the down payment of the house purchase from not less than 60%to no less than 30%. " , To the highest amount; increase the account balance multiple and the deposit time coefficient to determine the deposit employee's loan quota, "the depositor of the" Yan Zhaoying Card "who obtains Baoding talents to introduce the first set of housing, and the payment of three children and above. The maximum loan amount of the provident fund loan is 1.3 million yuan, and the balance of the deposit and the time coefficient of the deposit is limited. The couple pays 1 million yuan for the provident fund. "

More news once:

"Notice on Adjusting the 2022 Housing Provident Fund Payment Base"

Link: https://bdgjj.bforming.gov.cn/gj/13400439.jhtml

"Notice on Adjusting the Related Policies for Adjusting the Provident Fund Loan" (Municipal Housing Gold Corporation [2022] No. 2) "

Link: https://bdgjj.bforming.gov.cn/gj/13431570.jhtml

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