Central Bank: In the first half of the year, the comprehensive financing cost of enterprises and declined

China Youth Daily Client, Beijing, July 13 (China Youth Daily · China Youth Network reporter Zhao Limei) Today, at the press conference of the National New Office, Ruan Jianhong, spokesman for the People's Bank of China, said that in the first half of this year Financial statistics show that the current liquidity is reasonable and abundant, the financial supports the real economy is strong, the credit structure is optimized, the comprehensive financing cost of enterprises has decreased steadily, and the quality and efficiency of the real economy of financial services have improved.

According to Ruan Jianhong, in the first half of the year, the People's Bank of China reduced the reserve ratio by 0.25 percentage points, and the deposit profit was 900 billion yuan, which rationally increased liquidity supply. Financial institutions increased their credit support for the real economy. At the end of June, the general currency supply (M2) increased by 11.4%year -on -year, 2.8 percentage points higher than the same period last year; in the first half of the year, the scale of social financing increased by 2.1 trillion yuan, an increase of 3.2 trillion yuan year -on -year. Increasing 13.68 trillion yuan, an increase of 919.2 billion yuan over the same period last year.

At the conference site. Live screenshot

At the same time, the credit structure is continuously optimized. Ruan Jianhong said that the People's Bank of China has given full play to the precise guidance of structural monetary policy, launching a number of structural monetary policy tools, increasing support for inclusive small and micro loans, supporting small, medium and micro enterprises to employment, continuously strengthening key areas of national economy Support for weak links. At the end of June, the balance of medium- and long -term loans invested in the manufacturing industry increased by 29.7%year -on -year, 18.5 percentage points higher than the growth rate of various loans; the balance of inclusive micro -loan increased by 23.8%year -on -year, which was 12.6 percentage points higher than the growth rate of various loans. The number of people awarded the small micro -awarded households was 52.39 million, a year -on -year increase of 36.8%.

In addition, the comprehensive financing cost of enterprises has achieved steady and downward. According to Ruan Jianhong, in the first half of the year, the People's Bank of China continued to optimize the central bank's policy interest rate system, strengthened the supervision of deposit interest rates, and focused on stabilizing the cost of bank liabilities. In June, the interest rate of the newly absorbed regular deposit was 2.5%, which was 16 basis points lower than the same period last year. Give full play to the potential for the reform of the loan market quotation interest rate, and the 1 -year LPR and 5 -year LPR decreased by 10 basis points and 20 basis points, respectively to reduce the comprehensive financing cost of the enterprise. In June, the interest rate of new corporate loans was 4.16%, 34 basis points lower than the same period last year.

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