Central Bank: In the first half of the year

▲ Ruan Jianhong, spokesman for the People's Bank of China, Director of the Department of Investigation and Statistics

On July 13, the State Council's Press Office held a press conference to introduce financial statistics in the first half of 2022. At the meeting, Ruan Jianhong, the director of the Ministry of Investigation and Statistics of the People's Bank of China, introduced that in the first half of this year, the People's Bank of China reduced the reserve ratio of 0.25 percentage points, and the deposit profit was 900 billion yuan. Economic credit support. At the end of June, the general currency supply (M2) increased by 11.4%year -on -year, 2.8 percentage points higher than the same period last year; in the first half of the year, the scale of social financing increased by 2.1 trillion yuan, an increase of 3.2 trillion yuan year -on -year. Increasing 13.68 trillion yuan, an increase of 919.2 billion yuan over the same period last year.

Ruan Jianhong said that since the beginning of this year, the People's Bank of China has increased its stable monetary policy implementation, giving full play to the dual functions and structural dual functions of monetary policy tools, actively responding, striving to serve the real economy, and stabilizing the economic market. In the first half of this year, financial statistics showed that the current liquidity is reasonable and abundant, the financial support of the real economy is strong, the credit structure is optimized, the comprehensive financing cost of enterprises has been steadily decreasing, and the quality and efficiency of the real economy of financial services have improved.

According to reports, in the first half of this year, the People's Bank of China gave full play to the precise guidance of structural monetary policy, launched a number of structural monetary policy tools, increased support for inclusive micro -loans, supported the stable employment of small and medium -sized enterprises, and continuously strengthened the pairs of pairs. Support in key areas and weak links in the national economy. At the end of June, the balance of medium- and long -term loans invested in the manufacturing industry increased by 29.7%year -on -year, 18.5 percentage points higher than the growth rate of various loans; the balance of inclusive micro -loan increased by 23.8%year -on -year, which was 12.6 percentage points higher than the growth rate of various loans. The number of people awarded the small micro -awarded households was 52.39 million, a year -on -year increase of 36.8%.

In the first half of the year, the People's Bank of China continued to optimize the central bank's policy interest rate system, strengthened the supervision of deposit interest rates, and focused on stabilizing the cost of bank liabilities. In June, the interest rate of the newly absorbed regular deposit was 2.5%, which was 16 basis points lower than the same period last year. Give full play to the potential for the reform of the loan market quotation interest rate, and the 1 -year LPR and 5 -year LPR decreased by 10 basis points and 20 basis points, respectively to reduce the comprehensive financing cost of the enterprise. In June, the interest rate of new corporate loans was 4.16%, 34 basis points lower than the same period last year.

Ruan Jianhong said that in the next step, the People's Bank of China will conscientiously implement the instruction spirit of the Party Central Committee "to prevent, stabilize the economy, and develop safely", adhere to the general tone of work in stability, and use multiple monetary policy tools in a timely manner. , Better play the dual functions and structural dual functions, increase support for the real economy, and maintain economic operation in a reasonable range.

Red Star reporter Wu Yang Beijing report

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