In 2021, Guizhou housing provident fund deposit amount is 50.373 billion yuan

Colorful Guizhou News (Reporter Zhang Hongjie Yang Changding) On July 13, the reporter learned from the press conference of Guizhou Province's 2021 housing provident fund operation. The scale of provincial housing provident fund has continued to grow, and the overall development trend is good.

In terms of payment units, there were 11,917 new account opening units in 2021, and 7,642 net increase units were increased by 48.87%and 112.99%over the same period last year. Ten thousand people increased by 27.61%and 151.52%over the same period of the previous year. In terms of deposit in 2021, the province's depository fund was 50.373 billion yuan, an increase of 10.67%year -on -year; in terms of total deposit, it reached 342.821 billion yuan, an increase of 17.22%over the end of the previous year.

Press conference site

From the perspective of extraction, in 2021, Guizhou had a total of 1.6849 million depositors withdrawn housing provident fund, withdrawal amounts of 34.760 billion yuan, an increase of 11.24%year -on -year; the withdrawal amount accounted for 69.01%of the amount of deposits of the year, an increase of 0.36 percentage points from the previous year; Among the extraction amount, the proportion of housing consumption extraction reached 81.93%, covering consumption such as employees' home interests such as house purchase, renting, and repayment of home interest on house purchase loans.

From the perspective of the loan situation, as of the end of 2021, the province's housing provident fund personal housing loan was overdue of 34.7659 million yuan, and the ratio of the amount of overdue to the loan balance was 0.25%; 43.91 times, overdue risks are safe and controllable.

Data show that the housing provident fund is mainly used to ensure low -income employees and support employees to buy their first houses and two improved housing. From the perspective of income, low -income employees account for 73.65%of the extracted employees, and 87.48%of the loan employees; from the perspective of the purchase of the house, the first application for loans accounts for 89.93%, and the second and above application loans account for 10.07%; from the perspective of the age structure Loan employees are generally younger, of which 30 years (inclusive) account for 45.00%, and 34.38%of the 30s to 40 years (inclusive). At the same time, the business expenditure of the housing provident fund is mainly to pay the deposit employee. In 2021, the province's housing provident fund business expenditure was 2.445 billion yuan, of which the employee interest was 2.073 billion yuan, accounting for 84.77%.

In addition to withdrawing and loans to support individual employees to solve housing problems by withdrawn and loans, they also solve housing problems for low -income households by extracting cities with low -rent housing (public rental housing) construction. As of the end of 2021, the province's cumulative extraction funds for the construction of low -rent housing (public rental housing) in the province were 8.879 billion yuan. At the same time, Guizhou has issued a loan of 1.432 billion yuan for 14 affordable housing construction projects and a building area of ​​1.071 million square meters, which can solve the housing problem of 11936 low -income employee families.

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