Steady economy to help entities carry local finance "main responsibility"

Steady economy to help entities carry local finance "main responsibility"

Pei Ronghua

The Party Committee of the Shanxi Provincial Agricultural Credit Federation has resolutely implemented the decision -making and deployment of the Party Central Committee, and actively implemented the spirit of the State Council's national stabilization of the Economic Locked TV Television Conference. Support private private minor and micro, strive to serve the revitalization of the countryside, and help enterprises to benefit the people in all aspects, fully demonstrate the responsibility of Shanxi Agricultural Credit as the "main financial army" to help the real economy. As of the end of June, the balance of various loans of the entire system was 725.254 billion yuan, an increase of 68.738 billion yuan from the beginning of the year, an increase of 7.025 billion yuan over the same period last year.

Serving the economic market stabilize

Increase credit investment to support the real economy

Since the beginning of this year, the Shanxi Provincial Association has focused on serving the province's strategic and real economic key areas, closely followed the latest stable economic arrangements and deployment of the provincial party committee and the provincial government, guided the systems at all levels of the system to strengthen service docking in the real economy and key fields, increase credit Stocking intensity.

Focusing on the "six new" areas and key engineering projects in the province, the whole system strongly supports the provincial -owned state -owned enterprises, strategic emerging industries, advanced manufacturing and other industries. At present The project loan was put on 26.256 billion yuan. At the same time, relevant cities and county agencies actively integrate into the construction strategy of the "Taixin Integrated" economic zone, deepen the cooperation of government and bank -enterprise, actively do the list of projects, accelerate the implementation of credit conditions, continue to do good credit support, and help Taixin integrated economic zone strong strength. Starting, all of which have been connected to the "Taixin Integration" economic zone in 2022 plan construction projects, and reached cooperation intentions with 39 projects, with a amount of 5.288 billion yuan.

In addition, the Shanxi Provincial Federation also implemented a detailed difference assessment to guide institutions at all levels to adhere to the main business of the main responsibility and serve the real economy. In the internal assessment system, the Provincial Politicalions have strengthened the assessment weight of indicators such as credit -based amount and extension in the inclusive sector. Based on the regional economic characteristics and the level of institutional operation, the matrix classification and differential assessment of county -level institutions are conducted, and a new pattern of rushing and competing development in the entire system will be formed. The Shanxi Provincial Confederation is also promoting the hierarchical management of customer managers throughout the system, tilting performance salary towards the front line, and fully stimulated the enthusiasm of credit personnel; implemented the duty exemption mechanism, and effectively decompressed the customer manager. , Clarify work points, precautions and operation methods, continuously improve the skills of credit personnel to run loan, and build a long -term mechanism for serving small -loan, willingness loans, loan, and loan loans.

Service epidemic prevention and control and resumption of labor

Help market subjects steadily develop

In the face of the severe and complex epidemic prevention and control situation in the province this year, the Provincial Party's PCO has thoroughly implemented the overall deployment of the provincial and provincial governments. Articles of measures, stable economic growth measures, 18 measures to serve new citizens, and 22 measures to help rural rejuvenation, draw "construction maps", formulate "timetables", through policy interpretation, work supervision, research and discussions, increase The assessment guides the entire system to help stabilize market entities, protect residents' employment, and promote social development.

During the period, the Shanxi Agricultural Credit System provided customers with a total of 1607 households who were seriously affected by the wholesale and retail, catering accommodation and other industries and supplies of supplies, and vegetables and food production, and provided a credit letter of 15.511 billion yuan, and the loan balance was 8.401 billion yuan. Passenger special operations, actively enter the first loan renewal center, speed up the list of loan -free households, and make every effort to do good credit support. At the same time, the entire system has resolutely implemented the extension of repayment policies, which has increased credit support for market entities such as serious impact on the epidemic, epidemic prevention -related industries, and transportation and logistics. Under the premise of accurate research and judgment risk Also repayment, actively use the policy of "supporting small and re -loan of agricultural support, re -discounting", "Plaza Plear Loan Loan Supporting Tools and the Doubles of Supporting Percent" to meet the needs of corporate funds and reduce the burden on corporate. As of the end of June, the balance of loans of Shanxi Agricultural Credit and Pratt & Whitney small and micro enterprises was 103.802 billion yuan, an increase of 16.842 billion yuan from the beginning of the year, and 152.42%of the first half of the year's target was completed; For 3698 small and medium -sized enterprises, the repayment of the principal and interest repayment, involving a loan of 36.758 billion yuan.

Serve the revitalization of the three farmers and the countryside

Create the advantage of Shanxi Agricultural Credit Battlefield

As the main local financial army, Shanxi Rural Credit has always served the three rural areas of agriculture and rural areas as an important mission. Through innovative credit products, strengthening scientific and technological support, improving the efficiency of loan management, further exerting its own advantages, and comprehensively helping rural revitalization.

The province's agricultural credit cooperatives have carried out the creation of "enhancement of credit engineering" and the activities of "hundreds of villages into thousands of villages", promoted the entire marketing model of village credit, grid -based marketing, etc., strengthened the docking with customers, and met customers in a timely manner. The demand for funds to increase production and the supply of important agricultural products, and effectively improve the financing of farmers and new agricultural business entities. As of the end of June, the balance of the agricultural and inclusive loan loans of Shanxi Agricultural Credit was 155.459 billion yuan, an increase of 23.202 billion yuan from the beginning of the year, and the 170.6%of the goals in the first half of the year were completed; the cumulative spring plowing loan was 60,200 households, with an amount of 4.28 billion yuan. Industrial loans such as production, facilities and vegetables were 2.859 billion yuan, lending balances of leading enterprises at or above the provincial level were 10.298 billion yuan, and the balance of loans of farmers' cooperatives was 541 million yuan. At the same time, on the basis of 36 unified credit products, the Shanxi Provincial Agricultural Credit Federation has focused on building a "1+6" supply chain financing system and actively promoting the development of credit products such as "custody loans", "living loans", intellectual property pledge loans, etc. Continue to connect with the provincial agricultural shadow company and financing re -guarantee company, innovate banks and cooperation products, and vigorously promote the operation and operation of the "Jinxiang Loan" small loan platform, create a digital operating model combined with "online+offline" The efficiency of small credit loans below 10,000 yuan. In addition, the Provincial Association for guiding institutions at all levels to appropriately decentralize approval authority, publicly handle the process, rely on the management of the single system, improve the acquisition and convenience of small and micro enterprise loans, and establish the "outlet collection information information -regional loan center preliminary review -institutional institution The third -level credit system for centralized approval to create a "factory" and "process" loan model to better meet the diversified financial needs of rural revitalization.

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