"Second cancer" is far more common than you think

On September 18, 2020, Kingsberg, then the Supreme Court of the United States Federal Court. In her 87 years of life, five times with cancer -"meeting" with cancer -early diagnosis of early colon cancer in 1999, confirmed pancreatic cancer in 2009, two malignant nodules in the lungs in 2018, recurrence of pancreatic cancer in 2019, 2020 During the medical examination, there was a cancer lesion in the liver, and metastatic pancreatic cancer was later diagnosed. Unfortunately, this miracle did not happen again this time.

Cancer patients are referred to as "secondary cancer" when they suffer from non -same type of cancer. It is different from the recurrence and metastasis of the first cancer. In life, many people think that it is impossible for people to be so "lucky" to be cared about by secondary cancer, but this is not the case.

Claim case

Ms. W in Beijing is the general manager in an advertising company and has a strong sense of risk. She has successively insured her many insurance policies since 2009.

In May 2021, Ms. W was found to have left milk campaigns, and post -pathological diagnosis of breast cancer was diagnosed. In October 2021, Ms. W submitted an application for claims, and the company's review was complied with the "Multiple Security Insurance Insurance" mild insurance liability, and paid Ms. W's light symptomatic insurance for 40,000 yuan.

In January 2022, Ms. W confirmed that she suffered from endocrine malignant tumors and submitted the application for claims again. After the company reviewed the major illness insurance liability stipulated in the provisions, Ms. W was compensated for a total of 527,000 yuan in major illness insurance. The remaining 17 years of premiums for the remaining 17 years of premiums, "Multiple Security Insurance Insurance" continues to be effective. In addition, the personal payment part of the inpatient medical expenses is all borne by the "Health and Luxury Medical Insurance".

Ms. W Lights and Major Disease Insurance List of Compensation List

Coincidentally, Ms. L in Foshan, Guangdong Province has insured many "Multiple Security Insurance Insurance" since 2017, with a total insurance amount of 200,000 yuan. In June 2019, Ms. L detected intracranial lesions during the physical examination. In the end, she was unfortunately diagnosed with meningoma (benign brain tumor), Xinhua Insurance pays 200,000 yuan in major disease insurance, and 100,000 yuan in the previous 10 years of Guan Ai insurance insurance After gold, the contract continued to be effective and exempted from the subsequent premiums of 109,400 yuan. In September 2021, during a routine re -examination, Ms. L was investigated and thyroid abnormalities. Postal pathology was diagnosed with thyroid cancer.

Case Revelation

According to data from the National Cancer Center, the incidence of malignant tumors such as breast cancer, lung cancer, liver cancer, gastric cancer increases year by year, and affected by multiple factors such as age, lifestyle, and living environment. Risks still exist. Although the survival rate of malignant tumors has increased year by year with the continuous improvement of medical technology, the physiological pain and economic burden after illness still cause the public to "talk about cancer color". In addition to making early prevention, early discovery, and early treatment, maintain good living habits, regular medical examinations, do not taboo and avoid medical treatment, and plan a plan for themselves and their family members. Wind block rain.

Case source: Xinhua Insurance

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