The principal principal of the 4 villages and town banks in Henan will pay the legitimate rights and interests of the customer first

The Henan Banking Insurance Regulatory Bureau and the Henan Provincial Local Financial Supervision Bureau issued an announcement on July 11 that according to the case investigation and the recovery of capital and assets, after research, the banks of Xinmin Village and Town of Yuzhou, Shang Cai Huimin Village Bank, and Huanghuai Village Town, Tancheng Banks and Kaifeng New Oriental Village Bank's Outside Business Customer Classification Category Category Category is carried out in batches.

Zeng Gang, director of the Shanghai Financial and Development Laboratory, said that from the current publicity, Henan Village Bank related cases are relatively wide and the case is relatively complicated. Legal rights and interests, so first carry out advanced padding work on the classification of the customer principal in batches.

The announcement shows that the first batch of mats began on July 15, 2022, and the cushion object was customers with a single merger of a single organization of 50,000 yuan (inclusive). If the single -person consolidation amount of a single institution is more than 50,000 yuan, the paid will be paid one after another, and the paid arrangements will be announced separately.

The announcement also stated that after the funds were paid, if the customer found that there were additional channels to obtain high interest rates or violations of laws and regulations, and reserved the power to recover the cushion funds. For additional channels to obtain high interest rates or funds suspected of illegal and criminals, they will not pay for the time being.

"The current thinking of the financial regulatory authorities is to classify policies." Zeng Gang said that for the situation of different customers, first classification, and then paid in batches. It is worth noting that if customers have additional channels to obtain high interest rates or violations of laws and regulations, they may not be protected accordingly, so the announcement will also distinguish the legitimate rights and interests of customers and violations of laws and regulations.

In Zeng Gang's opinion, the disposal of the case has just begun. The issuance of relevant announcements reflects the positive attitude of solving problems in the financial regulatory authorities, so that bank customers and the public are constantly promoting solutions to seeing problems. With the gradual deepening of the investigation of the case, the disposal will be more complete and clear. While the customer's legitimate rights and interests are protected, they must also be punished accordingly.

Earlier, the official website of the local financial regulatory bureau of Henan Province announced on June 18 that the criminal facts controlled and utilized by Henan New Fortune Group were initially found. The Henan Banking Regulatory Bureau and the Henan Provincial Local Financial Supervision Bureau have instructed the relevant village and towns banks to actively cooperate with the public security organs to investigate and handle cases, do a good job of registering and subsequent disposal of funds, and protect the legitimate rights and interests of financial consumers in accordance with the law.

Responsible editor: Shi Jian | Audit: Li Zhen | Director: Wan Junwei

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