The Yuhang Court "Personal Debt Concentration Cleanings Smart Review Platform" is launched!Let the creditors and debtors see hope

Due to business losses, investment failures, huge debts on the back of people, can life only fall into despair? The other party is not credible, and it is unable to repay for a while. Can I only wait for the arrears? In December 2020, the High Court of Zhejiang Province issued the "Zhejiang Court of Personal Debt Concentration Cleanment (Personal Bankruptcy) Work Guidelines (Trial)", which gives those bonds that are highly built due to their subjective and malicious reasons. Unfortunate "debtor's certain debt exemption mechanism.

For managers, the biggest challenge in the centralized cleanup of personal debt is how to judge that debtors are "honest and unfortunate". On the morning of July 11, the Yuhang Court was officially launched on the "Personal Debt Concentration Cleaning Smart Review Platform" (hereinafter referred to as the "Smart Review Platform"), which cracked the problem of "running legs" for offline investigations and proceeds. Portrait ", assisted to judge the integrity and repayment of debtors.

↑ Xu Junfeng, president of the Fifth court of the High Court of Zhejiang Province, Chi Haijiang, Deputy Dean of Hangzhou Intermediate People's Court, Wang Wenzhu, Dean of the Yuhang District Court, Ren Yimin, President of the Provincial Bankruptcy Manager Association, Zhou Ruqin, Deputy Secretary of the District Committee Political and Legal Committee Concentrate to clean up the intellectual review platform. "

As a sub -platform of the "Yufa Bankruptcy Management Sharing Platform", the "intellectual review platform" is composed of six major application scenarios of creditor's rights declaration review, creditor meeting, clue inquiry, integrity supervision, public question and answer, and asset disposal. First of all, creditors can apply, ask questions or attend meetings through the platform port to understand the progress of the case in real time. Secondly, debtors can also authorize big data platforms to obtain relevant information on the premise of ensuring privacy security, helping managers and judges to determine debtor's integrity and repayment ability. Managers and judges can complete asset disposal and publicly answer debt questions on the platform. The creditors can also conduct honest supervision of the debtor. Once the property clues are found to be reported as soon as possible, the debtor who does have a bad trusted behavior can be included in the "blacklist" of the dishonesty.

"In the practice of the centralized cleanup of personal debt, the creditor and debtor's willingness to cooperate is not high. Under the existing legal specifications and supervision system, creditors often lack trust in the debtor." Zhu Jiping, president of the Yuhang Court of Development Trial Trial, said that the "intellectual review platform" In response to the actual needs, we work hard in the three aspects of "full process", "big data" and "strong supervision", which can not only comprehensively grasp the debtor's property status, evaluate the debtor's debt capacity, and can also conduct the debtor after passing the debt cleanup plan. Supervision to ensure that the effective implementation of supervision measures is a real problem.

On the morning of the same day, the Yuhang District People's Court unveiled the "Sharing Tribunal" (personal debt concentrated cleanup service station).

Source: Hangzhou Daily, Yuhang District Court

- END -