Central Bank: RMB loans increased by 13.68 trillion yuan in the first half of the year

[Dahecai Cube News] On July 11, the central bank released a financial statistics report in the first half of 2022.

1. Grand currency increased by 11.4%, and narrow currency increased by 5.8%

At the end of June, the balance of the broad currency (M2) was 25.815 trillion yuan, an increase of 11.4%year -on -year, and the growth rate was 0.3 and 2.8 percentage points higher than the same period last month. 5.8%, the growth rate was 1.2 and 0.3 percentage points higher than the same period last month and the same period last year; the balance of currency (M0) in circulation was 9.6 trillion yuan, an increase of 13.8%year -on -year. In the first half of the year, net cash was put in cash of 518.6 billion yuan.

2. In the first half of the year, RMB loans increased by 13.68 trillion yuan.

At the end of June, the balance of domestic and foreign currency loans was 2.2334 trillion yuan, a year -on -year increase of 10.8%. At the end of the month, the balance of RMB loans was 2.0635 trillion yuan, an increase of 11.2%year -on -year, and the growth rate was 0.2 percentage points higher than the end of the last month, 1.1 percentage points lower than the same period last year.

In the first half of the year, RMB loans increased by 13.68 trillion yuan, an increase of 919.2 billion yuan year -on -year. From the perspective of the sub -department, household loans increased by 2.18 trillion yuan, of which short -term loans increased by 62.9 billion yuan, and medium -to -long -term loans increased by 1.56 trillion yuan; enterprises (affairs) industry units loans increased by 11.4 trillion yuan, of which short -term loans increased by 29,900 In terms of 100 million yuan, medium- and long -term loans increased by 622 trillion yuan, bill financing increased by 2.11 trillion yuan; loans of non -banking financial institutions increased by 10.3 billion yuan. In June, RMB loans increased by 2.81 trillion yuan, an increase of 686.7 billion yuan year -on -year.

At the end of June, the balance of foreign currency loans was 892.6 billion US dollars, a year -on -year decrease of 5.8%. In the first half of the year, foreign currency loans decreased by $ 20100 million, a year -on -year decrease of 100.3 billion US dollars. In June, foreign currency loans decreased by $ 17.3 billion, a year -on -year decrease of 27.5 billion US dollars.

3. In the first half of the year

At the end of June, the balance of domestic and foreign currency deposits was 25.768 trillion yuan, an increase of 10.5%year -on -year. At the end of the month, the balance of RMB deposits was 2.51.55 trillion yuan, an increase of 10.8%year -on -year, and the growth rate was 0.3 and 1.6 percentage points higher than the same period last month and the same period last year.

In the first half of the year, RMB deposits increased by 1.882 trillion yuan, an increase of 4.77 trillion yuan year -on -year. Among them, household deposits increased by 1.033 trillion yuan, non -financial corporate deposits increased by 5.3 trillion yuan, fiscal deposits increased by 506.1 billion yuan, and non -bank financial institutions deposits increased by 951.3 billion yuan. In June, RMB deposits increased by 483 trillion yuan, an increase of 974.1 billion yuan year -on -year.

At the end of June, the balance of foreign currency deposits was 986.7 billion US dollars, a year -on -year decrease of 3.2%. In the first half of the year, foreign currency deposits decreased by $ 10.3 billion, a year -on -year decrease of 140 billion US dollars. In June, foreign currency deposits increased by 2.2 billion US dollars, an increase of 2.9 billion US dollars year -on -year.

4. In June, the monthly weighted average interest rate of the inter -bank market interbank industry was 1.56%, and the monthly weighted average interest rate of pledged bond repurchase was 1.57%

In the first half of the year, the RMB market for the RMB of the Bank of China sold a total of 8.2162 trillion yuan in total borrowing, existing coupons and repurchase methods, with an average daily turnover of 6.73 trillion yuan, an average daily transaction increased by 31.2%year -on -year. Among them, the average daily transaction of the interbank borrowing increased by 15.8%year -on -year, the average daily transaction of the voucher increased by 28.6%year -on -year, and the average transaction of pledge repurchase daily increased by 33.7%year -on -year.

In June, the weighted average interest rate was 1.56%, which was 0.06 percentage points higher than the previous month, and 0.57 percentage points lower than the same period last year. 0.6 percentage points at the same time.

5. National foreign exchange reserves balance of 3.07 trillion US dollars

At the end of June, the national foreign exchange reserve balance was US $ 3.07 trillion. At the end of June, the RMB exchange rate was $ 1 against RMB 6.7114.

6. In the first half of the year, cross -border trade RMB settlement business occurred 4.58 trillion yuan, and the direct investment of RMB settlement business occurred 3.01 trillion yuan

In the first half of the year, the cross -border cargo trade, service trade and other frequent projects, foreign direct investment, and foreign direct investment of foreign direct investment, 1.11 trillion yuan, 1.81 trillion yuan, and 22 trillion yuan of direct investment, foreign direct investment, and foreign direct investment.

Responsible editor: Wang Shidan | Audit: Li Zhen | Director: Wan Junwei

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