Do people still have money in their hands?Wang Xiaolu: Consumption is not stimulated
Author:Morning Lulu says Time:2022.07.10
Who is the richer in the hands now?
To be sure, the most restaurant is the most rural families. That is, the stimulus consumption boom in recent days.
Obviously, I have seen that all places are pushing to stimulate consumption. Even the property market in Shenzhen has begun to encourage house buying methods, such as three generations of people enjoy housing provident fund loans, replacement of houses, etc., once broke my views on Shenzhen for many years. In the environment, no city can grow up all the way.
Regarding the problem of stimulating consumption, I have always felt that it has little effect, but I do n’t know why. Today I listened to the economist Wang Xiaolu's words, and suddenly realized that "consumption is not stimulated. There is a reason for unwillingness to consume, and it should be improved in institutional. "
I slap my thighs, saying too much, whoever has the money in my hand does not know to enjoy, go to the drunk life of singing and dancing, we are not fools, people are born to enjoy, except for Wei Dongyi's great god, we It is a common person, enjoying a lifetime dream.
When I was a kid, I liked the feeling of shopping. At that time, there was no flower tadpole nor a credit card or a staging routine. All the money was saved by saving money. A brand new flying pigeon bicycle asked for two years with my dad.
When riding home, the legs were trembling. Really, the feeling was particularly deep and felt particularly great. Dad finally gave me a bicycle, and it was purchased in the full amount. No mortgage procedures.
After growing up, I never felt that kind of feeling. Now I have been an adult, I bought a car, and I bought a house, but I never had that excitement. When the signing of the house, there was no joy. The signature hand was calm. , I was blank when I bought a car.
Because I have to sign a loan contract first, pay the down payment, and go to the bank to apply for a mortgage loan, waiting for the bank for approval. If it cannot be approved, it may be a problem with the developer.
The entire purchase process will give the buyer an illusion. You did not buy one thing, but you have been stuck by the same thing. From then on, you have become a slave, and there is no complete ownership. It takes many years to pay off the loan to pay off. This also expects developers to have conscience, don't rot, but for the current point of view, it is obviously not guaranteed.
Such a shopping experience is particularly bad. In the early years, a large group of people mocked the 90s Monthly Monthly, and today's consumption model is worse than the Moonlight tribe.
This kind of consumption is not normal. Shoppers do not enjoy the fun of buying things, but what should I do if I worry about it all day? The stimulus consumption allows the advancement of advanced, and encourages the model of agricultural products to offset housing models. It looks like it is to help farmers, and the root is to tie farmers on the chariot to rescue the market.
A lot of consumer coupons and farmers to stimulate the consumption of the downturn market. It seems that it has solved the data for a month or two in the short term. What should I do for a long time?
Eliminated everyone's money bags, and can only be tied up once or twice. What should I do in the next year?
People have been tied to the consumer market yesterday, and no one can be tied for tomorrow's consumption, and no one can have the ability to consume. In the case of, it is even more constrained.
From criticizing the post -90s moonlight to encouraging everyone's moonlight and advanced consumption, this is not a normal consumption model. Everyone should weigh its own abilities. If you do n’t have money in your hands, do n’t consume it. Do n’t listen to the statement of buying a house to keep value for value.
It is for the rich people. The poor must never be tied. After a tsunami, the poor have nothing, and the rotten boats of the rich can also remove three pounds of nails.
Do you still have money in your hands?
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