Pingtan launched the "Entrepreneurship Loan", up to 300,000!
Author:Pingtan, China Time:2022.07.10
recently
Period retirement military affairs bureau
Launched with Pingtan Rural Commercial Bank
"Government+Finance+Military Army" service mode
Joint promotion
Promoting retired soldiers and family members of active soldiers actively devoted to themselves
"Volkswagen entrepreneurship and innovation"
Support object
The support objects of "support for the army" are divided into four categories:
Retired soldiers with Pingtan households (self -employed employment army to cadres, recovery cadres, and independent employment retired soldiers)
Active soldier family
"Three Articles" (the survivors of the martyrs, the sacrifice of the soldiers of the soldiers, and the survivors of the soldiers)
Zhi Lan officers and soldiers follow the family members of the army
The specific list is reviewed and recommended by the Retired Military Service Center
At the same time meet the age of 18 years (including)
And not more than 60 years old (including)
There is no overdue non -repayment loan when applying for a loan, no bad credit records
Have loan conditions such as performance repayment capabilities on time
Loan
Mainly used for retired soldiers and family members of active military soldiers
Entrepreneurship production and operation activities (including breeding and agricultural operations)
It must not be used for financial investment, wealth management transfer, etc.
Arbitrage or personal consumption
Investment national policy prohibited or restricted projects
And buying a house, building a house, buying
Non -development of daily necessities such as daily necessities
Limit, interest rate and period
Pure credit method to operate loans
In principle, it does not exceed 300,000 yuan
The guarantee method is credit, guarantee, mortgage, pledge
The loan interest rate is 5.5%(annual interest rate)
Winning first, second, and third -class merit
Or the first and second -level hero model honors are lowered 50 BPs
The loan period is the longest 3 years, and the repayment method is diverse
Optional month/quarterly interest payment, expire to pay back
Equal principal, equivalent principal and interest, installment repayment and other methods
Special policy
Aiming at "Military Army's Entrepreneurship Loan"
Also launched "five differentiated"
Credit service special policies
Differential credit resource allocation
Configure special credit resources
Configure the special credit line
Fully meet the needs of soldiers' military entrepreneurship
Differential credit interest rate discount
Provide the best preferential interest rate (from 9%discount to 5.5%)
Effectively reduce the cost of entrepreneurial financing
Differential credit approval service
Recommended list of retired military affairs department
Dedicated by banks docking specialized window acceptance
Create a fast review channel (up to 3 days)
Differential credit entry threshold
The range of support objects is wider
The scope of production and operation is relaxed
(Breeding management does not need to provide a business license)
Effectively solve the problem of lack of funds in the early stage of entrepreneurship
Differential credit continuation policy
Renewal services such as loan expiration, no repayment loans and other renewal services
Effectively reduce customer transfer cost
Processing process
Link
Policy documents for supporting military entrepreneurship loan
Recommended Form for Pingtan Comprehensive Experimental Zone support for entrepreneurial loan information
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