Pingtan launched the "Entrepreneurship Loan", up to 300,000!

Author:Pingtan, China Time:2022.07.10

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Period retirement military affairs bureau

Launched with Pingtan Rural Commercial Bank

"Government+Finance+Military Army" service mode

Joint promotion

Promoting retired soldiers and family members of active soldiers actively devoted to themselves

"Volkswagen entrepreneurship and innovation"

Support object

The support objects of "support for the army" are divided into four categories:

Retired soldiers with Pingtan households (self -employed employment army to cadres, recovery cadres, and independent employment retired soldiers)

Active soldier family

"Three Articles" (the survivors of the martyrs, the sacrifice of the soldiers of the soldiers, and the survivors of the soldiers)

Zhi Lan officers and soldiers follow the family members of the army

The specific list is reviewed and recommended by the Retired Military Service Center

At the same time meet the age of 18 years (including)

And not more than 60 years old (including)

There is no overdue non -repayment loan when applying for a loan, no bad credit records

Have loan conditions such as performance repayment capabilities on time

Loan

Mainly used for retired soldiers and family members of active military soldiers

Entrepreneurship production and operation activities (including breeding and agricultural operations)

It must not be used for financial investment, wealth management transfer, etc.

Arbitrage or personal consumption

Investment national policy prohibited or restricted projects

And buying a house, building a house, buying

Non -development of daily necessities such as daily necessities

Limit, interest rate and period

Pure credit method to operate loans

In principle, it does not exceed 300,000 yuan

The guarantee method is credit, guarantee, mortgage, pledge

The loan interest rate is 5.5%(annual interest rate)

Winning first, second, and third -class merit

Or the first and second -level hero model honors are lowered 50 BPs

The loan period is the longest 3 years, and the repayment method is diverse

Optional month/quarterly interest payment, expire to pay back

Equal principal, equivalent principal and interest, installment repayment and other methods

Special policy

Aiming at "Military Army's Entrepreneurship Loan"

Also launched "five differentiated"

Credit service special policies

Differential credit resource allocation

Configure special credit resources

Configure the special credit line

Fully meet the needs of soldiers' military entrepreneurship

Differential credit interest rate discount

Provide the best preferential interest rate (from 9%discount to 5.5%)

Effectively reduce the cost of entrepreneurial financing

Differential credit approval service

Recommended list of retired military affairs department

Dedicated by banks docking specialized window acceptance

Create a fast review channel (up to 3 days)

Differential credit entry threshold

The range of support objects is wider

The scope of production and operation is relaxed

(Breeding management does not need to provide a business license)

Effectively solve the problem of lack of funds in the early stage of entrepreneurship

Differential credit continuation policy

Renewal services such as loan expiration, no repayment loans and other renewal services

Effectively reduce customer transfer cost

Processing process

Link

Policy documents for supporting military entrepreneurship loan

Recommended Form for Pingtan Comprehensive Experimental Zone support for entrepreneurial loan information

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