Heavy!The central bank issued a financial operation report in Henan Province

[Dahecai Cube News] On July 8, the People's Bank of China released the "Henan Financial Operation Report (2022)".

The "Report" mentioned that in 2021, Henan Province's financial operation was generally stable, the total financial volume increased steadily, and the ability to serve the real economy was further improved.

First, the banking industry is running smoothly and continues to maintain support for the development of the real economy. At the end of 2021, the balance of assets of the province's banking institutions was 10.5 trillion yuan, an increase of 7.8%; the liability balance was 10.1 trillion yuan, an increase of 7.5%. At the end of the year, the balance of various domestic and foreign currency deposits was 8345.62 billion yuan, an increase of 7.6%year -on -year; the balance of various loans of various domestic and foreign currencies was 7054.08 billion yuan, an increase of 10.0%year -on -year. Optimization of loan investment is optimized, the loans of enterprises (affairs) increased by 27.91 billion yuan year -on -year, and agricultural loans increased by 14.05 billion yuan year -on -year; medium and long -term loan growth rates higher than the growth rate of all loans was 2.0 percentage points; At 3.2 percentage points of all loans, the growth rate of inclusive small and micro loans, and the growth rate of credit loans for small and micro enterprises. In 2021, the loan interest rate continued to decline. The decline in corporate loan interest rates was higher than that of all loans. The loan interest rate of inclusive small and micro enterprises decreased the largest. In 2021, the average interest rate of new loans was issued in the province by 5.83%, a year -on -year decrease of 0.28 percentage points; the average interest rate of the weighted loan of corporate loans was 5.19%, a year -on -year decrease of 0.30 percentage points. Falling 0.49 and 0.65 percentage points.

Second, the scale of direct financing continues to expand, and the financing function of serving the real economy has been further improved. In 2021, the securities market actively connected the "10,000 people to help 10,000 enterprises" activities, services and supporting eligible enterprises listed. There were 11 new A -share listed companies in the province. At the end of the year, the number of listed companies reached 98. The overall operating performance of listed companies is further improved, and the proportion of operating income and total profit accounted for further increase in industrial enterprises above designated size. Throughout the year, the province raised 103.64 billion yuan in new bonds through the exchange market, exceeding the 100 billion mark for the first time.

Third, the size of the insurance market continues to expand, and the risk protection function continues to increase. The assets of insurance companies have grown steadily. At the end of 2021, the total assets of insurance industry in the province were 1.6 trillion yuan. In the past three years, the average annual growth rate of insurance industry assets remained at about 14%. In 2021, the province's cumulative revenue of the original insurance premiums was 236.0 billion yuan, an increase of 0.3%year -on -year. The insurance industry compensation expenditure was 89.10 billion yuan, an increase of 26.5%year -on -year.

Fourth, regional financial reform and innovation further deepen. Promoting the promotion of the experience of the inclusive finance orchid examination. At the end of 2021, the inclusive financial service station covered 99.1%of the administrative village, the basic inclusive credit covered 87.3%of farmers, and the credit households assembled 85.5%of farmers. The level of financial services innovation in the free trade zone has further improved. In 2021, there were 18,909 new enterprises in the free trade zone in their jurisdiction, an increase of 6.3%year -on -year, and 67 new foreign -funded enterprises, a year -on -year increase of 21.8%. The total cross -border revenue and expenditure within the free trade zone in the free trade zone in the year under its jurisdiction was 9.73 billion US dollars, an increase of 82.8%year -on -year, accounting for 5.0%of the province's foreign -related income and expenditure.

Fifth, the construction of the financial ecological environment is further advanced. Early warning and successfully resolved the risk of bond defaults, and effectively promoted the healthy development of the bond market in Henan Province. Bond financing supported the continuous enhancement of the real economy function. Continue to promote the construction of a social credit system. In 2021, the province had cumulatively promoted the receivable financing of 1512 and 66.97 billion yuan through the platform. The civilization of the payment system has been further improved. Banking institutions have established a long -term mechanism for optimizing account services. The protection of financial consumption rights and interests has steadily advanced, continued to build the "12363 warmth hotline", build a multi -resolution working mechanism for financial disputes, and build the "total pair" online appeal mechanism in Henan.

Looking forward to 2022, Henan Province's economic development opportunities and challenges coexist. On the one hand, the internal and external environment facing the internal and external environment is generally favorable, the economy continues to recover, the growth potential is huge, the major strategic synergy effect has been increasing, the comprehensive competitive advantage has continued to expand, and the economic operation is expected to remain in a reasonable range. On the other hand, the new and old economic recovery process The problem is intertwined, the structural contradictions are prominent, the supply and demand ends are weak, the economic downward pressure is high, and the high -quality economic development is still facing a lot of challenges.

In the next stage, the financial system of Henan Province will conscientiously implement the steady monetary policy, adhere to the stability of the word, seek progress in stability, and anchor the "two guarantees", focus on the implementation of the "top ten strategies", focus on improving the level of financial services, promote the promotion Economic steady recovery and development.

Attachment: Henan Province Financial Operation Report (2022)

Responsible editor: Chen Yuyao | Review: Li Zhen | Director: Wan Junwei

- END -