The first batch of two -year performance of the "Preheating Time" of Listed Banks has increased by more than 20% year -on -year net profit.

8Jul

Wen | Lu Dong

In the second half of the year, the semi -annual performance of listed companies will be announced one after another. Although the first semi -annual report of the A -share listed bank will not be officially unveiled until August, the semi -annual report "preheating time" has been entered since this month. This week, Bank of Nanjing and Su Nong Bank first disclosed the semi -annual performance express report. Not only did the two banks not only increased by more than 20%in the first half of the year, but the quality of assets continued to improve. "On the whole, although the epidemic will have a certain impact on the macroeconomic, due to the failure of the steady growth tone, the operating environment of the listed bank in the first half of this year is still steady." The Securities Daily reporter said in an interview that the performance direction of the semi -annual report of listed banks will show the four characteristics of the four major characteristics of the asset -liability size maintained, the steady improvement of the level of profitability, the continuous improvement of asset quality, and good capital. The performance of the two banks appeared in Nanjing Bank and Su Nong Bank's performance Express shows that in the face of the repeated and complicated and severe economic situation of the new crown epidemic, the two banks still "first battle", which also made the semi -annual newspaper disclosed later. A good beginning. On the evening of July 3rd, Bank of Nanjing, which was once in the hot discussion and the stock price fluctuated, disclosed the performance of the first half of 2022. This is not only the first performance report disclosed in the 42 A -share listed banks, but also the bank's semi -annual performance fast report after three years. Being able to disclose the performance of the performance in the listed bank proves the bank's confidence in the operation of the first half of the year. According to Nanjing Bank's performance Express, in the first half of 2022, the bank achieved operating income of 23.532 billion yuan, an increase of 16.28%year -on -year; the net profit attributable to shareholders of listed companies was 10.15 billion yuan, an increase of 20.06%year -on -year. As of the end of June, Nanjing Bank's total assets were 1.91 trillion yuan, an increase of 9.47%over the beginning of the year. Su Nong Bank's performance growth in the first half of the year was equally considerable. In the first half of this year, the bank achieved operating income of 2.088 billion yuan, an increase of 6.53%year -on -year; net profit attributable to shareholders of the parent company was 847 million yuan, an increase of 21.87%year -on -year. As of the end of June 2022, the total assets were 170.474 billion yuan, an increase of 7.40%over the beginning of the year; as of the end of June 2022, the bank's non -performing loan ratio was 0.95%, a decrease of 0.05 percentage points from the beginning of the year. The reporter noticed that in the context of the financial steady market and credit assistance entities, in the first half of this year, the number of two bank loans also achieved rapid growth, showing the responsibility of the banking financial institution to help the real economy. As of the end of June, the total loan of Nanjing Bank was 903.617 billion yuan, an increase of 113.295 billion yuan from the beginning of the year, an increase of 14.34%. Yuan, an increase of 20.13%over the beginning of the year. The semi -annual report was concentrated in August disclosed in the first quarter of this year. Facing the complex external environment and continuous disturbance of the epidemic, the listed bank overcame the impact of relevant factors and achieved the "opening of the door" in the first quarter. The overall performance of the listed bank in the first half of the year will be fully announced by the end of August. The first quarterly report of the listed bank showed that of all 42 A -share listed banks, 40 banks had a year -on -year increase in net profit. Among them, a total of 14 banks in the first quarter increased by more than 20%year -on -year. As of the end of the first quarter, the average non -performing loan ratio of listed banks was only 1.23%, a decrease of 0.02 percentage points from 1.25%at the beginning of the year. Among the 42 listed banks, all 39 non -performing loans have declined or flat from the beginning of the year. The semi -annual report disclosure time released by the Shanghai and Shenzhen Exchange shows that the first semi -annual report of the listed bank will disclose on August 10 (expected to be disclosed) that Zhangjiagang will be the first to disclose the 2022 semi -annual report on the day. According to relevant regulations, the semi -annual report of the listed bank will end in August, which also means that 42 listed banks will be disclosed in the 20 days from August 10th. The reporter noticed that compared with the annual report, the disclosure period of the semi -annual report of the listed bank was shorter. On August 30 and August 31, as many as 16 banks would disclose the semi -annual report. Du Yang said that the overall performance of listed banks is expected to continue its first quarter growth. In terms of interest income, although banks have increased fees to reduce the intensity of the real economy and narrow the net interest margin level, the development logic of "replenishment at volume" can still ensure the income level. In terms of non -interest income, relying on its own advantages, listed banks vigorously develop intermediate business and continue to optimize the revenue structure. While continuing the growth of performance, the asset quality of listed banks will also remain stable. From the perspective of specific bank types, the performance of urban commercial banks and rural commercial industries may be more eye -catching. "my country's macroeconomic operation still faces 'triple pressures', and the complexity and uncertainty of the development of the real economy have risen. As a cyclical industry, its operating income will still face challenges. The risks of impact, key industries and small and medium -sized banks still need to pay attention to. "Du Yang said.

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