Simplify the program!Obtaining a small deposit of the late loved ones is no longer difficult

(Reporter Guo Huan Correspondent Tang Beni) The old man died and left a bank deposit, and the heirs did not know that the password could not be extracted from time to time. Recently, a woman took a bank card to the Bank of China Xian Tao Nancheng New District Sub -branch for consultation: The old man had died a few days ago. Take it out of the money. She searched for the money on the Internet that needed a notice to get the money, but it was only a few hundred dollars in Carius, and it was not cost -effective to spend a few hundred more than a hundred yuan. I would like to ask if there is a simple way.

The bank staff informed the customer that for the withdrawal of a small deposit of the old deposit, there is no need to prepare a notary, and the information can be processed quickly, eliminating a lot of trouble.

I. For the spear, children, and parents of the old depositor to handle the small deposit withdrawal business of the old deposit, submit the following materials to the banking financial institution where the deposit is located:

(1) Death certificate, etc.

(2) Materials that can prove the relationship between relatives;

(3) Extract the applicant's valid ID;

(4) Extract the letter of commitment signed by the applicant.

2. The heir or the suffering of the heirs or a gift of the late depositor will handle the small deposit withdrawal business of the old deposit, and submit the following materials for the bank financial institution where the deposit is located:

(1) Death certificate, etc.

(2) Specify the notarization will of the applicant's heir or a donor;

(3) Extract the applicant's valid identity document

(4) Extract the letter of commitment signed by the applicant.

In order to simplify procedures, improve efficiency of work, and facilitate the masses. As early as February 4, 2021, the "Notice on Simplified and Dedicated the Altitude of the Has' Small deposits" jointly issued by the China Banking Regulatory Commission and the People's Bank of China. Further simplify the withdrawal procedures for the small deposit of the late depositor, the heir (spouse, child, parent) of the late depositor of the late depositor, the heir or the subject designated by the notarized will, and apply for the bank to withdraw from the bank For non -deposit financial products issued by the deposit and the bank, the balance is within 10,000 yuan (including 10,000 yuan), and there is no need to submit the inheritance certificate, and the relevant materials can be extracted.

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