The People's Bank of China Shaoyang City Sub -branch focuses on the protection of credit collection rights and interests to carry out chaos in the market for credit reporting

The People's Bank of China Shaoyang City Sub -branch focuses on the protection of credit reporting rights and interests

Carry out the chaos in the credit market market

In order to carry out the practical activities of "I do practical work for the masses", optimize the business environment in the jurisdiction, and maintain the legitimate rights and interests of the information of the information of the information, and the government departments of the Shaoyang City Branch and the Market Supervision Bureau, the Public Security Bureau, the Internet Information Office and other government departments Believe in the market chaos governance and achieve positive results. As of June 2022, the 25 uncomfortable enterprises in the jurisdiction completed the rectification, and the credit objections and complaints of credit reporting were carried out in the name of "Credit Repair" to carry out financial fraud cases, "Credit Repairing" credit objection and complaints.

1. Special research, clarify the "general goal" of credit chaos and chaos

In order to strictly crack down on a variety of false propaganda and fraud in the market, and protect the legitimate rights and interests of financial consumers, the Shaoyang Municipal Branch and the Municipal Development and Reform Commission, the Market Supervision Bureau, the Public Security Bureau, and the Internet Information Office have established The linkage mechanism, in -depth institutions such as "credit reporting" and "credit reporting" and other keywords in the name of 28 institutions in the ranking of the ranking of the ranking. Purify the joint force of the market environment. Focusing on the current status of the status quo in the jurisdiction to formulate the goal of governance work. First, through the special governance operation of the chaos of "credit reporting", to curb relevant illegal and violation activities, effectively reduce the illegal financial advertisements in the field of credit reporting, illegal agency complaints, etc. ; Establish the concept of cherishing credit records with market players, and further strong atmosphere of the integrity of the whole society. Supervision mechanism.

2. Improve the mechanism and build a "community" for the supervision of credit reporting market

PICC Shaoyang Municipal Branch and United Municipal Development and Reform Commission, Municipal Market Supervision Bureau, Municipal Public Security Bureau, and Municipal Network Information Office forwarded the "Hunan Provincial" Credit Repairing "Chaos Special Governance Action Implementation Plan" (Shao Yinfa [2022] No. 28). Clarify the responsibilities of various departments, give play to the joint efforts of the departments, and establish and improve the coordinated mechanism for the supervision of the credit market in the jurisdiction. The first is to build a horizontal collaborative supervision mechanism. Take the initiative to go to the Municipal Market Supervision Bureau, the Public Security Bureau, the Development and Reform Commission and other government departments for work docking 11 times to communicate the key links such as the supervision content and methods of the market supervision of the credit reporting, and the management of corporate registration and credit institution. , Clarify the work matters of supervision measures and division of responsibilities, determine the contact persons of each member unit, and form a consensus on the joint supervision of the credit reporting market. The second is to build up and down regulatory mechanisms. Give full play to the functional role of the municipal departments responsible for coordinating the functional departments of each county (city, district), strengthen communication and contact, guide the establishment of a joint supervision working mechanism and contact meeting system, do a good job of sharing information sharing, investigation and rectification, and joint law enforcement inspection Work, form a closed -loop supervision mechanism for the full process of the entire process, and afterwards, promote the formation of the city and county linkage and closely coordinate market supervision pattern, and continuously improve the level of credit market governance within its jurisdiction.

Third, close collaboration, "combined fist" for credit chaos and chaos

People and banks in Shaoyang City, the Municipal Development and Reform Commission, the Market Supervision Bureau, the Public Security Bureau, and the Internet Information Office of the Municipal Development and Reform Commission, and other parties to cooperate with all parties in supervision to use the "advanced review, clean up in the event, and after -the -time inspection". "The overall thinking, give full play to the advantages of collaborative supervision, and help promote the rectification of the reporting of the credit market to achieve practical results. The first is to control the increase and strengthen the source control. The market supervision department reminds the enterprise registration section that the People's Bank of China posted a notice of registration and filing the credit reporting agency in the registration window of the government affairs hall, and the filing management of the application for credit reporting business pass. The second is the consumption volume and strengthen the special rectification. The Joint Market Supervision Bureau, the Public Security Bureau and other departments have adopted measures such as urging filing, cancellation, change of business scope, and included in the operating abnormal list of business abnormalities. The rectification of the company has not been recorded, including 15 monitoring enterprises that change the scope of business, 4 monitoring enterprises that go through the cancellation procedures, and 6 monitoring enterprises incorporated into the operating abnormal list. The third is to improve quality and strengthen monitoring and inspection. Strengthen coordinated monitoring, market supervision departments have timely and dynamics of "credit reporting" enterprises in a timely manner. The People's Bank of China regularly releases credit market supervision dynamics and public opinion monitoring information, and the public security department regularly provides "credit reimbursement" fraud acceptance.

Fourth, synchronize mission, weaving credit interests and interests to maintain the "security network"

- END -