[Zi Niu Toutiao] The wife divorced, the real estate was auctioned, and the "Little K" was obsessed with 7 million gambling liabilities

Otherwise, the right to investigate legal responsibility

The real estate was auctioned, and more than 2 million yuan was assigned to two creditors. He signed his name.

Born in Xiaocheng in 1987, his family was good. His father bought a luxury car and house for him. He had a good job. He lived a lot of people's longing without any effort, but he made his life a mess. Instead of gambling mud, I lost millions of yuan after losing millions of yuan, liabilities of 7 million yuan. Until divorced his wife, lost his job, the real estate was auctioned. "My life is destroyed. I just want to warn others with my own experience. Don't gamble, it can really hurt your family. Unfortunately, I regret it too late." Recently, in the face of the Yangtze Evening News Zi Niu, When the journalist, Xiao Cheng burst into tears.

The family is superior to driving a luxury car lightly

From playing "small cards" to obsessed gambling

"Because the family conditions are better, I have always lived very comfortably before the age of 28." Xiaocheng said that he lived in Nanjing Pukou, and his father was engaged in the engineering construction industry. Xiao Cheng's father had a lot of income in those years.

In 2009, Xiaocheng, 22, graduated from a more well -known university in the province and entered the strategic operation department of a large housing company to work. "At that time, the monthly salary was more than 5,000 yuan. Although it was not high, I had no burden, and lived well." Xiaocheng told reporters that he was the only child at home. He spent money by himself, and often called his friends to go out to go out. play. In 2013, with the funding of his father, Xiaocheng bought a BMW GT luxury car and spent more than 700,000 yuan. In 2015, his classmates and friends took him to play the "small card".

"At that time, I was a little troublesome, playing with fraud chicken, bullfighting, or losing two or three thousand yuan each time. But this play is addicted to play, and I can play almost when I have time." Xiaocheng told Zi Niu News The reporter lasted for more than a year before and after. Later, people in the society joined in the society, and it became more and more played. Each loser was 20,000 to 30,000.

"It is indulged in the stimulus of gambling. I can't extricate myself. I lost and win when gambling. After losing some, I borrowed a little money and returned. I could basically carry it." Xiaocheng said that he couldn't awaken in time, and he couldn't awaken in time. Laid the foreshadowing for future tragedies.

Offline gambling can not be addicted to online gambling

High -interest loans borrowed more than 5 million

Xiaocheng often played outside has also attracted the attention of his father. In order to let him take his mind, he decided to make him become a family as soon as possible. In 2016, Xiaocheng got married at Zhang Luo's family, and his father funded more than 1 million yuan to buy a real estate for him in Pukou. Since then, his father took another 500,000 yuan to help him completely pay off the loan, warning him to live a good life, and transferred his focus to his family and career.

However, how can Playo's heart be so easily recovered? Xiaocheng did not stop there, and found all kinds of excuses to play outside as soon as he was free. In 2017, his daughter was born, but he continued to run all the way on the way to losing money and borrowing money.

2018 is the peak of Xiaocheng's borrowing money, and he is obsessed with online gambling. "In just a few months, I lost 1.5 million yuan." Xiaocheng recalled to Zi Niu Journalist that offline gambling sometimes had to make up for people, there is no restriction on online, there are many ways, and you can pull friends at home at home. Participate in online gambling. Xiaocheng provided reporters with a stack of money -transfer lists, from tens of yuan to thousands of yuan, he lost 40,000 yuan a month.

Xiaocheng's transfer list

"Frequently borrowing money in 2015, it was forced to end until 2019 could not borrow money." Xiaocheng told Zi Niu Journalist that small loans were very convenient. Without money, he borrowed it.

"No guarantee, as long as you provide personal ID cards, bank flow, and work certificates to loans. After losing red eyes, you don't think of it in the future, but how to get money. Never thought about it. "Xiaocheng told Zi Niu reporter that a random search on his mobile phone, and the borrowing software is more, it is too convenient to borrow money. Most of the small -scale small loans can be applied for online small loans. These convenient loan methods have provided him with more than 500,000 yuan of loans.

But these money could not meet his needs. Xiaocheng thought of civil loan. "Many monthly interest starting to start 5%. For example, if you borrow 100,000 yuan, you have to give 5,000 yuan in interest for a month." The friends around him were willing to borrow money, and even a little familiar with him was willing to lend him. "By 2019, it was roughly calculated. My principal and interest of my loan has added more than 6 million yuan." Xiaocheng told reporters.

Those people are willing to borrow money for him. The reason is very simple. Xiaocheng has a rich father, not afraid he can't afford it.

The small journey to gambling

There are forty or fifty urged telephones a day

Wife ion scattered real estate was auctioned

In 2018, Xiaocheng's debt reached its peak, and he dismantled the east wall to make up for the west wall. In September 2019, his wife and family members knew the truth. In 2020, his wife chose to divorce him and go out of the house. "Because I have been‘ do n’t offset my debt ”, I am sorry for her." Xiaocheng lowered his head and told reporters.

To this day, Xiaocheng receives more than 20 ruling calls every day. During the three years from 2018 to 2020, daily campaigns were 40 to 50. "Basically dare not pick up, let the phone ring, sometimes shut down directly." Xiaocheng said.

In 2018, Xiaocheng mortgaged the property to a small loan company with a loan of 1.2 million yuan, but 300,000 yuan was deducted as interest. "A friend helped and threatened to the police, and the other party gave me 300,000 yuan. Because the interest was too high, my friend helped find the bridge funds and redeemed the property from a small loan company." Xiaocheng told reporters that The house was purchased in marriage. Although it was considered a common property of the husband and wife, the real estate certificate only issued his name, which provided convenience for him to hide his wife's mortgage house.

After spending 50,000 yuan to cross the bridge funds, plus the interest of tens of thousands of yuan, after Xiaocheng redeemed the property from a small loan company, he turned his head to mortgage it to a bank for 1.2 million yuan. A insurance company purchased personal loan guarantee insurance. The money was also bottomed out, and he mortgaged the property to a person and received hundreds of thousands of yuan. Since then, he mortgaged the BMW to others for 290,000 yuan. The money either loses or returned. In short, after paying money, his BMW car was forcibly drove away by others.

Xiaocheng was taken to the BMW car that arrived in debt

The real estate mortgage to the bank will pay interest on the principal and interest every month, because overdue, the insurance company paid 1.2 million yuan on behalf of the company, and instead brought Xiao Cheng to court. It was not until the real estate was auctioned by the court, and he notified him to make the house, and he knew that he was about to be homeless. Because Judge mail the subpoena and called him to submit evidence and appeal in court, he always refused to answer the phone. The result of "getting out" was the successful auction of the property.

On June 28, with the settlement plan of the People's Court of Pukou District, Nanjing City, after deducting the relevant expenses, an insurance company was compensated by more than 1.54 million yuan, and the second mortgagor was compensated by more than 480,000 yuan. Zi Niu journalist learned that under the coordination of the court, this property resolved two disputes over two arrears, because Xiaocheng had no other assets to execute. Interest.

The real estate under the small Cheng name was auctioned

Determine to change before

The debt of 5 million yuan makes him a little confused

"My daughter is 5 years old. Most of the time I let my parents bring it. Sometimes I live with her renting a house. I rely on my friend to help work to earn some money." Xiaocheng told Zi Niu Journalist that I still owe 400 Ten principal, plus 1 million interest. He said that he lives in fear every day, and he receives more than 20 calls a day to urge him to pay back the money.

Xiaocheng's father told Zi Niu Journalist that he was angry after he learned about his son's arrears in 2019. After the incident, he was determined to cut with his son. Those debts had nothing to do with him. After all, his son had established his own portal and was an adult. He had to be responsible for himself.

"It's distressed, but I'm not a rich person. Now I am older, I can't control so much, let him solve it himself." Father Cheng told reporters a little lonely, in fact, he even considered selling himself The house has a part of the money for his son, but the interest is too high, and some also involve routine loans. He is unwilling. He said he was looking for a legitimate way to help his son solve some unreasonable debts. "Most of these people are ruthless characters. Some people are difficult to speak. My son has no assets. If I do n’t help him, those money does not afford it at all." Father Cheng said, take a step first.

After losing so much money, have you been set? Facing the reporter's inquiry, Xiaocheng hesitated for a while and said, "How do you say it, sometimes it feels abnormal, but there is no evidence, not to mention being stunned when you are gambling. It's really the way of others. "

It is said that "ten gambling and nine frauds" "ten gambling and ten losses", Yangzi Evening News Zi Niu journalist has interviewed people who know the Internet gambling. They told reporters that on the online gambling platform, the establishment of the bureau can not only set up win -win odds, but also know the bottom cards of all gambling personnel. Online gambling

"The so -called 'dealer' of this mixed online gambling method in the APP can be controlled in the background. How can you win him in the background? Participants) may be the alchemy of the "Zhuang Family", or the robot sent by the "Drama". "Professionals told Zi Niu journalist that even if they win a little bit occasional online gambling, it is just a bait released by the" dealer ", which attracts you to invest In the larger capital, the blood is the end of the gambler who can't escape.

"This is really a painful lesson. I deeply realize my mistakes and have really quit gambling. Now I want to return these debts and live a peaceful life." Xiaocheng told reporters.

Zi Niu Journalist ｜ Mei Jianming

Edit ｜ Zhang Bingjing

Editing ｜ Wan Huijuan

Editor ｜ Chen Dichen

Video Picture Source: Provided by the respondent

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