What is the difference between corporate annuity and occupational annuity?
Author:Human Resources and Social Sec Time:2022.07.07
Enterprise annuity and occupational annuity
What's the difference?
company annuity
It refers to the supplementary pension insurance system established by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law.
Enterprise annuity fund consists of the following items:
(1) Enterprise payment;
(2) Personal payment of employees;
(3) Investment and operation income of enterprise annuity funds.
Occupational annuity
It refers to the supplementary pension insurance system established by government agencies and their staff on the basis of participating in the basic endowment insurance of the institution and institution.
Professional annuity fund consists of the following items:
(1) Payment of the unit;
(2) Personal payment;
(3) Investment and operation income of occupational annuity funds;
(4) Other income stipulated by the state.
Enterprise annuity and occupational annuity
The same belongs to the supplementary endowment insurance system
The individual of the unit and the employee must pay the fees together
All adopt personal account accumulation system
Its funds all implement market -oriented investment operations
The main difference is
enterprise
Annuity
Profession
Annuity
It is mainly suitable for various types of employers and employees who participate in the basic endowment insurance of enterprise employees
It is mainly suitable for institutions and institutions and their internal staff
The employer and employee party is determined through collective consultation, and then formulated an enterprise annuity plan to establish an enterprise annuity single plan or join an enterprise annuity collection plan according to the actual situation.
The Occupational Annual Fund is managed by provincial -level centralized commissioned investment operations, which is highly unified
Editor in this issue: Wang Yao
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