Shenzhen's new policy spouse, parents, and children can be used as common applicants

On July 6, the "Notice on Relevant Matters of the Housing Provident Fund withdrawal of the Housing Provident Fund (Draft for Soliciting Opinions)" and the "Shenzhen Housing Provident Fund Loan Management Regulations (Draft for Opinions)" publicly solicited opinions from all walks of life. According to reports, the new regulations have supplemented the original withdrawal and loan policy, mainly including housing provident funds to support the transformation of old communities, optimizing the processing methods of non -Shenzhen -departure households, and expanding the scope of the joint applicant of loans.

According to the relevant person in charge of the Municipal Housing Provident Fund Management Center, the new policy supports the depositor to withdraw the housing provident fund for the transformation of the old community project. If the capital transformation is included in the house within the scope of the old community renovation project in Shenzhen, the spouse, parents, and children of the property owner and property owner can apply for the balance payment fee for the balance of the respective provident fund account.

The extraction application must be submitted within three years after the completion and acceptance of the old community renovation project. The applicant can withdraw once a year within the actual capital contribution amount of the housing property owner. The actual amount of property owners' contribution.

In order to solve the problem of the long time interval between non -Shenzhen households to cancel the provident fund account, new plans to further adjust and optimize handling conditions, and cannot handle employees with basic pension insurance or basic medical insurance relationships. After 3 months, you can apply for withdrawal, and the fund settlement will be withdrawn immediately. Employees can handle the business directly online after signing an online self -service application agreement, without having to apply in advance or return in advance.

In Shenzhen, employees who enjoy the minimum living security of residents can apply for the balance of provident fund accounts. The new rules have clearly incorporated employees who belong to the minimum living security edge of our city into the scope of support for the withdrawal of housing provident fund withdrawals. Employees can apply for withdrawal of provident funds with the relevant certificates of families on the edge of living security.

According to the current loan policy of Shenzhen, when employees apply for provident fund loans, their spouses, parents, and children can be used as a loan applicant. However, joint applicants need to pay the housing provident fund normally. The revision of this loan policy is intended to further relax the application conditions. The applicant's spouse, parents, and children can be used as common applicants regardless of whether they have deposited housing provident funds. At the same time, it is clear that the applicant's spouse, parents, and children are buyers and should be used as co -applicants.

Shenzhen Evening News reporter Wang Xingen

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