To resolve grass -roots financial disputes, Changji Prefecture does this!

Tianshan News (Reporter Sui Yunyan report) "Without spending litigation and lawyers' fees, my problem was solved, and the liquidated damages were reduced. ) In the Changji Hui Autonomous Prefecture's financial dispute diversification center (the people's mediation committee) resolved financial debt disputes with insurance companies after mediation.

Changji Hui Autonomous Prefecture's financial dispute diversified resolution center (People's Mediation Commission) successfully mediate 401 financial disputes from January to May this year. Pomegranate/Xinjiang Daily reporter Sui Yunyan Photo

In Zhang Fang's narrative, the reporter learned that she opened a clothing store in 2019. Due to various reasons, there was a problem with the business. Replacement of more than 70,000 yuan. Before accepting the mediation, Zhang Fang faced the predicament of more than 70,000 yuan and more than 50,000 yuan in defaults to pay the insurance company.

"Through the mediation, the insurance company agrees to reduce Zhang Fang's more than 50,000 yuan in defaults and more than 70,000 yuan loan principal. It can be repaid within one year after the mediation agreement is reached." Zhang Tao said that because there was no litigation procedure, the insurance company did not invite lawyers to participate, so Zhang Fang did not generate new costs by mediation to solve the problem.

Under the mediation of the people's mediator Zhang Tao (right), the financial debt disputes between Zhang Fang (a pseudonym) and insurance company's financial debt disputes were successfully resolved. Pomegranate/Xinjiang Daily reporter Sui Yunyan Photo

Changji Prefecture's financial dispute diversified resolution center (People's Mediation Commission) was established in April 2020. It was established by the Judicial and Judicial Administration of the Changji Hui Autonomous Prefecture Center of the People's Bank of China to be the first "one -stop" financial dispute in Xinjiang's first "one -stop" financial dispute. The diversified resolution center (the people's mediation committee) achieves full coverage of 5 counties and 2 cities.

Tong Mei, Secretary -General of the Changji State Financial Consumer Association and the head of the center, told reporters that this move is to promote the establishment of a diversified solution mechanism for financial disputes, effectively resolve various contradictions and disputes in the financial field, broaden the channels for the protection of the rights and interests of financial consumers, and prevent resolving financial risks Essence

According to Tongmei, the mediation has achieved a win -win situation. "The bank and insurance company will make a profit for loan companies and the masses in the principle of negotiation. They can quickly resolve disputes without passing the lawsuit. Enterprises and the masses enjoy various reduction policies. Say.

The financial court located in the center can make judicial confirmation for mediation and issue civil rulings. Pomegranate/Xinjiang Daily reporter Sui Yunyan Photo

In November 2021, the center and the Changji Municipal People's Court jointly established the financial court of Changji City's financial disputes to resolve the financial court, which was located in the central office. "We have been resolved to resolve financial disputes through the front court. The mediation agreement has issued a civil ruling after the judicial confirmation of the court, which has legal effect." Said Liu Wei, a member of the center of the center.

From January to May of this year, the Changji State Diversified Solution Center (People's Mediation Commission) mediates 414 financial disputes, 401 mediations, and the amount involved is 83.5435 million yuan, saving 459,500 yuan in litigation costs for the parties.

As an innovative measure for the comprehensive optimization of the business environment of the rule of law in Changji Prefecture, and practicing the vivid practice of extending the "Maple Bridge Experience" in the new era in the financial field, Changji Prefecture's financial dispute diversified resolution center (the people's mediation committee) brought to enterprises and the masses to enterprises and the masses. It is a warm experience.

- END -