Green Water Qingshan "Loan" comes to real gold and silver!Jiangsu's first "GEP Ecological Value Loan" is issued

In the midsummer season, walking in Xiangyu Ecological Gardening Farm, Jiangdu District, Yangzhou City, I saw seedlings and vitality everywhere. Many tourists experienced the fun of vegetable picking and fishing here. "Green water and green mountains are Jinshan Yinshan. Unexpectedly, our good ecology can also get bank loans." Zhuang Mengpei, the financial director of Xiangyu Farm, said excitedly.

Recently, the Yangzhou Central Branch of the People's Bank of China guided the People's Bank of China Jiangdu Sub -branch with ecological product value accounting as the entrance, and promoted Jiangdu Rural Commercial Bank to the province's first "GEP Ecological Value Loan" 3 million yuan, which successfully helped enterprises realize the ecological value orientation of ecological value orientation Conversion of economic value. The Xiangyu Ecological Gardening Farm in Jiangdu District has also become the first company in our province to get "GEP Ecological Value Loan".

Promoting the value of ecological products is an important part of the construction of ecological civilization, and it is also a powerful grasp of the "two mountain theory" in depth. In March of this year, the province issued the "Implementation Plan for the Establishment and improvement of the value realization mechanism of ecological products in Jiangsu Province". Jiangdu District was listed as a pilot area for the realization of ecological product value in the province. The People's Bank of China Jiangdu Sub -branch actively promoted the establishment of a "Industry Research and Research Combination" group consisting of local development and reform commission, the People's Bank of China, the financial regulatory bureau, the agricultural commercial bank, and the university research group to sort out the local industrial foundation and jointly plan the realization of the realization of the realization of the realistic ecological product value evaluation path. Essence After several rounds of discussions, the value of ecological product value of pilot enterprises was finally established, and the accounting results were used as a pledge to ensure the financial support model for issuing loans. Based on this, Jiangdu Rural Commercial Bank formulated the "GEP Ecological Value Loan" product management measures.

The GDP (GEP) of Ecosystem refers to the sum of various final material products and service value provided by the ecosystem for human well -being and the sustainable development of the economy and society. He Fei, deputy president of the Yangzhou Central Branch of the People's Bank of China, introduced that "GEP Ecological Value Loan" is a green financial product launched in order to continue to deepen the value of ecological products. The accounting of ecological values ​​such as cultural services, as a pledged loan product, mainly includes the value indicators of various aspects of content such as forest products, soil maintenance, water quality, water quality purification, solid carbon release, purification atmosphere, and ecological culture.

Xiangyu Ecological Gardening Farm is the main flowers, seedlings, fruit planting sales, aquaculture sales, ecological agricultural tourism and other businesses. It has generous ecological resources, but it is difficult to obtain bank loans due to lack of sufficient mortgage. The emergence of "GEP Ecological Value Loan" has effectively solved the problems of agricultural projects that are difficult to finance, ecological assets difficulty evaluation, and evaluation results difficulty, and revitalize the "green treasure" hidden in the farm. After nearly a month of calculation, in the end, the accounting report of an ecological product value of Xiangyu Farm was released. "The accounting report is also the first 'GEP accounting report' in Yangzhou. The country's first ecological product value accounting report based on a single farm is based on a single farm." Said Xu Hong, president of the People's Bank of China Jiangdu Sub -branch.

The accounting report shows that the GEP value of Xiangyu Farm as of June 2022 was 27.31 million yuan. Among them, the culture of human settlement is 14.71 million yuan, the ecological regulation is worth 10.56 million yuan, and the ecological material value is 2.04 million yuan. "The value of human settlement includes ecological cultural value, the maintenance and improvement of the atmospheric environment, the value of the water environment, the value of sound environment, and the maintenance and improvement of the green space environment. It has great benefits, so the cultural value of human settlement is as high as 14.71 million yuan. "Xu Hong introduced that then Jiangdu Rural Commercial Bank combined with corporate needs and passed the value of the farmer's ecological product as a pledge guarantee. "Loan" 3 million yuan realizes the conversion of ecological value to economic value, making the value of ecological product value possible.

"The successful launch of the 'GEP Ecological Value Loan' is an active attempt by Yangzhou in deepening the development of green finance, providing a useful reference for Yangzhou enterprises to achieve ecological value to economic value conversion." He Fei said.

Correspondent Zhou Yuan reporter Jin Xin

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