The awareness of prevention is not strong!Someone in Hangzhou falls into the trap of "own company customer service"

Author:Hangzhou.com Time:2022.07.04

West Lake District is the incubation center of the Internet industry and the dream of the dream of entrepreneurial young people. But in the first half of this year, many young people who made dreams here have fallen into the same scam -pretending to be an e -commerce customer service to cancel student loans.

One night in June, the Gu Dang Police Station found the warning target after receiving an early warning instruction from the superior. It was an employee of the Internet company in the jurisdiction. Unfortunately, she had completed the transfer at this time. But surprisingly, it was "the customer's customer service" who cheated her. After understanding, a large number of employees of the company had received such fraud calls. As a result, employees with poor awareness of individual prevention fell into the trap.

The Gudang Police Station specifically conducted a series of propaganda for the frauds of such methods, interpreted the clever methods, and told the enterprises in the jurisdiction.

On June 29, Gu Dang received another similar warning. This time, the police Yang Lei decisively titled the police. The state stipulates that students cannot make loans and upgrade his account to an adult account. Otherwise, it will affect the personal credit reporting. Enter the designated account.

At the moment of the moment, Yang Lei arrived in time. First, she cut off the video conference between Mr. Jian and the other party. Immediately check the balance of the bank card, and find that the money is not small, so he immediately transferred the funds and temporarily frozen his card. Due to the process The authentication code may be leaked, and Yang Lei also guided Mr. Jian to close all the loan functions through the customer service of JD.com and particle loans. At that time, in addition to the 323,000 obtained by the borrowing loan, there were also more than 208,100, which successfully intercepted 531,100 yuan.

After a tense operation, I finally ensured the security of funds. Mr. Jian was constantly questioning how the other party did it. While Yang Lei took out the West Lake anti -fraud discourages the treasure, he interpreted the means and words of cancellation of campus loans to him, so that the victim scanned the code to watch the anti -fraud video. New routine after upgrading.

There are four main steps for such means:

First, master your personal information in advance, impersonate customer service such as "Jingdong Finance" and "Ant Financial" and accurately say your bank card and identity information, so that they believe they are real customer service, and point out that the current JD accounts and Alipay accounts It was registered in the student days and opened the "student loan" function by default. In fact, most people have their own JD accounts and Alipay accounts during high school to college, so this information point is almost a hundred times. After obtaining preliminary credit, we began to require various video conference software such as Tencent Conference and Dingxin Conference to open the screen sharing function. This is the most critical step, to obtain your verification code through screen sharing.

Second, the next step, the other party prompts that your Jingdong account is abnormal. If you do not cooperate with the operation, it will affect personal credit reporting, and then guide you to check your JD account. When you see the account abnormal, you start to be convinced. operate. In fact, after starting the screen leakage verification code, the other party logged in to the victim's PC Duanjing account through the verification code. The JD nickname was modified to "account abnormal" through personal information settings.

Third, next, the other party will send you customer service documents, ID cards, and screenshots of the credit reporting center through the JD PC. The existing borrowing platform in his own name brush a few strokes to cancel student loans. Generally, the Volkswagen has platforms that have opened, JD.com, JD.com, and Meituan for borrowing. This step is simply, and it ’s tricky to play your own assists.

Fourth, after you complete the loan, you ask you to transfer the money to the designated account, the other party will continue to guide you to continue borrowing and even transfer your deposit together. At this time, some people will be confused, and the other party will remind you that the WeChat signal has been frozen, please repay quickly. As soon as I opened WeChat, it was really frozen, and you successfully mobilized your emotions and continued to follow the operation. In fact, it is not difficult to freeze the WeChat signal. Just click "Application Frozen" on the WeChat login page, and then enter the name, ID card, bank card, and mobile phone number.

After this explanation, Mr. Jian suddenly realized that he was very profound thanked the police for his dissuasion and interpretation. It turns out that this kind of fraud has so clever and even cleverly used the convenient functions of so many apps. Mr. Jian immediately used the guidance to download the National Anti -Fraud Center APP to open the call warning function to block the fraud phone, and pay attention to the national anti -fraud centers' video number, saying that he would publicize the knowledge of science science defense to colleagues.

Police reminded:

1. The current fraud methods are accurate fraud. First of all, we must pay attention to personal information security.

2. The so -called customer service calls are mostly call for mobile phone calls or unfamiliar mobile phone calls, and learn to distinguish the customer service numbers.

3. Except for their own qualifications to apply for retrieved, individual credit reporting cannot be retrieved by anyone or institution.

4. Fraud methods are constantly upgrading, and normal learning must be maintained.

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