[Stable economic promotion development · Policy interpretation (IV)] Increase credit investment and create an environmental development environment

Today, we invite Li Jiping, director of the Municipal Finance Office to the studio to answer policies on strengthening financial support in Luliang City to implement the State Council and Shanxi Province's Policy and Measures of Shanxi Province. "

Moderator Chen Ran: Today we invited Li Jiping, director of the Municipal Finance Office to answer the on -site answers on the measures of financial policy measures in the stable economy in our city. Hello, Director Li, we all know that finance is the core of the modern economy. Financial work, economic work; stable finance, stable economy. Especially in an environment where uncertainty is increasing, only financial stability can better support the development of the real economy. First of all, please introduce the city's financial operation since this year.

Li Jiping, director of the Municipal Finance Office: Since the beginning of this year, the city's financial system has resolutely implemented the deployment of the central, provincial, and municipal economic decision -making and deployment. The role of reducing costs and promoting development has basically achieved "increment, expansion, cost reduction, and efficiency." In particular, loans have increased significantly. As of the end of May, the balance of loans was 146.5 billion yuan, an increase of 9.35 billion yuan from the beginning of the year, an increase of 7.36 billion yuan over the same period last year, of which the balance of small and micro enterprises was 42 billion yuan, an increase of 23.85%. At the same time, the average interest rate of inclusive micro -loans has decreased by 0.6 percentage points, and fully supports enterprises to overcome difficulties and resume development.

Moderator Chen Ran: What are the highlights and characteristics of the financial parts we introduced this time? Please introduce it to you.

Li Jiping, Director of the Municipal Finance Office: Everyone knows that the stability of the economy is inseparable from the support of financial policies. Financial policies are the core of the economy. The financial policy can be introduced to "three orientations".

The first is to reflect the problem orientation and strive to accurately solve the problem of expensive financing difficulties for small and micro enterprises. For example, increase the efforts of first loans, renewal, credit loans, and medium- and long -term loans to issue preferential loans for qualified small and micro enterprises and individual industrial and commercial households; The principle of repayment of loans of eligible small and medium -sized enterprises, individual industrial and commercial households and freight drivers.

The second is to reflect the effect orientation, and the implementation path and responsible department are clearly implemented for each policy and measures. For example, in terms of the guarantee rate, the guarantee premium rate is uniformly reduced to less than 1%, and the guarantee rate of small and medium -sized enterprises and individual industrial and commercial households in transportation, catering, accommodation, and tourism industry of transportation, which meets conditions fell to 0.5%. In terms of support for Pratt & Whitney Loan, the qualified local legal person banks provide incentive funds in accordance with 2%of the increase in the balance of inclusive micro -loan, and guide financial institutions to stabilize the stock of inclusive micro -loan and expand increasing increase.

The third is to reflect the innovation orientation and put forward a series of innovative work measures. For example, establish a comprehensive financial service platform to improve the efficiency of financing docking; focus on the development of exclusive financial products for the development of key industrial chains; establish an enterprise "whitelist system", encourage financial institutions to increase the financing support for "whitelist" enterprises, and so on.

Moderator Chen Ran: Next step, especially in terms of inclusive finance supporting corporate financing, what specific measures do we plan to take?

Li Jiping, Director of the Municipal Finance Office: In order to implement a policy of stabilizing the economy, we have formulated the "Action Plan for Local Finance Supporting Economic Policy and Measures", carrying out five special actions, and promoting small and micro enterprises to financing more conveniently and continuously declining costs.

The first is to carry out infrastructure construction and "expansion and quality" operations of major projects, carry out "online+offline" normalized political banking docking activities, and improve financing docking efficiency.

The second is to carry out the “expansion and stability” operation of inclusive small and micro financing, establish a “two list” of small and micro enterprises and individual industrial and commercial households without loan households, dynamically push bank institutions, and increase the loan acquisition rate of the first loan households.

The third is to carry out the "incremental increase" operation of government financing guarantees, strengthen the cooperation between the guarantee agency and the bank's "total" cooperation, and promote the full implementation of the 28th ratio risk sharing mechanism.

The fourth is to carry out the "double expansion" operation of direct financing in the capital market, establish green channels for listing of enterprises, increase assessment rewards, and promote more enterprises to list and listed. Fifth, we will carry out the "forging chief shortcomings" operation of equity financing, explore the establishment of an industrial development fund, actively connect the provincial government investment funds and insurance funds, and broaden the financing channels.

In short, we will resolutely implement the policy and measures of stabilizing the economy, guide and urge financial institutions in municipalities to increase credit investment and create an environment for the development of the financial development, help Luliang's all -round and high -quality development, and welcome the 20th National Congress of the Party with excellent results Victory was held.

Moderator Chen Ran: Thank you Director Li's policy answers to us. Regarding the answers to specific policies and measures on the expansion of effective investment and consumer demand, please continue to pay attention to the fifth issue of the column of "Stable Economy Promoting Development · Policy Interpretation".

Reporter: Liu Limin, Liu Sipeng Chen Yan

Broadcast: Zhang Yiming

Edit: Wang Xiaofang

Trial: Geng Ruishan Zhang Yingying

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New Media Editor: Wang Na

New Media Technology: Cui Wei

New media review: Zhang Yanan

New media producer: Geng Ruishan Zheng Fangmin

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