More than 26 million yuan in capital contribution!Henan's Disaster Insurance Pilot First Single Single New Township

Top News · Henan Business Daily reporter Song Hongsheng intern Jin Ping correspondent Zhang Mengyuan

On June 30, Xinxiang City and Xinxiang Branch of People's Insurance Property & Casualty Insurance as the co -insured body of the chief underwriting agency signed a disaster insurance policy.

Disaster insurance refers to a system of dispersion system that causes practical protection for personal casualties and housing damage caused by major disasters such as sudden and severe rain and floods. Xinxiang City contributed more than 26 million yuan to purchase a disaster insurance for 6.25 million new township residents. It compensated the basic economic compensation for personal death (missing) and house damage due to heavy rain disasters. Seven insurance institutions with Chinese PICC Property Casualty Insurance formed a co -insured body, responsible for the relevant protection and services of the disaster insurance.

According to reports, the scope of the giant disaster insurance in Xinxiang is: geological disasters such as heavy rain, floods, and sudden landslides, mudslides and other geological disasters caused by it, and secondary disasters such as dams of reservoir dams, waterlogging (including guest water), etc., causing personal deaths (missing Or if the housing is damaged, the insurance institution compensates the affected people in accordance with the insurance contract. According to the policy agreement, once the disaster occurs, after the trigger conditions occur, the population (including the flow of population) in the Xinxiang city area will die (disappeared), and each person can get up to 100,000 yuan; if the residential residential residential damage, according to the structure of the house and the house structure and The degree of damage can be compensated by a maximum of 6,000 yuan, and the maximum compensation can be compensated by 50,000 yuan per household.

In recent years, serious natural disasters have occurred in various parts of the country, which has a great impact on regional economic development. In the "7.21" heavy rain disaster in 2021, Xinxiang City suffered serious economic losses. The implementation of the giant disaster insurance is a concrete manifestation of the reform of the reform of disaster prevention and mitigation and relief systems in the Xinxiang Municipal Government. By giving full play to the role of insurance mechanisms in disaster prevention, mitigation, and disaster prevention and disaster prevention and disaster resistance. Municipal disaster assistance system.

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