Ping An of China: Financial advantages lead digital innovation drivers to continuously inject the source of living water into the development of the Greater Bay Area

As the 25th anniversary of the return of Hong Kong is coming soon, as an enterprise born in the Greater Bay Area and growing in the Greater Bay Area, Ping An of Ping An of the Greater Bay Area resonates with the same frequency of the Greater Bay Area to express the return of Hong Kong to 25 The anniversary expression of sincere blessings, continuing to give full play to the advantages of the financial business, driven by digital innovation as a driver, and constantly injecting the source of living water into the development of the Greater Bay Area.

"For many years, Ping An has given full play to the role of party organizations in major strategies and driving operations and management. At the same time, relying on the party building model integration responsibilities to actively implement social actions." Ma Mingzhe, chairman of Ping An of Ping An, said a few days ago. It is reported that the group has exerted the advantages of the main financial business and carried out a series of measures to help the real economy, the construction of smart urban agglomerations, and anti -epidemic in the Greater Bay Area. Personalized financial needs.

Practice the development of the Greater Bay Area

The Guangdong -Hong Kong -Macao Greater Bay Area is one of the areas with the highest level of opening up and the strongest economic vitality in my country. It has an important strategic position in the national development situation. In the "Outline of the Development Planning of the Guangdong -Hong Kong -Macao Greater Bay Area" released in 2019, it is clear that it is necessary to build the Guangdong -Hong Kong -Macao Greater Bay Area and the construction of a world -class urban agglomeration ... By 2035, the Greater Bay Area will form an economic system and development with innovation as the main support. Models, economic strength and scientific and technological strength have jumped sharply, and international competitiveness and influence have been further enhanced.

Born in Ping An, which is born in Sri, naturally has the development genes and basic advantages of the same frequency resonance as the Guangdong -Hong Kong -Macao Greater Bay Area. It is also because of this development in recent years. Responsibilities and obligations, implement the duty of financial enterprise insurance guarantee for the national economy and civilian lives, and capital to serve the real economy.

In terms of serving the construction and development of the Guangdong -Hong Kong -Macao Greater Bay Area, Ping An actively responded to the strategic call of the country, exerted its own financial advantages, provided risk guarantee for major construction projects, optimized financial resources for key development industries, and took multiple measures to keep driving for the steady development of the real economy. convoy. According to statistics, as of the end of 2021, Ping An has accumulated a total of over 500 billion yuan for key construction projects in the Greater Bay Area, including the establishment of a "Guangdong Ping An Development Fund" with a scale of 150 billion yuan with the Guangdong Provincial Government to undertake the strategic of the Greater Bay Area. Key construction projects such as the Shenzhen -China Channel and the Hong Kong -Zhuhai -Macao Bridge have exceeded 100 billion yuan; Ping An Property Insurance underwent a total of 21,319 various types of projects in the Guangdong -Hong Kong -Macao Greater Bay Area, including Guangshen City Rail Project, Guangdong, Hong Kong, Macao, Transportation projects such as intercity railway in the Bay Area.

In addition, custom insurance products in the Greater Bay Area are also important measures for China's Ping An to promote characteristic finance. Taking the exclusive critical illness insurance "Yue Xiangfu" in the Bay Area as an example, this product strives to meet the individual needs of the people of the Greater Bay Area through "exclusive pricing, exclusive guarantee, exclusive qualifications". Nearly 48,000.

The protection of infrastructure construction and service of people's livelihood is the original intention of peace. How to make the connection between the Greater Bay Area between the Greater Bay Area, the Greater Bay Area and other cities in the Mainland, is also an important test of the development and transformation of China's peace and intelligence. In recent years, its comprehensive layout has made multi -point force on the urban side and business side. By giving full play to its own financial and technological advantages, it has helped the development of the city belt in the Greater Bay Area.

On the side of the city, it creates the "i Shenzhen" APP through its safe and smart city, serving the comprehensive reform of the "digital government" in Shenzhen, becoming a unified entrance to the service of Shenzhen citizens, and a model case for giving politics, Xingye, and benefiting the people. Hospital registration, appointment appointment, parking space inquiry ... Today, on the "I Shenzhen" APP, as long as you move your fingers, you can know Shenzhen. At present, "i Shenzhen" has access to more than 8,000 services from 3 direct units, 44 municipal units, 10 districts, and 19 state -owned enterprise units. The cumulative download volume is 22.1 million and the number of registered users is 16 million.

In addition, Ping An Smart City has also established urban service portal APPs such as "Most Zhuhai" and "I Wanjia" to open up and integrate citizens' high -frequency service scenarios, provide digital convenience services, and from "palm can be handled" to "hand in hand" "Change to create a smart city shared by the whole people.

On the corporate side, Ping An of Ping An has long been paying attention to the development of private enterprises, and helps them solve the problem of expensive financing difficulties through diversified solutions. Ping An Bank has implemented the "Nebula Federation Plan" since 2019. It applies to the Internet of Things, blockchain, AI, and Technology such as edge computing provides financial services to small and micro enterprises through intelligent models to give full play to the value of corporate data assets.

"From people's livelihood to government affairs, from Hong Kong to the inland, from financial services to the development of science and technology ... Over the years, the footprints of the Greater Bay Area in China have spread throughout all corners. The vivid practice will provide useful reference for the common prosperity and development of various companies in the Greater Bay Area. "Some people in the industry said.

Digital finance drives the Greater Bay Area to interoperate with each other

"Deepen the implementation of innovation -driven development strategies, deepen the innovation cooperation of Guangdong, Hong Kong and Macao, and build a community of regional collaborative innovation communities for open -oriented integration and development ..." In the "Outline of the Development Planning of the Guangdong -Hong Kong -Macao Greater Bay Area", the development direction of the Greater Bay Area has been presented. Among them, the word innovation has been repeatedly mentioned.

As an important participant in the Guangdong -Hong Kong -Macao Greater Bay Area, Ping An of China actively echoed the relevant requirements of the national construction of the Greater Bay Area, led innovation, and used digitalization as a means. The interoperability of information flow and capital flow. As early as March 2020, the financial one account of Ping An Group signed a contract with China Merchants Port Group to jointly promote the construction of the "Guangdong-Hong Kong-Macao Greater Bay Area Logistics and Trade Convenience Blockchain Platform Project" to land "Shekou-Shunde Group Port "The official landing of the project is the first interconnected and shared blockchain network in the Greater Bay Area that runs through the entire port of port, customs, logistics, enterprises, finance.

Ping An Yitong Bank (PAOB), which opened in 2020, is the first virtual bank to participate in the Hong Kong Financial Secretary's "SME Financing Guarantee Plan", in -depth insight into the demand for bank account opening and commercial loan services in Hong Kong, and use alternative credit. The approval model and big data calculation, solve the pain points of the difficulty of financing in Hong Kong SMEs, and actively promote the development of inclusive finance in Hong Kong. As of the end of 2021, the customer's loan and cushion scale of the virtual bank increased by 18.5 times to HK $ 1.36 billion a year. It is committed to achieving inclusive finance. 26 % of the clients who have approved loans have never received other bank loans.

Promoting cross -border financial services innovation and financial links. In October last year, Ping An Bank's cross -border financial management business pilot pilot was officially launched and launched cross -border financial management products. The wealth management through the two -way opening of cross -border investment in the mainland capital market and international capital market. Promote the opening up of the Mainland and overseas financial markets and economic coordinated economic development in the Mainland and Hong Kong and Macau.

Responsibilities of corporate liability condense the resistance of the Greater Bay Area

Facing the severe and repeated situation of resistance, Ping An of Ping An continued to launch a variety of measures from financial support, public welfare donations, and medical services to help the Greater Bay Area resistance.

In March of this year, Ping An donated test reagents and protective materials worth 10 million yuan to the Hong Kong Special Administrative Region Government, supported Hong Kong's anti -fifth wave of new crown epidemics, and ensured the protection needs of frontline medical staff and anti -epidemic staff. More than 180 million yuan. During the Shenzhen epidemic, Ping An announced that it provided exclusive risk protection for volunteers who worked for the front line of over 70,000 epidemic prevention and 150,000 health system workers.

In addition, Lujin Institute Hong Kong fully responded to the Hong Kong government's green debt issuance plan, actively played the advantages of fintech to help sales, and launched multiple discounts, reducing the threshold for purchasing, practicing the development of green financial inclusiveness, and the dilemma of the epidemic with Hong Kong citizens.

"Thanks to the innovation and development of fintech fields, the Guangdong -Hong Kong -Macao Greater Bay Area is leading the leadership of the Chinese economy to the high -quality development with innovation. The continuous development of the development of development has made it one of the most open and dynamic areas in China. "Some people in the industry said.

The mountains and the sea are connected to the sky and the world, and the sea is wide. In the future, Ping An of China will continue to focus on the "comprehensive finance+medical and health" ecological development strategy, drive financial innovation and digital innovation as a driver, and give full play to its resource advantages and "hematopoietic" functions in comprehensive finance, Internet finance, supply chain finance and other aspects , Help the construction of the world -class urban agglomeration in the Greater Bay Area and the most important portal hub of the "Belt and Road".

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