The interpretation of the authoritative policy of Guangzhou Provident Fund Period!You care about the answers

On June 20, the Guangzhou Housing Provident Fund Management Center issued the "Notice on the Implementation of the Housing Provident Fund Phase Support Policy" to clarify the implementation of the housing provident fund phased support policies. I believe that many neighborhoods have doubts. Which unit can apply for slow payment? What is the extraction amount for renting a public rental housing in this city? Native

Recently, the Guangzhou 12345 hotline interpreted these hot issues one by one.

Q: Which unit can apply for a slow payment?

Answer: Units with difficulty in paying housing provident funds, consistent with employees, can apply for slow payment.

Question: In what way to apply for a units to apply for a slowdown with employees?

Answer: Hold an employee conference or staff member meeting in accordance with regulations and form a written resolution.

Question: What information does the unit apply for a housing provident fund?

Answer: 1. Reduce the proportion of housing provident fund deposit or slowly pay the housing provident fund application form (1 original, download of the official website of the Provident Fund Center);

2. Resolution and repayment plan (1 original, the official seal of the unit, the official website of the provident fund center);

3. Publicity materials (resolution and supplementary payment plan must be publicized);

4. Summary table summary form and social security details of the last exchange payment (1 copy of the official seal of the unit);

5. The unit's ID card (original, the scriptures registered by the provident fund system prevail).

For details, please refer to the official website of the Provident Fund Center "Guidelines for Payment of the Guangzhou Housing Provident Fund".

Q: When can the unit apply for a housing provident fund for a period of time?

Answer: The unit can hold only one employee conference or staff congress in accordance with its own difficulties, and can negotiate with employees from May 2022 to whether it is necessary to slowly pay before the end of June 2023 (except for the deposited month), in 2022, 2022 Application before December 31. During the specific slow period, the unit and employees are determined according to the negotiation situation.

Question: After the units expire, do they need to make up the housing provident fund during the post -paying period?

Answer: Yes. The supplementary payment can be supplemented at one time, or it can be supplemented in batches. After the unit and the employee are negotiated, it is specified in the supplementary plan. During the slow payment period, if there is an employee's departure or retirement, the unit shall make up for the employee.

Question: If the unit is still difficult to operate after the expiration period expires, can it continue to apply for a slow payment?

Answer: Yes. It can be handled in accordance with the relevant provisions of the "Administrative Measures for the Storage of Housing Provident Fund".

Question: Can the unit restore the deposit in advance during the approval period?

Answer: You can restore the deposit at any time without submitting the application separately.

Q: Will the employee's housing provident fund withdrawal be affected during the slow payment period?

Answer: No.

Question: Where can the unit apply for a temporary deposit depository fund?

Answer: Units that have been opened for online service hall services can be applied through the website of the Housing Provident Fund Center, or you can make an appointment to the Guangtan Branch, the office, and the management department to submit the application. The specific outlet information can be inquired through the provident fund center website.

Question: What channels can the unit get the results of slow payment approval through?

Answer: Units that have opened online service hall services can be printed and approved by the central website, or they can also be collected at the acceptance outlets by themselves.

Question: If the unit is affected by the new crown pneumonia's epidemic, if the provident fund center is approved by the provident fund center to slowly pay the housing provident fund, can the employee of the depositor be applied for a housing provident fund loan normally?

Answer: If the unit is affected by the new crown pneumonia's epidemic situation, if the application is applied to the housing provident fund from May to December 2022, and approved by the approved employee, the employee applies for the housing provident fund loan within the above -mentioned slow payment period. ; If the employee applies for a housing provident fund loan after the above -mentioned post -paying period expires, it can be regarded as a continuous deposit after the loan application is paid before the loan application.

Question: Units that are affected by the epidemic of new crown pneumonia and approved by the Provident Fund Center fail to pay a timely payment monthly provident fund after the expiration period expires. How to solve the loan demand for deposit employees?

Answer: Employees can pay the provident fund during the personal sub -account before the loan, and it is deemed to be continuously contributed after the payment is completed.

Example: A unit of provident fund was approved by the provident fund center to slowly pay the provident fund from May-September 2022. After the expiration of the post-expiration period, normal remittances have been paid from October, but the provident fund that has not been paid from May-September has not been paid. The employees can pay the March-September September provident fund through the personal sub-account before the loan. After the completion of the payment, the provident fund of May-September is deemed to be contributed.

Question: The depositor affected by the new crown pneumonia cannot be repaid for the housing provident fund loan normally.

Answer: The depositor affected by the new crown pneumonia cannot be repaid normally from May 2022 to December 2022 to a certain month or a few months of housing provident fund loans No complaints for overdue processing or objection to credit reporting. After the application is approved, it will not be treated with overdue, and it will not be adjusted as an overdue record to submit the credit reporting department. After the application period is over, the contributor shall repay the repayment amount of the housing provident fund loan in the next month and the application month on the next repayment date and the failure to repay in full.

Question: In the past, which period of time is the permanent of the new crown pneumonia's epidemic, can I apply for an overdue or objections to objection to the credit reporting? Is there any restriction requirements for submitting the application?

Answer: You can apply for an overdue processing or credit objection objection from May 2022 to December 2022, and the time for submitting the application is not restricted. Question: If the depositor affected by the new crown pneumonia, if the housing provident fund loan cannot be repaid normally, what materials do you need to provide if you do not apply for an overdue or objection to objection to obtain a credit objection?

Answer: You need to provide the following materials:

1. My ID card;

2. Application (overdue processing) application (can be downloaded through the central website);

3. Other proof materials:

(1) Infection with new types of coronary virus pneumonia, provides hospitalization certificates or disease diagnosis certificates issued by the hospital;

(2) Oblock personnel of patients with infection or contact with new coronary pneumonia, provide certificates of units, neighborhood committees or street office;

(3) Epidemic prevention and control requires isolation of observer or participating in the epidemic prevention and control staff to provide proof of unit;

(4) The affected by the epidemic temporarily loses the source of the income source, and provides a bank flow certificate, the income certificate issued by the unit, or other proof.

Question: Due to the impact of the new crown pneumonia's epidemic, do not repay the housing provident fund loan on time.

Answer: A complaint can be filed through any of the following channels:

1. Application for your ID card and objection (overdue processing) application (overdue processing) (can be downloaded through the central website) and proof materials, and the outlets or loan business acceptance outlets are processed.

2. Application for ID cards and objection (overdue processing) (overdue processing) application (can be downloaded through the central website) and the electronic version of the certification material to [email protected].

Question: What is the amount of extraction of public rental housing in this city?

Answer: The monthly extraction amount does not exceed the rent that is actually paid per month.

Q: What is the amount of withdrawal of housing provident funds with the filing lease contract?

Answer: The extraction quota is calculated from the month of the lease contract. The amount of extraction does not exceed the rent that has been paid. The monthly rent exceeds 40%of the average monthly salary of employees in the last year, and the construction area of ​​the rental house exceeds 90 square meters, and the excess of some rent is not included in the extraction amount. At present, the upper limit of the monthly extraction amount is 9619 yuan, and the upper limit is dynamically adjusted with the average monthly salary of employees in the previous year.

Question: What is the amount of withdrawal if the lease -free contract or the lease contract is not registered? What materials do I need to submit?

Answer: From May to December 2022, the rent extraction limit increased from 600 yuan per person per month to 900 yuan. If the notice has been extracted in May and June 2022 before the release of the notice, the difference will be included in the next extraction quota.

The contributor does not need to provide materials through the provident fund center website and WeChat public account. If the Housing Provident Fund Center collects the bank outlets, the original ID card is required.

Text/Guangzhou Daily · Xinhuacheng Reporter: Liu Chunlin Picture: Visual China Guangzhou Daily · Xinhua City Editor: Zhang Ying

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