@, What should I do if I pay less than 15 years of retirement age?Official answer

Commercial Daily News (Coconut Network/Altitude mobile phone reporter Chen Wangfeng) Participated in the basic endowment insurance of employees to reach the legal retirement age, but the payment is less than 15 years, can the payment be extended? Can you pay enough? In response to this common problem, the Hainan Provincial Social Security Center gave the answer.

Take Uncle Zhang as an example. In February 2011, he entered a company and participated in insurance in February 2011. He then replaced his work many times and continued to pay the basic pension insurance premiums of employees. Zhang Zhang was 60 years old in June this year, but his basic pension insurance premiums were paid for 8 years and could not be retired. So what should I do like Uncle Zhang? Can you pay at one time?

It is understood that when retired but the payment is less than 15 years, can the payment be extended? Can you pay enough? Two cases:

1. The implementation of the "Social Insurance Law" (from July 1, 2011) individuals who participated in the basic endowment insurance of employees when they reached the legal retirement age of less than 15 years, they can continue to extend the payment and extend the payment for 5 years. In the year, you can pay at one time until 15 years.

Those who participated in the "Social Insurance Law" like Uncle Zhang belonged to this situation.

2. After the implementation of the "Social Insurance Law", when the individual participating in the basic endowment insurance of the employee reaches the legal retirement age, if the accumulated payment is less than 15 years, the payment can be extended later, and the monthly payment will be paid until 15 years. In other words, if you participate in the insurance after July 1, 2011, if you reach the legal retirement age, the payment is less than 15 years, and you can pay the monthly fee to 15 years on the monthly, and meet the conditions to receive pensions on your month.

[Editor in charge: Long Yansing]

[Content review: Chen Biyu]

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