Change!Provident fund loans can be deducted directly in off -date

On June 28, the reporter learned from the Harbin Housing Provident Fund Management Center that recently, with the signing cooperation agreement with Yichun, Qiqihar, and Daqing Provident Fund Center, the center has been with all prefecture -level provident fund centers in the province and provincial direct, agricultural reclamation and electricity points. The center of the center and the Mori Industry Provident Fund Management Center formally established a collaborative mechanism for the repayment of loan repayment of individual public accumulation. It is understood that this is the first time that Heilongjiang Province has achieved overdue loans in different places, and it can directly deduct the balance of provident fund accounts.

At present, if the above -mentioned cities with housing housing provident fund loans have been overdue for 3 consecutive periods or accumulated 6 or more (inclusive), the deduction procedure can be started; Open simultaneously.

It is understood that in recent years, with the increasing increase in the amount of provident fund loans in the Harbin Provident Fund Center in different places, the repayment procedures for different places have brought great inconvenience to employees. There is still a situation where the balance is available for repayment ". After the Harbin Provident Fund Center needs to sue the loan employee, the court will be deducted from a different place to complete the repayment, which greatly increases the difficulty of management after the central loan.

According to the Ministry of Housing and Urban -Rural Development's "Notice on Operations Relevant Housing Loans for Housing Provident Fund" (Jianjin [2015] No. 135) and "Heilongjiang Provincial Housing Provident Fund's Personal Housing Loan Management Measures" As of June 13, it has been completed with all prefecture -level provident fund centers in the province and provincial, agricultural reclamation, power sub -centers, and Senong Provident Fund Management Center. The agreement stipulates that the repayment of the personal housing provident fund and overdue loan of the individual housing provident funds of the two parties in the interoperability of the two parties, and simultaneously operate to support the repayment of the other party's off -site provident fund loan commission to withdraw on a monthly basis. As of the end of May, the Harbin Provident Fund Center has handled 23 provident funds business for overdue loans, with a deduction amount of 231,000 yuan, reducing 23 overdue loans.

Source: Heilongjiang Daily

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